SLM Corporation (SLMBP) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	1999	2000	2002	2006	2008	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд $						24.26	20.41	29.84	30.35	25.6	3.56	3.99	14.05	13.73		3.99	12.19	-11.72
Выручка, млрд $							0.96	1.13	1.41	1.67	1.8	2.03	1.82	2.59	2.62	2.62	2.17	7.80
Чистая прибыль, млрд $							0.25	0.289	0.487	0.578	0.881	1.16	0.469	0.5637	0.59	0.59	0.7327	-7.71
EV, млрд $							34.09	47.09	20.07	16.1	21.32	19.71	15.67	17.17	17.75	17.75	18.32	-3.60
EBIT, млрд $							0.6099	0.8107	1.08	1.45	1.7	1.92	-0.9161	1.4	1.62	1.62	1.14	-0.96
EBITDA, млрд $							0.6108	0.8112	1.1	1.47	1.71	1.94	0.6453	1.4	1.63	1.63	1.47	-0.95
OIBDA, млрд $											1.52	1.14	0.8139	2.24	2.68	2.68	1.68	12.01
Баланс стоимость, млрд $							2.35	2.47	2.97	3.31	2.56	2.15	1.73	1.88	2.16	2.16	2.10	-3.34
FCF, млрд $							-0.201	-0.167	-0.103	-0.016	-0.183	-0.05	0.005	-0.1446	0.5191	0.5191	0.0293	-223.19
Операционный денежный поток, млрд $							-0.2009	-0.1669	-0.1027	-0.0156	-0.1827	-0.0495	0.005	-0.1446	0.5191	0.5191	0.0295	-223.23
Операционная прибыль, млрд $							0.5096	0.7823	0.6117	1.45	1.7	1.92	0.6376	1.4	1.63	1.63	1.46	-0.84
Операционные расходы, млрд $							0.732	0.943	0.557	0.5743	0.000538	0.1255	0.5515	0.6192	0.6366	0.6366	0.3867	311.73
CAPEX, млрд $	0.3177	0.4488	0.0499	13.82	13.35						2.33			0.2076		0.2076	5.95	32.99

	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	5 quarters average	CAGR 5
Капитализация, млрд $		18.66	17.72	16.2	15.25	14.46	14	15.2	13.66	13.63	14.85						14.27	1.19
Выручка, млрд $							0.543	0.4268	0.5307	0.4089	0.443	0.8502	0.7956	0.3839	0.39	0.581	0.6001	-7.33
Чистая прибыль, млрд $							-0.077	0.1185	0.2651	0.0294	0.1684	0.2899	0.252	-0.0452	0.1116	0.3006	0.1818	0.73
EV, млрд $							18.22	16.08	14.36	16.15	16.42	18.28	16.83	17.52	17.75	18.3	17.74	0.02
EBIT, млрд $						0.2595	0.1056	0.3884	0.3332	0.3226	0.331	0.4561	0.3328	0.3186	-0.000329		0.2876	-125.09
EBITDA, млрд $						0.2618	0.1079	0.3907	0.3354	0.3297	0.3945	0.462	0.3388	0.324	-0.0177		0.3003	-153.75
OIBDA, млрд $												0.6402	0.5125	0.3923			0.5150	-15.06
Баланс стоимость, млрд $							1.73	1.83	1.81	1.8	1.88	2.11	2.28	2.13	2.16	2.4	2.22	2.61
FCF, млрд $							0.0013	0.0089	-0.067	-1.79	-0.0271	-0.0781	-0.145	-0.1134	0.0045	-0.1461	-0.0956	13.34
Операционный денежный поток, млрд $							-0.000875	0.0089	-0.067	-0.0594	-0.0271	-0.0781	-0.145	-0.1134	0.0045	-0.1461	-0.0956	13.34
Операционная прибыль, млрд $						0.0042	0.0013	0.3884	0.3312	0.3297	0.3945	0.4681	0.4257	0.0231		-0.6892	0.1244	-211.80
Операционные расходы, млрд $							0.2698	0.000155	0.1542	0.1674	0.1431	0.1557	0.1586	0.3839	0.39	0.1032	0.2383	-7.90
CAPEX, млрд $	0.0038	0.0039	0.0046	0.0049	0.0067	0.0067	0.0068	0.0068	0.0069	1.73							0.3514	203.66

