Company Analysis Discover Financial Services
1. Summary
Advantages
- The stock's return over the last year (72.96%) is higher than the sector average (14.68%).
- Current debt level 14.08% is below 100% and has decreased over 5 years from 22.54%.
- The company's current efficiency (ROE=19.83%) is higher than the sector average (ROE=11.01%)
Disadvantages
- Price (188.72 $) is higher than fair price (167.72 $)
- Dividends (2.04%) are below the sector average (2.71%).
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
18 november 17:25 Discover card cuts ties with left-wing group over terrorist connections
18 november 17:03 Capital One to acquire Discover Financial
2.3. Market efficiency
| Discover Financial Services | Financials | Index | |
|---|---|---|---|
| 7 days | -6.9% | 0% | -2.6% |
| 90 days | 8.6% | -47.2% | -0.6% |
| 1 year | 73% | 14.7% | 16.9% |
DFS vs Sector: Discover Financial Services has outperformed the "Financials" sector by 58.28% over the past year.
DFS vs Market: Discover Financial Services has outperformed the market by 56.02% over the past year.
Stable price: DFS is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: DFS with weekly volatility of 1.4% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (188.72 $) is higher than the fair price (167.72 $).
Price is higher than fair: The current price (188.72 $) is 11.1% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (14.9) is lower than that of the sector as a whole (63.28).
P/E vs Market: The company's P/E (14.9) is lower than that of the market as a whole (70.26).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (2.95) is higher than that of the sector as a whole (1.45).
P/BV vs Market: The company's P/BV (2.95) is lower than that of the market as a whole (22.61).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (4.45) is higher than that of the sector as a whole (3.58).
P/S vs Market: The company's P/S indicator (4.45) is lower than that of the market as a whole (15.24).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (225.22) is higher than that of the sector as a whole (-77.74).
EV/Ebitda vs Market: The company's EV/Ebitda (225.22) is higher than that of the market as a whole (24.37).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 31.58% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (31.58%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-76.01%).
5.4. ROE
ROE vs Sector: The company's ROE (19.83%) is higher than that of the sector as a whole (11.01%).
ROE vs Market: The company's ROE (19.83%) is higher than that of the market as a whole (18.07%).
5.5. ROA
ROA vs Sector: The company's ROA (1.94%) is lower than that of the sector as a whole (3.22%).
ROA vs Market: The company's ROA (1.94%) is lower than that of the market as a whole (6.49%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 2.04% is below the average for the sector '2.71%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 2.04% has been steadily paid over the past 7 years, DSI=0.93.
Dividend growth: Company's dividend yield 2.04% has been growing over the last 5 years. Growth over 13 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (25.58%) are at a comfortable level.
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