Company Analysis SLM Corporation
1. Summary
Advantages
- Dividends (9.56%) are higher than the sector average (2.31%).
- The company's current efficiency (ROE=29.2%) is higher than the sector average (ROE=6.45%)
Disadvantages
- Price (76.74 $) is higher than fair price (32.75 $)
- The stock's return over the last year (0.7085%) is lower than the sector average (18%).
- Current debt level 21.42% has increased over 5 years from 0.8849%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
SLM Corporation | Financials | Index | |
---|---|---|---|
7 days | -2.9% | 24.4% | 1.2% |
90 days | 9.6% | 10.2% | 21.7% |
1 year | 0.7% | 18% | 21.8% |
SLMBP vs Sector: SLM Corporation has significantly underperformed the "Financials" sector by -17.29% over the past year.
SLMBP vs Market: SLM Corporation has significantly underperformed the market by -21.06% over the past year.
Stable price: SLMBP is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: SLMBP with weekly volatility of 0.0136% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (76.74 $) is higher than the fair price (32.75 $).
Price is higher than fair: The current price (76.74 $) is 57.3% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (27.14) is higher than that of the sector as a whole (21.68).
P/E vs Market: The company's P/E (27.14) is lower than that of the market as a whole (90.03).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (7.41) is higher than that of the sector as a whole (0.7).
P/BV vs Market: The company's P/BV (7.41) is lower than that of the market as a whole (9.39).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (6.11) is higher than that of the sector as a whole (4.61).
P/S vs Market: The company's P/S indicator (6.11) is lower than that of the market as a whole (10.12).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (10.87) is lower than that of the sector as a whole (11.61).
EV/Ebitda vs Market: The company's EV/Ebitda (10.87) is lower than that of the market as a whole (50.91).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -6.61% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-6.61%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.44%).
5.4. ROE
ROE vs Sector: The company's ROE (29.2%) is higher than that of the sector as a whole (6.45%).
ROE vs Market: The company's ROE (29.2%) is higher than that of the market as a whole (11.64%).
5.5. ROA
ROA vs Sector: The company's ROA (1.99%) is lower than that of the sector as a whole (6.1%).
ROA vs Market: The company's ROA (1.99%) is lower than that of the market as a whole (6.89%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (11.08%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 9.56% is higher than the average for the sector '2.31%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 9.56% has been steadily paid over the past 7 years, DSI=0.71.
Weak dividend growth: The company's dividend yield 9.56% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (96.52%) are at an uncomfortable level.
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