Umpqua Holdings Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
11.3 | 21.15 | -46.56% | 10.86 | +4.1% |
| P/S |
|
3.32 | 4.07 | -18.54% |
|
|
| P/BV |
|
1.54 | 0.4704 | 226.35% |
|
|
| P/FCF |
|
3.79 | 31.96 | -88.15% |
|
|
| Ev/Ebitda |
|
7.85 | 15.38 | -48.98% |
|
|
| Ev/S |
|
3.11 | 3.99 | -22.11% |
|
|
| Ev/FCF |
|
3.44 | 46.6 | -92.62% |
|
|
| E/P |
|
0.0857 | 0.1909 | -55.1% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
39.63 | 21.26 | 86.42% | 13.61 | +191.31% |
| ROE |
|
12.88 | 6.48 | 98.65% |
|
|
| ROA |
|
1.08 | 5.97 | -81.96% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
29.34 | 23.22 | 26.35% |
|
|
| ROCE |
|
16.94 | -8.3 | -303.99% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0.2015 | -7.92 | -102.54% | 0.3208 | -37.18% |
| Nеt Debt/Ebitda |
|
-0.5178 | 19.93 | -102.6% |
|
|
| Debt/Ratio |
|
0.0029 | 0.2022 | -98.58% |
|
|
| Debt/Equity |
|
0.521 | 14.92 | -96.51% |
|
|
| Debt/Net Income |
|
0.2723 | 4.96 | -94.51% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.75 | -100% | 4.2 | -100% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.7143 | 0.7848 | -8.98% |
|
|
| Average dividend growth |
|
-20.37 | 1.77 | -1249.45% |
|
|
| Average percentage for 5 years |
|
4.2 | 2.02 | 107.98% |
|
|
| Average percentage for payments |
|
46.26 | 46.26 | -0.0092% |
|
|
| Difference from average difference in sector |
|
-1.75 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
1/10
|
0.7937 | 6923.79 | -99.99% | ||
| Growth impulse Ebitda in 5 years |
|
-19.53 | 189.92 | -110.28% | ||
| Growth impulse Net Income in 5 years |
|
-4.89 | 198.31 | -102.47% | ||
| Growth impulse FCF in 5 years |
|
-1215.88 | 383.08 | -417.4% | ||
| Growth impulse EPS in 5 years |
|
-3.13 | 303.12 | -101.03% |
IP Score
5.39/10