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд $											1.92	1.53	2.56	5.56	4.47	4.37	4.62	4.15	4.7	4.7	4.46	1.01
Short Term Investments $										0.1954	0.2086	0.2441	0.1762	0.4877	2	2.52	2.34	0.6868		0.6868	1.61	7.09
Long term investments $									0.1689	0.1954	0.2086	0.2441	0.1762	0.5721	2.09	2.7	2.5	2.56			2.08	34.94
Total Receivables $											1.03	1.14	1.27	1.51	1.78	1.45	1.58	1.75	1.97	1.97	1.71	2.05
Total Current Assets $											0.0537	0.1018	3.93	7.56	8.23	5.82	6.25	5.9	6.67	6.67	6.57	-4.12
Чистые активы, млрд $										0.0813	0.0871	0.0897	3.93	7.56	8.23	5.82	0.1407	5.38		0.1407	5.43	-6.58
Активы, млрд $											18.53	21.78	26.64	32.69	30.77	29.22	28.81	29.17	30.07	30.07	29.61	-0.46
Short Term Debt $										0.5002	13.44	15.51	18.94	0.2892	5.19	0.1996	5.24	5.23		5.23	3.23	78.43
Long Term Debt $											2.17	3.28	4.28	4.35	5.19	5.93	5.24	5.23	6.44	6.44	5.61	4.41
Задолженность, млрд $											16.19	19.31	23.67	29.37	28.21	27.07	27.08	27.29	27.91	27.91	27.51	-0.21
Чистый долг, млрд $											0.2492	1.74	1.9	-0.9206	0.7339	1.6	0.619	1.08	1.74	1.74	1.15	18.85
Долг, млрд $											15.6	3.28	4.28	0.2892	5.19	5.93	5.24	5.23	6.44	6.44	5.61	4.41
Interest income $										0.0053	1.08	1.44	1.94	2.33	2.02	1.78	2.03	2.51			2.13	1.50
Расходы на обслуживание долга $											0.1859	0.3081	0.7077	0.5417	0.404	0.5428	0.5428	0.0135	1.14	1.14	0.5286	23.06
Чист. проц. доходы, млрд $											0.8913	1.13	1.94	2.33	2.02	1.78	2.03	2.51		2.51	2.13	1.50
Goodwill $	0.97	0.965	0.991	0.991	0.387	0.405	0.394	0.394									0.0507	0.0561			0.2600	-32.66
Амортизация, млрд $											0.000906	0.000469	0.0138	0.0147	0.0151	0.016	1.56	0.0842	0.0177	0.0177	0.3386	3.23
Себестоимость, млрд $											0.1822	0.2064	0.2718	0.2632	0.2336	0.4953	0.5305	0.5734	0.3494	0.3494	0.4364	8.39
Товарно материальные запасы $	-3.34	3.07	7.06	1.83										7.28	6.43	6.01	6.37				5.58	28.33

