Lloyds Banking Group (LYG) 📈: отчетность и дивиденды за 2025

Reports

IFRS

Reporting Annual

	2016	2017	2018	2019	2021	2022	2023
Финансовый отчет	link	link	link	link	link	link	link

Capitalization

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд £	86.58	61.05	63.05	59.88	51.49	31.63	42.87	37.81	36.03		34.39	39.97	-6.89
Выручка, млрд £		18.99	18.8	18.57	18.32	15.13	16.32	0.023	18.41	18.6	18.6	13.70	4.22
Чистая прибыль, млрд £		3.73	9.75	4.3	2.93	1.32	5.78	5.46	5.46	4.42	4.42	4.49	27.34
EV, млрд £		103.78	99.73	96.2	161.79	110.88	109.26	122.83	45.87	52.41	52.41	88.25	-13.92
EBIT, млрд £	4.5	4.75	4.16	11.22	6.97	1.16	6.8	10.52	7.45		7.45	6.58	1.34
EBITDA, млрд £	9.96	13.86	12.65	11.22	6.97	3.89	9.63	12.92	10.35		10.35	8.75	8.23
OIBDA, млрд £						2.79	10.74	12.23	15.94			10.43	54.60
Баланс стоимость, млрд £		19.48	25.47	49.93	47.6	49.18	52.92	47.28	47.16	45.72	45.72	48.45	-1.45
FCF, млрд £		-1.69	-6.85	-14.62	7.84	24.27	3.39	18.16	1.36	-8.76	-8.76	7.68	-181.56
Операционный денежный поток, млрд £		7.72	6.54	-11.11	11.28	27.17	6.62	22.01	6.81	-4.39	-4.39	11.64	-169.45
Операционная прибыль, млрд £		4.64	4.01	8.82	4.31	1.16	6.8	10.52	11.05	6.84	6.84	7.27	42.60
Операционные расходы, млрд £		11.66	12.08	10.85	12.2	9.22	10.8	9.73	7.36	11.77	11.77	9.78	5.00
CAPEX, млрд £		4.1	4.12	3.51	3.44	2.9	3.23	3.86	5.46	4.36	4.36	3.96	8.50

	2018Q4	2019Q2	2019Q4	2020Q2	2020Q4	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	5 quarters average	CAGR 5
Капитализация, млрд £							43.48	45.28	47.97	38.62	35.32	34.61	166.1	152.2	139.79	34.22						105.38	-0.23
Выручка, млрд £												4.93	4.81	3.39	4.31	5.31	11.32	4.49	8.01	5.13	3.63	6.52	-20.35
Чистая прибыль, млрд £												1.5	1.63	1.11	1.41	1.23	1.2	1.21	1.21	0.69	0.8678	1.04	-6.28
EV, млрд £												83.69	150.65	109.01	118.61	143.38	99.41	104.24	62.36	52.04	-18.1	59.99	-171.13
EBIT, млрд £										1.99	1.47	1.74	2.26	2.77	3.52	1.78	1.54	1.7	5.56			2.82	9.57
EBITDA, млрд £										2	1.48	1.74	2.26	1.45	1.84	-0.574	-0.367	-0.214	1.82			0.5010	-0.22
OIBDA, млрд £																	0.057	0.486	6.17			2.24	376.58
Баланс стоимость, млрд £												47.28	47.69	34.81	44.79	47.16	40.64	38.96	46.2	45.72	47.63	43.83	3.23
FCF, млрд £					-28.26	4.2	25.67	-14.27	4.2	9.8	9.8	9.8	9.8	9.8								9.80	0.00
Операционный денежный поток, млрд £	-18.08	11.71	11.28	27.9	27.17	6.42		6.62		12.05		9.96		14.8								9.97	18.18
Операционная прибыль, млрд £												1.72	2.26	1.45	1.84	1.77	1.63	1.91	5.56	1.4	1.41	2.38	-2.86
Операционные расходы, млрд £												2.65	2.31	1.77	2.25	3.62	9.63	2.75	4.28	3.73	2.22	4.52	-25.43
CAPEX, млрд £	5.72	1.87	3.44	1.31	2.9	1.55		3.23		1.65		2.21		3.38								2.40	16.87

