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Company Analysis LexinFintech Holdings Ltd.
1. Summary
Advantages
- Dividends (5.04%) are higher than the sector average (2.31%).
- The stock's return over the last year (334.91%) is higher than the sector average (-39.46%).
- Current debt level 23.68% is below 100% and has decreased over 5 years from 42.78%.
- The company's current efficiency (ROE=10.76%) is higher than the sector average (ROE=6.45%)
Disadvantages
- Price (7.35 $) is higher than fair price (4.95 $)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| LexinFintech Holdings Ltd. | Financials | Index | |
|---|---|---|---|
| 7 days | 0.5% | -10% | 4.1% |
| 90 days | 7.8% | -47.4% | 16.9% |
| 1 year | 334.9% | -39.5% | 13.7% |
LX vs Sector: LexinFintech Holdings Ltd. has outperformed the "Financials" sector by 374.37% over the past year.
LX vs Market: LexinFintech Holdings Ltd. has outperformed the market by 321.17% over the past year.
Stable price: LX is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: LX with weekly volatility of 6.44% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (7.35 $) is higher than the fair price (4.95 $).
Price is higher than fair: The current price (7.35 $) is 32.7% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (6.63) is lower than that of the sector as a whole (21.64).
P/E vs Market: The company's P/E (6.63) is lower than that of the market as a whole (89.99).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.6791) is lower than that of the sector as a whole (0.7019).
P/BV vs Market: The company's P/BV (0.6791) is lower than that of the market as a whole (9.37).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.5135) is lower than that of the sector as a whole (4.72).
P/S vs Market: The company's P/S indicator (0.5135) is lower than that of the market as a whole (10.11).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (4.31) is lower than that of the sector as a whole (11.59).
EV/Ebitda vs Market: The company's EV/Ebitda (4.31) is lower than that of the market as a whole (51.19).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 16.99% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (16.99%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.44%).
5.4. ROE
ROE vs Sector: The company's ROE (10.76%) is higher than that of the sector as a whole (6.45%).
ROE vs Market: The company's ROE (10.76%) is lower than that of the market as a whole (11.64%).
5.5. ROA
ROA vs Sector: The company's ROA (4.85%) is lower than that of the sector as a whole (6.1%).
ROA vs Market: The company's ROA (4.85%) is lower than that of the market as a whole (6.89%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (11.42%) is higher than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (11.42%) is higher than that of the market as a whole (11.01%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 5.04% is higher than the average for the sector '2.31%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 5.04% has been steadily paid over the past 7 years, DSI=0.88.
Weak dividend growth: The company's dividend yield 5.04% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (14.94%) are at an uncomfortable level.
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