Discover Financial Services
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
14.9 | 62.98 | -76.35% | 12.15 | +22.59% |
| P/S |
|
4.45 | 3.6 | 23.66% |
|
|
| P/BV |
|
2.95 | 1.47 | 100.91% |
|
|
| P/FCF |
|
2.82 | -0.2738 | -1131.65% |
|
|
| Ev/Ebitda |
|
225.22 | -77.97 | -388.84% |
|
|
| Ev/S |
|
5.43 | 3.72 | 46.06% |
|
|
| Ev/FCF |
|
6.47 | -5.17 | -225.22% |
|
|
| E/P |
|
0.126 | -83.79 | -100.15% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.71 | 24.03 | -92.9% | 39.18 | -95.64% |
| ROE |
|
19.83 | 10.99 | 80.33% |
|
|
| ROA |
|
1.94 | 3.23 | -39.98% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
29.87 | 19.22 | 55.4% |
|
|
| ROCE |
|
-0.1281 | -0.172 | -25.51% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
126.97 | -105.98 | -219.81% | 54.79 | +131.74% |
| Nеt Debt/Ebitda |
|
57.42 | -48 | -219.63% |
|
|
| Debt/Ratio |
|
0.1408 | 0.1727 | -18.48% |
|
|
| Debt/Equity |
|
21.27 | 113.22 | -81.22% |
|
|
| Debt/Net Income |
|
7.26 | 19.96 | -63.65% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.55/10
|
1.82 | 2.69 | -32.26% | 1.97 | -7.56% |
| Number of years of dividend growth |
|
13 | 5.09 | 155.32% | ||
| DSI |
|
1 | 0.8848 | 13.02% |
|
|
| Average dividend growth |
|
9.6 | -2.98 | -421.59% |
|
|
| Average percentage for 5 years |
|
1.97 | 3.51 | -43.88% |
|
|
| Average percentage for payments |
|
32.78 | 72.06 | -54.51% |
|
|
| Difference from average difference in sector |
|
-0.8667 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-11.25 | 113.14 | -109.94% | ||
| Growth impulse Ebitda in 5 years |
|
-40.99 | 73.07 | -156.1% | ||
| Growth impulse Net Income in 5 years |
|
157.89 | 99.83 | 58.16% | ||
| Growth impulse FCF in 5 years |
|
39.06 | -357.28 | -110.93% | ||
| Growth impulse EPS in 5 years |
|
211.15 | 965.84 | -78.14% |
IP Score
4.66/10