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд £				0.983	1.9	55.31	55.44	73.56	76.57	91.63	79.02	62.68	62.68	76.69	-3.15
Short Term Investments £		5.45	3.8	4.31	10.93	-40.79	1 248.53		-41.91	35.78	60.39		43.88	252.40	-208.16
Long term investments £		160.83	3.25	3.69	5.87	171.39	194.02	206.07	264.15	203.05	269.02			227.26	6.75
Total Receivables £	0.732	0.682	4.21	3.55	3.88	0.749	0.32	0.959	0.51	0.854				0.6784	2.66
Total Current Assets £				9.07	16.97	56.06	55.44	73.56	76.57	91.63	140.86	62.68	62.68	89.06	-3.15
Чистые активы, млрд £			60.45	62.33	49.8	8.53	9.55	8.41	7.97	10.66	47.28		13.07	16.77	37.70
Активы, млрд £				84.71	82.33	797.6	833.89	871.27	886.53	877.83	881.45	906.7	906.7	884.76	0.80
Short Term Debt £		21.3	5.44	5.67	8.19		50.93	51.15	58.3	56.17	39.1		39.1	51.13	-5.15
Long Term Debt £		161.08	36.59	38.04	30.4	108.82	114.82	101.66	84.66	85.87			105.31	99.17	-4.63
Задолженность, млрд £				65.22	56.86	747.4	114.82	101.66	84.66	830.31	834.09	860.81	860.81	542.31	53.30
Чистый долг, млрд £				49.39	32.41	54.62	59.38	28.1	8.09	-7.08	14.65	18.24	18.24	12.40	-8.28
Долг, млрд £				43.71	38.59	105.29	165.75	152.8	142.96	142.03	93.67	80.92	80.92	122.48	-11.94
Interest income £			17.62	16.62	16.01	16.35	16.86	14.48	13.26	17.65	28.05			18.06	10.72
Расходы на обслуживание долга £				7.35	5.09	2.95	6.68	3.56	3.89	3.69	14.75	19.01	19.01	8.98	39.80
Чист. проц. доходы, млрд £			11.32	9.27	10.91	13.4	10.18	10.75	9.37	13.96	13.3		36.74	11.51	5.49
Goodwill £		2.02	7.64	7.64	7.62	2.31	2.32	2.32	2.32	2.66	2.8			2.48	3.83
Амортизация, млрд £				0.0000	0.0001	0.000161	0.000172	2.73	2.83	2.4	2.91	3.43	3.43	2.86	4.67
Себестоимость, млрд £				14.36	14.79	-3.47	4.2	0	0	0	-0.802	1.03	1.03	3.15	-41.31
Товарно материальные запасы £			0.505	0.628	0.504									0.5457	-0.07

	2015Q1	2016Q1	2016Q2	2016Q3	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q4	2019Q1	2019Q2	2019Q4	2020Q2	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	5 quarters average	CAGR 5
Наличность, млрд £																									91.63	98.93	75.17	87.5	79.02	70.99	66.81	59.06	62.68	62.89	64.49	-2.39
Short Term Investments £									23.25			140.98			1 248.53	223.22					-41.91	512.04	526.73	526.73					141.98	141.98					369.89	-22.63
Long term investments £																			217.31		264.15	768.17	217.2	767.3	203.05	248.71	209.95	262.64	269.02						238.67	5.79
Total Receivables £												0.749		9.19	0.32	1.28	0.959		0.955		0.51		0.852	0.853	0.854										0.8048	-2.21
Total Current Assets £																									91.63	98.93	75.17	87.5	79.02	117.13	117.36	59.06	62.68	62.89	83.82	-11.70
Чистые активы, млрд £																12.21	8.41	49.33	11.52		7.97	129.48	111.36	166.51	10.66	127.26									109.05	-0.35
Активы, млрд £																									877.83	885.72	694.68	893.09	881.45	889.63	892.93	900.84	906.7	909.73	899.97	0.45
Short Term Debt £										210.85													60.52	46.38	56.17	47.34	36.17	41.59	37.46	39.68	39.68				38.92	1.87
Long Term Debt £													1 000 000 000	115.62	114.82	117.65	101.66		94.8		84.66		85.06		84.55		70.13								83.84	-5.85
Задолженность, млрд £																									830.31	87.58	75.08	92.63	93.67	848.78	853.74	854.42	860.81	862.1	855.97	0.31
Чистый долг, млрд £																									-1.08	-11.35	-0.0826	5.13	14.65	66.66	69.6	22.61	18.24	-62.89	22.84	-198.84
Долг, млрд £																								105.93	140.71	111.59	106.3	92.63	93.67	137.65	136.4	81.67	80.92		106.06	-2.88
Interest income £																				0.529	6.19	3.13	4.3	3.63	6.58	3.43	9.61	2.94	17.94						8.10	22.21
Расходы на обслуживание долга £		1.5	1.76	2.52	9.06	1.52	1.14	0.5068	7.38												0.026	0.026													1.82	-53.05
Чист. проц. доходы, млрд £																						3.13	4.07	3.86	2.9	3.43	3.36	3.31	3.19	3.99	16.23				6.02	37.02
Goodwill £															2.32	2.32	2.32		2.32		2.32	2.63	2.63		2.66			2.8	2.8						2.70	1.26
Амортизация, млрд £																							0.0001	0.0000	0.0001	0.0000	-1.32	-1.67	-2.35	-1.63	-1.91	-3.74			-2.2600	17.50
Себестоимость, млрд £			2.45	3.43	1.77	18.03	3.72	25.2	9.47		32 863 107.74	0.6423			4.2																				6580.50	-30.12
Товарно материальные запасы £	0.505	0.628				0.504																													0.5457	-0.07

