Discover Financial Services
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
14.9 | 63.28 | -76.46% | 12.15 | +22.59% |
| P/S |
|
4.45 | 3.58 | 24.36% |
|
|
| P/BV |
|
2.95 | 1.45 | 103.11% |
|
|
| P/FCF |
|
2.82 | -0.2455 | -1250.59% |
|
|
| Ev/Ebitda |
|
225.22 | -77.74 | -389.73% |
|
|
| Ev/S |
|
5.43 | 3.74 | 45.37% |
|
|
| Ev/FCF |
|
6.47 | -1.52 | -524.51% |
|
|
| E/P |
|
0.126 | -83.79 | -100.15% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.71 | 23.64 | -92.78% | 39.18 | -95.64% |
| ROE |
|
19.83 | 11.01 | 80.02% |
|
|
| ROA |
|
1.94 | 3.22 | -39.67% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
29.87 | 19.08 | 56.57% |
|
|
| ROCE |
|
-0.1281 | -0.059 | 117.19% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
126.97 | -105.7 | -220.13% | 54.79 | +131.74% |
| Nеt Debt/Ebitda |
|
57.42 | -47.74 | -220.27% |
|
|
| Debt/Ratio |
|
0.1408 | 0.1727 | -18.51% |
|
|
| Debt/Equity |
|
1.44 | 117.3 | -98.77% |
|
|
| Debt/Net Income |
|
7.26 | 19.9 | -63.54% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.83/10
|
1.93 | 2.71 | -28.68% | 1.98 | -2.54% |
| Number of years of dividend growth |
|
13 | 5.09 | 155.32% | ||
| DSI |
|
1 | 0.8776 | 13.94% |
|
|
| Average dividend growth |
|
9.6 | -4.17 | -330.39% |
|
|
| Average percentage for 5 years |
|
1.98 | 3.49 | -43.25% |
|
|
| Average percentage for payments |
|
32.78 | 71.71 | -54.29% |
|
|
| Difference from average difference in sector |
|
-0.7761 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-11.25 | 168.88 | -106.66% | ||
| Growth impulse Ebitda in 5 years |
|
-40.99 | 93.56 | -143.81% | ||
| Growth impulse Net Income in 5 years |
|
157.89 | 134.43 | 17.45% | ||
| Growth impulse FCF in 5 years |
|
39.06 | -422.43 | -109.25% | ||
| Growth impulse EPS in 5 years |
|
211.15 | 1143.18 | -81.53% |
IP Score
4.99/10
