Company Analysis Truist Financial
1. Summary
Advantages
- Dividends (4.94%) are higher than the sector average (2.68%).
- Current debt level 11.85% is below 100% and has decreased over 5 years from 12.59%.
Disadvantages
- Price (39.84 $) is higher than fair price (6.9 $)
- The stock's return over the last year (9.3%) is lower than the sector average (19.36%).
- The company's current efficiency (ROE=-1.85%) is lower than the sector average (ROE=10.99%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
17 february 02:45 Big bank CEOs to meet with lawmakers on solutions to debanking
18 november 16:15 Customers at major US banks hit with deposit delays
2.3. Market efficiency
| Truist Financial | Financials | Index | |
|---|---|---|---|
| 7 days | -5.7% | -0.4% | 2.7% |
| 90 days | -12.9% | 7.6% | -4.5% |
| 1 year | 9.3% | 19.4% | 10% |
TFC vs Sector: Truist Financial has significantly underperformed the "Financials" sector by -10.06% over the past year.
TFC vs Market: Truist Financial has underperformed the market marginally by -0.7417% over the past year.
Stable price: TFC is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: TFC with weekly volatility of 0.1789% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (39.84 $) is higher than the fair price (6.9 $).
Price is higher than fair: The current price (39.84 $) is 82.7% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (9.11) is lower than that of the sector as a whole (62.98).
P/E vs Market: The company's P/E (9.11) is lower than that of the market as a whole (73.05).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.8263) is lower than that of the sector as a whole (1.47).
P/BV vs Market: The company's P/BV (0.8263) is lower than that of the market as a whole (22.32).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.47) is lower than that of the sector as a whole (3.6).
P/S vs Market: The company's P/S indicator (1.47) is lower than that of the market as a whole (15.91).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (125.52) is higher than that of the sector as a whole (-77.97).
EV/Ebitda vs Market: The company's EV/Ebitda (125.52) is higher than that of the market as a whole (23.05).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -24.87% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-24.87%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-71.87%).
5.4. ROE
ROE vs Sector: The company's ROE (-1.85%) is lower than that of the sector as a whole (10.99%).
ROE vs Market: The company's ROE (-1.85%) is lower than that of the market as a whole (25.12%).
5.5. ROA
ROA vs Sector: The company's ROA (-0.2024%) is lower than that of the sector as a whole (3.23%).
ROA vs Market: The company's ROA (-0.2024%) is lower than that of the market as a whole (6.65%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.94% is higher than the average for the sector '2.68%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.94% has been steadily paid over the past 7 years, DSI=1.
Dividend growth: Company's dividend yield 4.94% has been growing over the last 5 years. Growth over 10 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (47.75%) are at a comfortable level.
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