	2012Q4	2013Q3	2013Q4	2014Q1	2017Q4	2018Q1	2018Q2	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	5 quarters average	CAGR 5
Наличность, млрд $																				4.62	3.72	3.88	3.55	4.15	3.74	5.41	4.49	4.7	3.7	4.41	-0.21
Short Term Investments $																		2.57	2.43	2.34	2.31	2.37	0.0248	0.6868	0.4423	0.3463	0.0499			0.3100	15.01
Long term investments $															2.68	2.7	2.53	2.76	2.66	2.5	2.5	2.53	2.46	2.56						2.51	0.48
Total Receivables $																				1.58	1.67	1.63	1.87	1.75	1.66	1.74	1.97	1.97	1.89	1.85	2.63
Total Current Assets $																				6.25	5.38	5.5	5.42	4.22	3.58	5.26	6.46	6.67	5.59	5.51	9.32
Чистые активы, млрд $													0.1554	0.154	0.1533	0.1505	7.09	5.12	6.43	6.25	0.1379	0.1349								3.61	-51.68
Активы, млрд $																				28.81	29.45	27.71	29.27	29.17	28.28	28.77	30.01	30.07	28.9	29.21	0.43
Short Term Debt $					3.28	0.4462	0.0000	21.18	0.2978	0.2892	24.45	23.59		0.1994	0.1996															9.75	-7.15
Long Term Debt $																				5.24	5.51	5.21	5.52	5.23	4.98	5.4	6.04	6.44	6.15	5.80	4.31
Задолженность, млрд $																				27.08	5.51	5.21	5.52	5.23	26.16	26.49	27.88	27.91	26.5	26.99	0.26
Чистый долг, млрд $																				0.619	1.8	1.34	1.97	1.08	1.24	-0.008	1.55	1.74	2.45	1.39	14.59
Долг, млрд $																				5.24	5.51	5.21	5.52	5.23	4.98	5.4	6.04	6.44	6.15	5.80	4.31
Interest income $															0.4476	0.4584	0.465	0.463	0.5199	0.5836	0.6376	0.6339	0.6523	0.6686						0.6352	2.76
Расходы на обслуживание долга $																				0.2022	0.2325	0.2473	0.2676	0.2827	0.2765	0.2693	0.2932	0.2992	0.2811	0.2839	0.33
Чист. проц. доходы, млрд $																	0.465	0.463	0.5199	0.5836	0.6376	0.6339	0.6523	0.6686	0.6636	0.6415				0.6520	0.24
Goodwill $	0.394	0.429	0.394	0.416														0.0506		0.0507	0.0507	0.0507	0.0561	0.0561						0.0529	2.04
Амортизация, млрд $																				0.0023	0.0023	0.0022	0.0071	0.0634	0.0059	0.006	0.0054	-0.0173	0.005	0.0010	-3.26
Себестоимость, млрд $																		0.1221	0.1341	0.1283	0.1263	0.1443	0.1551	0.131	0.2264	0.2172	0.1578			0.1775	0.35
Товарно материальные запасы $														4.28			4.93	5.22	6.57	6.37	5.58	5.66	5.6	4.15			6.63			5.52	3.51

Share

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	0.53	0.71	1.58	1.88	2.25	3.61	1.79	2.41	2.73		2.73	2.56	3.94
Цена акции ао		56.84	68.75	59	53.75	53	65	66.15	74	76.74	76.74	66.98	7.68
Число акций ао, млн	435.42	438.93	308.15	308.15	308.15	308.15	261.5	234.06	216.22		216.22	265.62	-6.84
FCF/акцию	-0.4615	-0.3803	-0.3334	-0.0508	6.97	-0.1607	0.0191	-0.6179	2.4		2.4	1.72	-19.20

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	5 quarters average	CAGR 5
EPS						-0.33	0.4866	1.12	0.1283	0.7546	1.3	1.13	-0.2101	0.5159	1.4		0.8272	1.49
Цена акции ао			57.71	57.74	56.98	57.23	62.42	57.51	59.56	66.52					75.55	76.74	67.18	5.94
Число акций ао, млн	304.51	292.76	280.65	264.12	253.72	244.62	243.55	237.59	228.8	223.22							235.56	-1.81
FCF/акцию						-0.0028	0.0365	-0.2821	-7.84	-0.1216	-0.3488	-0.6518	-0.5279	0.021	-0.6794		-0.4374	14.26

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %				13.83	14.17	20.31	20.47	33.35	54.9	24.2	31.25	29.2		29.2	-47.34	34.58	-2.62
ROA, %				1.36	1.36	1.95	1.89	2.75	3.85	1.62	1.94	1.99		1.99	10.67	2.43	-6.26
ROIC, %	1.14		9.25	1.51	1.43	1.92	8.12	7.24	8.75	8.45	15.94				6.57	9.70	14.44
ROS, %					25.65	35.81	34.58	48.62	57.25	25.72	21.74	22.53	22.53	22.53	26.43	29.95	-17.02
ROCE, %					32.77	4.07	4.48	20.92	6.62	26.11	-41.82	5.37	74.79	74.79	31.35	14.21	62.40
Ebit margin, %							44.48	14.64	3.71	-50.24	53.99	61.68	61.68	61.68	34.79	26.16	75.45
Рентаб EBITDA, %					72.02	80.48	87.67	51.25	74.82	35.39	53.99	62.35	62.35	62.35	38.87	57.78	-3.58
Чистая рентаб, %				26.07	25.65	35.81	34.58	68.68	56.33	25.72	21.74	22.53		22.53	26.43	39.00	-19.98
Operation Margin, %					69.46	79.46	44.48	63.71	75.98	34.96	53.99	62.35	62.35	62.35	31.91	57.93	-3.88
Чистая процентная маржа, %	34.49	24.64	28.78	23.86	24.26	33.38	33.57	48.38	56.93					38.24	22.37	39.30	18.60
Доходность FCF, %		-1.42	-0.376	-0.9847	-0.5593	-0.3386	-0.0611	13.62	-0.288	0.0355	-2.57					2.15	111.24

