Company Analysis Commerce Bancshares, Inc.
1. Summary
Advantages
- The stock's return over the last year (29.63%) is higher than the sector average (19.81%).
- The company's current efficiency (ROE=16.2%) is higher than the sector average (ROE=11.03%)
Disadvantages
- Price (61.15 $) is higher than fair price (43.61 $)
- Dividends (1.91%) are below the sector average (2.65%).
- Current debt level 9.18% has increased over 5 years from 0.0092%.
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Commerce Bancshares, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | 1.8% | 1.8% | 0% |
| 90 days | 13.2% | -15.3% | 1.5% |
| 1 year | 29.6% | 19.8% | 20% |
CBSH vs Sector: Commerce Bancshares, Inc. has outperformed the "Financials" sector by 9.82% over the past year.
CBSH vs Market: Commerce Bancshares, Inc. has outperformed the market by 9.59% over the past year.
Stable price: CBSH is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: CBSH with weekly volatility of 0.5698% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (61.15 $) is higher than the fair price (43.61 $).
Price is higher than fair: The current price (61.15 $) is 28.7% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (14.72) is lower than that of the sector as a whole (63.15).
P/E vs Market: The company's P/E (14.72) is lower than that of the market as a whole (47.68).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (2.37) is higher than that of the sector as a whole (1.45).
P/BV vs Market: The company's P/BV (2.37) is lower than that of the market as a whole (22.59).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.57) is lower than that of the sector as a whole (3.58).
P/S vs Market: The company's P/S indicator (3.57) is lower than that of the market as a whole (15.21).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (-893.27) is lower than that of the sector as a whole (-77.74).
EV/Ebitda vs Market: The company's EV/Ebitda (-893.27) is lower than that of the market as a whole (24.31).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 6.94% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (6.94%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-80.32%).
5.4. ROE
ROE vs Sector: The company's ROE (16.2%) is higher than that of the sector as a whole (11.03%).
ROE vs Market: The company's ROE (16.2%) is lower than that of the market as a whole (18.08%).
5.5. ROA
ROA vs Sector: The company's ROA (1.5%) is lower than that of the sector as a whole (3.22%).
ROA vs Market: The company's ROA (1.5%) is lower than that of the market as a whole (6.49%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.91% is below the average for the sector '2.65%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.91% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 1.91% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (28.24%) are at a comfortable level.
8. Insider trades
8.1. Insider trading
Insider Selling More insider purchases by 350.2% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 05.02.2025 | Orf David L Exec. Vice President & CCO |
Sale | 68.24 | 70 697 | 1 036 |
| 05.02.2025 | Roller David L. Senior Vice President |
Sale | 67.81 | 227 028 | 3 348 |
| 27.01.2025 | BARTH KEVIN G Executive Vice President |
Sale | 66.61 | 81 397 | 1 222 |
| 27.01.2025 | Handy John K Executive Vice President |
Sale | 66.68 | 181 503 | 2 722 |
| 24.01.2025 | BARTH KEVIN G Executive Vice President |
Sale | 66.06 | 1 642 910 | 24 870 |
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