Citizens Community Bancorp, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
9.14 | 21.15 | -56.79% | 9.37 | -2.49% |
| P/S |
|
1.27 | 4.07 | -68.75% |
|
|
| P/BV |
|
0.6886 | 0.4704 | 46.39% |
|
|
| P/FCF |
|
0 | 31.96 | -100% |
|
|
| Ev/Ebitda |
|
73.86 | 15.38 | 380.13% |
|
|
| Ev/S |
|
2.46 | 3.99 | -38.36% |
|
|
| Ev/FCF |
|
-6.57 | 46.6 | -114.1% |
|
|
| E/P |
|
0 | 0.1909 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
3.33 | 21.26 | -84.33% | 30.71 | -89.15% |
| ROE |
|
7.53 | 6.48 | 16.2% |
|
|
| ROA |
|
0.7054 | 5.97 | -88.19% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
13.92 | 23.22 | -40.06% |
|
|
| ROCE |
|
0 | -8.3 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
67.84 | -7.92 | -956.12% | 31.14 | +117.87% |
| Nеt Debt/Ebitda |
|
35.68 | 19.93 | 79% |
|
|
| Debt/Ratio |
|
0.1145 | 0.2022 | -43.34% |
|
|
| Debt/Equity |
|
0 | 14.92 | -100% |
|
|
| Debt/Net Income |
|
16.24 | 4.96 | 227.7% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
5.88/10
|
2.35 | 1.75 | 34.52% | 2.25 | +4.28% |
| Number of years of dividend growth |
|
4 | 2.96 | 35.06% | ||
| DSI |
|
1 | 0.7848 | 27.42% |
|
|
| Average dividend growth |
|
9.11 | 1.77 | 413.85% |
|
|
| Average percentage for 5 years |
|
2.25 | 2.02 | 11.58% |
|
|
| Average percentage for payments |
|
32.46 | 46.26 | -29.83% |
|
|
| Difference from average difference in sector |
|
0.6031 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
1/10
|
3.97 | 6923.79 | -99.94% | ||
| Growth impulse Ebitda in 5 years |
|
48.04 | 189.92 | -74.71% | ||
| Growth impulse Net Income in 5 years |
|
37.46 | 198.31 | -81.11% | ||
| Growth impulse FCF in 5 years |
|
92.74 | 383.08 | -75.79% | ||
| Growth impulse EPS in 5 years |
|
46.74 | 303.12 | -84.58% |
IP Score
5.09/10