	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
ROE, %							-3.88	6.22	14.67	1.62	9.31	15.55	12.86	-2.19	5.22	13.61		-47.34	9.01	-2.63
ROA, %							-0.2659	0.4068	0.9566	0.1031	0.5764	1.01	0.8835	-0.1536	0.3713	1.02		10.67	0.6262	0.20
ROIC, %	2	1.08							4.2	0.805	2.78	4.5	3.65	-0.2078	1.67	3.84		6.57	2.69	-3.12
ROS, %								27.77	49.95	7.18	38.02	34.1	31.67	-11.76	28.61	51.73	22.53	26.43	24.56	-6.58
ROCE, %							1.38	5.11	1.48	2.5	1.8	1.94	1.15	1.1	-0.0011		74.79	31.35	15.80	107.59
Ebit margin, %										78.91	74.72	53.64	41.84	82.98	-0.0844		61.68	34.79	48.01	2.83
Рентаб EBITDA, %							31.67	91.54	63.21	80.64	89.04	54.34	42.58	84.4	-4.53		62.35	38.87	47.83	2.79
Чистая рентаб, %							-22.61	27.77	49.95	7.18	38.02	34.1	31.67	-11.76	28.61	51.73		26.43	26.87	8.69
Operation Margin, %							31	91	62.4	80.64	89.04	55.06	53.51	6.02		-118.62	62.35	31.91	11.66	2.52
Доходность FCF, %		0.4545	0.2574	0.3877	-0.3954	0.0233	-0.0062	0.0585	-0.4906	-13.17	-0.1828								-2.7582	96.75

Coefficients

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E	81.52	103.28	37.28	29.43	24.23	16	32.08	28.54	27.14		27.14	25.61	25.60	2.29
P/BV	8.69	12.06	6.11	5.14	8.85	9.11	8.71	8.55	7.41		7.41	-12.26	8.53	-3.49
P/S	21.25	26.49	13.35	10.18	2.07	1.7	8.25	6.21	6.11		6.11	6.63	4.87	24.17
P/FCF		-178.79	-295.38	-1636.83	7.34	-347.17	2813.53	798	-11.33	7.69	7.69	19.22	652.14	-146.67
E/P		0.0097	0.0161	0.0226	0.0558	0.0675	0.0334	0.0411	0.1413	0.1479	0.1479	0.05	0.0862	16.99
EV/EBIT				30.74	80.14	270.03	-17.1	12.27	10.99	10.99	10.99	19.77	57.44	-47.29
EV/EBITDA	55.81	58.05	18.32	10.98	9.98	10.12	24.28	12.27	10.87		10.87	17.09	13.50	1.72
EV/S		41.81	37.48	14.76	11.98	12.19	8.59	6.62	6.78	6.78	6.78	6.84	8.19	-11.07
EV/FCF		-282.11	-496.54	-1577.97	10.1	-499.17	3138.2	-118.69	34.2	34.2	34.2	24.43	517.75	-158.50
Debt/EBITDA		23.15	4.07	3.17	3.03	3.06	8.11	3.73	3.94	3.94	3.94	1.91	4.56	5.19
Netdebt/Ebitda		2.15	1.57	-1.21	0.6278	1.03	0.9592	0.77	1.07	1.07	1.07	0.97	0.9798	0.76
Debt/Ratio		0.8623	0.872	0.1421	0.3373	0.4059	0.1817	0.1792	0.2142	0.2142	0.2142	0.40	0.2390	-12.00
Debt/Equity		7.59	7.81	1.4	4.05	5.52	3.03	2.78	2.98	12.92	12.92	-1.77	5.45	18.54
Debt/Net Income		65	47.65	8.03	11.78	10.22	11.16	9.27	10.92	10.92	10.92	3.28	10.50	1.33
PEG										125.16	125.16	-7.77	125.16	0.00
Бета					1.39	1.29	1.2	0.8341	-0.2256	0.2191	0.2191	0.27	0.6635	-29.85
Индекс Альтмана		1.87	1.62	1	0.9659	0.2857	0.2487	0.5141	0.4442	0.4595	0.4595	42.85	0.3904	9.97

