Company Analysis Selective Insurance Group, Inc.
1. Summary
Advantages
- The stock's return over the last year (-11.77%) is higher than the sector average (-38.15%).
- Current debt level 4.34% is below 100% and has decreased over 5 years from 6.26%.
- The company's current efficiency (ROE=12.36%) is higher than the sector average (ROE=5.61%)
Disadvantages
- Price (91.22 $) is higher than fair price (73.16 $)
- Dividends (1.39%) are below the sector average (1.7%).
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Selective Insurance Group, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -0% | 2.7% | 1% |
| 90 days | 1.8% | -47.9% | 5.9% |
| 1 year | -11.8% | -38.1% | 28.8% |
SIGI vs Sector: Selective Insurance Group, Inc. has outperformed the "Financials" sector by 26.38% over the past year.
SIGI vs Market: Selective Insurance Group, Inc. has significantly underperformed the market by -40.58% over the past year.
Stable price: SIGI is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: SIGI with weekly volatility of -0.2263% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (91.22 $) is higher than the fair price (73.16 $).
Price is higher than fair: The current price (91.22 $) is 19.8% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (16.5) is lower than that of the sector as a whole (39.55).
P/E vs Market: The company's P/E (16.5) is lower than that of the market as a whole (51.48).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (2.04) is higher than that of the sector as a whole (0.6713).
P/BV vs Market: The company's P/BV (2.04) is lower than that of the market as a whole (3.44).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.42) is lower than that of the sector as a whole (4.91).
P/S vs Market: The company's P/S indicator (1.42) is lower than that of the market as a whole (10.3).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (12.61) is lower than that of the sector as a whole (41.11).
EV/Ebitda vs Market: The company's EV/Ebitda (12.61) is lower than that of the market as a whole (29.6).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 9.65% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (9.65%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (29.02%).
5.4. ROE
ROE vs Sector: The company's ROE (12.36%) is higher than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (12.36%) is higher than that of the market as a whole (8.95%).
5.5. ROA
ROA vs Sector: The company's ROA (3.09%) is lower than that of the sector as a whole (5.47%).
ROA vs Market: The company's ROA (3.09%) is lower than that of the market as a whole (6.3%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.39% is below the average for the sector '1.7%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.39% has been steadily paid over the past 7 years, DSI=0.93.
Dividend growth: Company's dividend yield 1.39% has been growing over the last 5 years. Growth over 10 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (22.73%) are at an uncomfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 25.10.2024 | Harnett Anthony D. SVP, Chief Accounting Officer |
Sale | 92.61 | 130 024 | 1 404 |
| 23.07.2024 | Cavanaugh Terrence W Director |
Purchase | 85.85 | 171 700 | 2 000 |
| 22.07.2024 | Marchioni John J. President and CEO |
Purchase | 83.56 | 200 544 | 2 400 |
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