Share

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	0.108	0.3774	0.3782	0.2234	0.0844	0.3913	0.0783	0.3321	0.2804		0.2804	0.2333	27.14
Цена акции ао		3.75	2.56	3.31	1.96	2.55	2.2	2.39	2.72	4.27	4.27	2.83	10.86
Число акций ао, млн	17863.66	17993.24	17790.9	17513.14	17709.8	17755.65	69682	16440	15768.5		15768.5	27471.19	-2.30
FCF/акцию	-0.0944	-0.3807	-0.8218	0.4476	1.37	0.1911	0.2606	0.0824	-0.5553		-0.5553	0.2698	-183.48

	2012Q3	2012Q4	2020Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	5 quarters average	CAGR 5
EPS									0.1092	0.1662	0.0167	0.0218	0.0181	0.0754	0.0768	0.071	0.0442	0.0573		0.0649	-5.34
Цена акции ао						2.66	2.21	2.08	2.06	2.42	2.29	2.17	2.14					3.85	4.27	2.94	13.27
Число акций ао, млн				17748.91	17755.65	18035.71	17500.79	17012.5	16821.96	68636.36	66375	64451.46	15976.5							46452.26	-1.03
FCF/акцию	0	0	1.64																	1.64	0.00

Efficiency

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %				19.13	38.27	8.62	6.14	2.68	10.93	10.9	11.56	9.52		9.52	23.22	9.12	28.85
ROA, %				4.4	11.84	0.5394	0.3508	0.1513	0.6524	0.6188	0.6207	0.4945		0.4945	4.05	0.5075	26.73
ROIC, %			8.15	8.94	18.07	0.91	2.45	0.8768	3.4	3.76	5.53			0	8.01	3.20	17.68
ROS, %					51.84	23.17	15.97	8.71	35.43	23734.78	29.65	23.76	23.76	23.76	22.65	4769.48	-7.68
ROCE, %				24.39	16.32	22.35	0.9696	0.1503	0.8481	2.62	0.8499		16.22	16.22	26.26	4.14	155.05
Ebit margin, %							38.06	7.65	41.66	45739.13	40.43		40.02	40.02		9173.78	39.23
Рентаб EBITDA, %				73	67.28	60.43	38.06	25.71	58.97	56156.52	56.21		55.64	55.64	36.41	11270.61	16.70
Чистая рентаб, %				19.63	51.84	23.17	15.97	8.71	35.43	23734.78	29.65	23.76		23.76	22.53	4766.47	22.23
Operation Margin, %					21.33	47.48	23.54	7.65	41.66	45739.13	60.03	36.75	36.75	36.75	34.06	9182.86	-2.48
Чистая процентная маржа, %	-4.6	6.56	3.1	12.2	16.33	21.34	13.61	2.95	14.3					14.88	25.36	13.71	-2.62
Доходность FCF, %		7.57	14.96	-2.76	-10.87	-24.42	15.22	76.73	7.91	48.02	3.76					30.33	-24.39

	2012Q3	2012Q4	2015Q4	2016Q1	2016Q2	2016Q4	2017Q1	2017Q2	2017Q4	2020Q2	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
ROE, %													3.17	3.41	2.41	3.21	2.81	2.82	2.86	2.81	1.6	1.98		23.22	2.41	-6.83
ROA, %													0.1709	0.1835	0.14	0.1771	0.1383	0.136	0.1358	0.1349	0.0763	0.0955		4.05	0.1157	-6.83
ROIC, %			0.3876	1.14	0.8575	1.51	1.75	0.7721	1.74		1.28		1.09		1.53									8.01	1.28	14.66
ROS, %														33.8	32.65	32.65	23.09	10.64	26.95	15.11	13.46	23.88	23.76	22.65	20.63	-2.49
ROCE, %												3.18	3.66	0.2832	0.352	0.4466	0.2225	0.1926	0.1996	0.7493			16.22	26.26	3.52	135.80
Ebit margin, %															81.68	81.68	33.41	13.63	37.78	69.41			40.02		38.85	3.68
Рентаб EBITDA, %												32.51	35.29	47	42.82	42.82	-10.8	-3.24	-4.77	22.77			55.64	36.41	11.92	-238.80
Чистая рентаб, %													30.44	33.8	32.65	32.65	23.09	10.64	26.95	15.11	13.46	23.88		22.53	18.01	17.55
Operation Margin, %														47	42.82	42.82	33.28	14.39	42.55	69.41	27.25	38.91	36.75	34.06	42.97	-2.89
Доходность FCF, %	0	0								109.35															109.35	0.00

