Company Analysis SLM Corporation
1. Summary
Advantages
- Dividends (9.8%) are higher than the sector average (1.72%).
- The stock's return over the last year (6.56%) is higher than the sector average (-26.38%).
- The company's current efficiency (ROE=29.97%) is higher than the sector average (ROE=5.61%)
Disadvantages
- Price (73.2 $) is higher than fair price (29.22 $)
- Current debt level 35.84% has increased over 5 years from 0.8849%.
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| SLM Corporation | Financials | Index | |
|---|---|---|---|
| 7 days | 2.2% | 0.4% | 0.4% |
| 90 days | 2.3% | -32.9% | 5.7% |
| 1 year | 6.6% | -26.4% | 27.7% |
SLMBP vs Sector: SLM Corporation has outperformed the "Financials" sector by 32.94% over the past year.
SLMBP vs Market: SLM Corporation has significantly underperformed the market by -21.13% over the past year.
Stable price: SLMBP is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: SLMBP with weekly volatility of 0.1261% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (73.2 $) is higher than the fair price (29.22 $).
Price is higher than fair: The current price (73.2 $) is 60.1% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (28.54) is lower than that of the sector as a whole (38.91).
P/E vs Market: The company's P/E (28.54) is lower than that of the market as a whole (49.04).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.672) is higher than that of the sector as a whole (0.6287).
P/BV vs Market: The company's P/BV (0.672) is lower than that of the market as a whole (3.17).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (6.21) is higher than that of the sector as a whole (4.98).
P/S vs Market: The company's P/S indicator (6.21) is lower than that of the market as a whole (10.24).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (12.27) is lower than that of the sector as a whole (40.84).
EV/Ebitda vs Market: The company's EV/Ebitda (12.27) is lower than that of the market as a whole (28.32).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -7.2% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-7.2%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-15.99%).
5.4. ROE
ROE vs Sector: The company's ROE (29.97%) is higher than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (29.97%) is higher than that of the market as a whole (10.71%).
5.5. ROA
ROA vs Sector: The company's ROA (1.93%) is lower than that of the sector as a whole (5.48%).
ROA vs Market: The company's ROA (1.93%) is lower than that of the market as a whole (6.47%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 9.8% is higher than the average for the sector '1.72%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 9.8% has been steadily paid over the past 7 years, DSI=0.79.
Weak dividend growth: The company's dividend yield 9.8% has been growing weakly or stagnant over the past 5 years. Growth over only 2 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (21.1%) are at an uncomfortable level.
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
