MAX
Company Analysis Discover Financial Services
1. Summary
Advantages
- Price (200.05 $) is less than fair price (267.57 $)
- The stock's return over the last year (5.25%) is higher than the sector average (1.21%).
- Current debt level 11.01% is below 100% and has decreased over 5 years from 18.81%.
Disadvantages
- Dividends (1.46%) are below the sector average (2.68%).
- The company's current efficiency (ROE=27.69%) is lower than the sector average (ROE=87.85%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Discover Financial Services | Financials | Index | |
|---|---|---|---|
| 7 days | 0% | -7.5% | 0.5% |
| 90 days | 0% | -6.8% | 1.8% |
| 1 year | 5.3% | 1.2% | 13.2% |
DFS vs Sector: Discover Financial Services has outperformed the "Financials" sector by 4.04% over the past year.
DFS vs Market: Discover Financial Services has significantly underperformed the market by -8% over the past year.
Stable price: DFS is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: DFS with weekly volatility of 0.1% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Below fair price: The current price (200.05 $) is lower than the fair price (267.57 $).
Price significantly below the fair price: The current price (200.05 $) is 33.8% lower than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (9.54) is lower than that of the sector as a whole (97.6).
P/E vs Market: The company's P/E (9.54) is lower than that of the market as a whole (73.05).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (2.41) is lower than that of the sector as a whole (8.68).
P/BV vs Market: The company's P/BV (2.41) is lower than that of the market as a whole (20.58).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (2.16) is lower than that of the sector as a whole (19.42).
P/S vs Market: The company's P/S indicator (2.16) is lower than that of the market as a whole (30.65).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (225.22) is higher than that of the sector as a whole (15.99).
EV/Ebitda vs Market: The company's EV/Ebitda (225.22) is higher than that of the market as a whole (36.29).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -3.36% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-3.36%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-31.95%).
6.4. ROE
ROE vs Sector: The company's ROE (27.69%) is lower than that of the sector as a whole (87.85%).
ROE vs Market: The company's ROE (27.69%) is lower than that of the market as a whole (51.19%).
6.6. ROA
ROA vs Sector: The company's ROA (3.03%) is lower than that of the sector as a whole (24.18%).
ROA vs Market: The company's ROA (3.03%) is lower than that of the market as a whole (11.29%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (14.83%) is lower than that of the sector as a whole (191.69%).
ROIC vs Market: The company's ROIC (14.83%) is lower than that of the market as a whole (45.07%).
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8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.46% is below the average for the sector '2.68%.
8.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.46% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 1.46% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (17%) are at an uncomfortable level.
Based on sources: porti.ru
