Company Analysis Umpqua Holdings Corporation
1. Summary
Advantages
- Price (17.66 $) is less than fair price (23.21 $)
- The stock's return over the last year (0%) is higher than the sector average (-48.5%).
- Current debt level 0.2879% is below 100% and has decreased over 5 years from 4.82%.
- The company's current efficiency (ROE=12.88%) is higher than the sector average (ROE=6.48%)
Disadvantages
- Dividends (0%) are below the sector average (1.75%).
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Umpqua Holdings Corporation | Financials | Index | |
|---|---|---|---|
| 7 days | 0% | -2% | -2% |
| 90 days | 0% | -11.6% | -12.1% |
| 1 year | 0% | -48.5% | 6.4% |
UMPQ vs Sector: Umpqua Holdings Corporation has outperformed the "Financials" sector by 48.5% over the past year.
UMPQ vs Market: Umpqua Holdings Corporation has significantly underperformed the market by -6.37% over the past year.
Stable price: UMPQ is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: UMPQ with weekly volatility of 0% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (17.66 $) is lower than the fair price (23.21 $).
Price significantly below the fair price: The current price (17.66 $) is 31.4% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (11.3) is lower than that of the sector as a whole (21.15).
P/E vs Market: The company's P/E (11.3) is lower than that of the market as a whole (48.45).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.54) is higher than that of the sector as a whole (0.4704).
P/BV vs Market: The company's P/BV (1.54) is lower than that of the market as a whole (3.38).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.32) is lower than that of the sector as a whole (4.07).
P/S vs Market: The company's P/S indicator (3.32) is lower than that of the market as a whole (10.23).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (7.85) is lower than that of the sector as a whole (15.38).
EV/Ebitda vs Market: The company's EV/Ebitda (7.85) is lower than that of the market as a whole (15.44).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -24.43% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-24.43%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-30.03%).
5.4. ROE
ROE vs Sector: The company's ROE (12.88%) is higher than that of the sector as a whole (6.48%).
ROE vs Market: The company's ROE (12.88%) is higher than that of the market as a whole (8.97%).
5.5. ROA
ROA vs Sector: The company's ROA (1.08%) is lower than that of the sector as a whole (5.97%).
ROA vs Market: The company's ROA (1.08%) is lower than that of the market as a whole (6.3%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.96%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.75%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0% has been steadily paid over the past 7 years, DSI=0.71.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (54.13%) are at a comfortable level.
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