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E					19.75	-181.72	33.58	34.84	43.8	27.66	23.12	22.86		27.09	25.98		25.61	25.34	-1.25
P/BV						10.19	0.5966	0.579	0.5971	0.6409	8.06	7.37	7.49	7.41	6.6		-12.26	7.39	-3.92
P/S						9.65	10.52	7.6	8.65	8.86	7.77	6.79	6.67	6.75	7.47		6.63	7.09	-0.78
P/FCF		388.54	257.94	-252.93	4292.68	-16000.08	1710.38	-203.83	-7.6	-547.08						7.69	19.22	191.91	-66.07
E/P		0.0172	0.0079	0.0223	0.005	-0.0055	0.0078	0.0194	0.0022	0.0113						0.1479	0.05	0.0377	80.13
EV/EBIT									50.07	49.61	40.09	50.57	54.99	-53961.19		10.99	19.77	-10760.9100	-22.80
EV/EBITDA					11	15.26	14.62	42.82	13.88	12.81	12.02	11.04	11.53	16.04			17.09	12.69	4.60
EV/S	57.51							27.06	39.51	37.07	21.51	21.16	45.63	45.52	31.49	6.78	6.84	30.12	-20.36
EV/FCF	251.87							-214.26	-9	-605.07	-234.15	-116.06	-154.46	3911.27	-125.28	34.2	24.43	709.93	-178.32
Debt/EBITDA						48.5	14.11	15.54	16.73	13.25	10.77	15.95	18.63	-364.85		3.94	1.91	-63.1120	-18.22
Netdebt/Ebitda						5.73	4.6	3.99	5.97	2.73	2.68	-0.0237	4.77	-98.57		1.07	0.97	-18.0147	-16.78
Debt/Ratio	0.1882							0.1882	0.1884	0.1792	0.176	0.1878	0.2011	0.2142	0.2127	0.2142	0.40	0.2060	2.67
Debt/Equity	2.54							2.89	3.07	2.78	2.35	2.37	2.83	2.98	2.56	12.92	-1.77	4.73	40.38
Debt/Net Income	75.61							19.67	187.83	31.03	17.17	21.44	-133.69	57.73	20.45	10.92	3.28	-4.6300	-12.62
PEG																125.16	-7.77	125.16	0.00
Бета															-0.0792	0.2191	0.27	0.0699	-266.33
Индекс Альтмана	0.8495	0.8737	0.7757	0.8031	0.7557	0.74	0.7293	0.7247							0.4442	0.4595	42.85	0.6195	-9.09

Dividends

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.0196	0.0212	0.0156	0.068	0.0561	0.0652	0.122	0.1189	0.5695			0.1209		0.1863	58.97
Дивиденд			2.91	3.88	4.23	2.56	1.41	4.53	7.26	7.09	1.58	6.77		4.37	2.30
Див доход, ао, %			4.23	6.58	7.88	4.83	1.58	5.24	10.05	9.69	8.82	9.56	1.81	7.08	41.05
Дивиденды / прибыль, %		8.47	5.44	3.21	11.75	6.37	5.62	26.01	21.1	96.52		96.52	56.58	31.12	72.22
Dividend Coverage Ratio											4.88	4.88		4.88	0.00

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд						0.0302	0.0307	0.0296	0.0295	0.0291	0.0289	0.0287	0.0282	0.0317	0.0275			0.0290	-0.99
Дивиденд	0.4646	0.4596	0.4777	0.6605	0.9464	1.31	1.61	1.7	1.84	1.86								1.66	7.26
Див доход, ао, %	0.7582	0.7593	0.8278	1.14	1.66	2.29	2.58	2.95	3.09	2.8							1.81	2.74	4.10
Дивиденды / прибыль, %						-39.21	25.9	11.16	100.53	17.3	9.98	11.37	-62.4	28.42	9.14		56.58	-0.6980	-1.74
Dividend Coverage Ratio																4.88		4.88	0.00

Other

IFRS

Reporting Annual

	2020	2021	2022	2023	2024	CAGR 5
CAPEX/Выручка, %	128.65			8.01		-75.05
Персонал, чел		1 600	1 450	1 700	1 740	2.12

	CAGR 5

	CAGR 5

Investing Port

SLM Corporation

Reporting SLM Corporation

Capitalization

Balance sheet

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Efficiency

Coefficients

Dividends

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