MAX Chat
Commerce Bancshares, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
15.97 | 53.39 | -70.1% | 17.88 | -10.71% |
| P/S |
|
4.02 | 6.33 | -36.52% |
|
|
| P/BV |
|
2.52 | 2.67 | -5.6% |
|
|
| P/FCF |
|
15.52 | 6.75 | 129.96% |
|
|
| Ev/Ebitda |
|
10.85 | 15.63 | -30.59% |
|
|
| Ev/S |
|
3.8 | 7.9 | -51.86% |
|
|
| Ev/FCF |
|
14.97 | 1.87 | 698.23% |
|
|
| E/P |
|
0.0638 | -62.38 | -100.1% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
35.05 | 61.18 | -42.71% | 40.12 | -12.63% |
| ROE |
|
16.83 | 89.52 | -81.2% |
|
|
| ROA |
|
1.65 | 24.69 | -93.31% |
|
|
| ROIC |
|
0 | 7.05 | -100% |
|
|
| ROS |
|
25.15 | 41.91 | -39.99% |
|
|
| ROCE |
|
20.39 | 19.08 | 6.87% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
3/10
|
3.99 | 8.87 | -55.04% | 3.31 | +20.52% |
| Nеt Debt/Ebitda |
|
-0.6081 | 4.2 | -114.46% |
|
|
| Debt/Ratio |
|
0.0915 | 0.1746 | -47.61% |
|
|
| Debt/Equity |
|
8.6 | 8.89 | -3.27% |
|
|
| Debt/Net Income |
|
5.56 | 21.19 | -73.76% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
3.98/10
|
1.59 | 2.71 | -41.43% | 1.75 | -9.39% |
| Number of years of dividend growth |
|
2 | 5.73 | -65.11% | ||
| DSI |
|
0.9286 | 0.88 | 5.51% |
|
|
| Average dividend growth |
|
2.56 | -3.97 | -164.33% |
|
|
| Average percentage for 5 years |
|
1.75 | 3.74 | -53.09% |
|
|
| Average percentage for payments |
|
28.97 | 54.68 | -47.03% |
|
|
| Difference from average difference in sector |
|
-1.12 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
7/10
|
55.03 | 1236.57 | -95.55% | ||
| Growth impulse Ebitda in 5 years |
|
38.96 | 975.64 | -96.01% | ||
| Growth impulse Net Income in 5 years |
|
48.64 | 1365.42 | -96.44% | ||
| Growth impulse FCF in 5 years |
|
-10.01 | -738.02 | -98.64% | ||
| Growth impulse EPS in 5 years |
|
42.41 | 1759.29 | -97.59% |
IP Score
5.2/10
