Citizens Community Bancorp, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
9.14 | 39.52 | -76.87% | 9.37 | -2.49% |
| P/S |
|
1.27 | 4.91 | -74.1% |
|
|
| P/BV |
|
0.6886 | 0.6713 | 2.58% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
73.86 | 41.11 | 79.69% |
|
|
| Ev/S |
|
2.46 | 5.35 | -54.01% |
|
|
| Ev/FCF |
|
-6.57 | 53.93 | -112.18% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
3.33 | 22.4 | -85.12% | 35.33 | -90.57% |
| ROE |
|
7.53 | 5.6 | 34.5% |
|
|
| ROA |
|
0.7054 | 5.48 | -87.12% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
13.92 | 21.82 | -36.2% |
|
|
| ROCE |
|
0 | -12.13 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
67.84 | -7.15 | -1049.09% | 31.14 | +117.87% |
| Nеt Debt/Ebitda |
|
35.68 | 18.2 | 96.07% |
|
|
| Debt/Ratio |
|
0.1145 | 0.2048 | -44.08% |
|
|
| Debt/Equity |
|
0 | 13.81 | -100% |
|
|
| Debt/Net Income |
|
16.24 | 6.12 | 165.47% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
6.93/10
|
2.77 | 1.72 | 61.28% | 2.33 | +18.68% |
| Number of years of dividend growth |
|
4 | 2.96 | 35.06% | ||
| DSI |
|
1 | 0.7793 | 28.32% |
|
|
| Average dividend growth |
|
7.25 | 0.3796 | 1810.74% |
|
|
| Average percentage for 5 years |
|
2.33 | 2 | 16.65% |
|
|
| Average percentage for payments |
|
32.46 | 49.37 | -34.25% |
|
|
| Difference from average difference in sector |
|
1.05 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
1/10
|
3.97 | 194.33 | -97.96% | ||
| Growth impulse Ebitda in 5 years |
|
48.04 | 70.17 | -31.54% | ||
| Growth impulse Net Income in 5 years |
|
37.46 | 30.41 | 23.18% | ||
| Growth impulse FCF in 5 years |
|
92.74 | 92.4 | 0.368% | ||
| Growth impulse EPS in 5 years |
|
46.74 | -56.69 | -182.45% |
IP Score
5.19/10