Coefficients

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E		16.38	6.47	13.92	17.6	24	7.41	23.8	5.72	7.73		7.73	24.94	13.73	-20.28
P/BV		3.13	2.48	1.2	1.08	0.6431	0.8101	2.73	0.6592	0.7447		0.7447	5.58	1.12	2.98
P/S		3.22	3.35	3.23	2.81	2.09	2.63	5648.33	1.7	1.84		1.84	5.06	1131.32	-2.52
P/FCF			-9.2	-4.1	6.57	1.3	12.63	2.08	26.59	25.38	-3.93	-3.93	7.71	12.55	-179.18
E/P			0.1546	0.0718	0.0568	0.0417	0.1349	0.1444	0.1515	0.1588	0.1286	0.1286	1.16	0.1436	-0.95
EV/EBIT					42.59	145.53	21.21	11.68	6.16	18.74	7.04	7.04		12.97	-19.79
EV/EBITDA	12.85	7.49	7.88	8.54	23.21	28.51	11.35	9.51	4.43			13.48	-3.80	15.40	-28.20
EV/S		5.47	5.3		8.83	7.33	6.69	5340.46	2.49	2.82	2.82	2.82	5.74	1071.06	-15.87
EV/FCF		-61.56	-14.56		20.64	4.57	32.2	6.77	33.85	-5.99	-5.99	-5.99	13.03	12.17	-171.44
Debt/EBITDA			3.05	9.34	23.77	39.29	14.85	11	9.05	9.05	7.82	7.82	-6.66	10.35	-12.04
Netdebt/Ebitda			2.56	4.87	8.52	7.23	0.8407	-0.5482	1.42	1.42	1.76	1.76	-13.63	0.9785	15.92
Debt/Ratio			0.4687	0.38	0.1988	0.1754	0.1613	0.1618	0.1063	0.0893	0.0893	0.0893	0.19	0.1216	-11.15
Debt/Equity			1.52	0.56	3.48	3.11	2.7	3	1.99	1.77	18.76	18.76	8.96	5.64	47.36
Debt/Net Income		11.73	3.96		56.67	115.94	24.72	26.02	17.16	18.3	18.3	18.3	23.77	20.90	-5.84
PEG											-114.96	-114.96		-114.9600	0.00
Бета						1.34	1.36	1.23	1.7	-3.62	2.68	2.68	0.72	0.6700	14.53
Индекс Альтмана			2.74	0.261	0.2251	0.2573	0.7119	-0.7943	-0.8294	0.6324	0.5133	0.5133	4.70	0.0468	-6.33

	2012Q3	2012Q4	2018Q4	2019Q2	2019Q4	2020Q2	2020Q4	2021Q2	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E													23.07	102.22	8.56	11.63	24.22	8.15	7	7.89	8.1	11.86		24.94	8.60	7.79
P/BV													0.732	3.48	0.1761	0.1418	0.1634	0.8016	0.884	0.8562	0.7366	0.9404		5.58	0.8438	3.25
P/S													7.02	34.55	2.41	3.66	6.94	1.52	1.39	1.31	1.21	2.23		5.06	1.53	7.97
P/FCF	12126214.56	18782209.15				0.9145																	-3.93	7.71	7727105.17	-102.39
E/P									0.0088	0.0211	0.0409	0.0301	0.0433	0.0098	0.0092	0.0101	0.0352						0.1286	1.16	0.0386	67.34
EV/EBIT															39.39	33.72	80.78	64.43	61.46	11.22			7.04		44.99	-38.62
EV/EBITDA											48.76	4.18	48.13	15.83	15.74	16.26	43.15	142.95	-107.46	93.35				-3.80	37.65	41.84
EV/S													16.98		32.17	27.54	26.99	8.78	23.22	7.79	10.15	-4.98	2.82	5.74	7.80	-34.40
EV/FCF																							-5.99	13.03	-5.9900	0.00
Debt/EBITDA												56.06	80.92	38.75	73.26	50.23	-163.18	-375.07	-637.4	44.8			7.82	-6.66	-224.6060	-154.46
Netdebt/Ebitda												-1.46	-0.6182	-5.02	-0.0569	2.78	-25.52	-181.64	-325.21	12.4			1.76	-13.63	-103.6420	-158.58
Debt/Ratio											0.1635		0.1603		0.153	0.1037	0.1063	0.1547	0.1528	0.0907	0.0893		0.0893	0.19	0.1154	-10.41
Debt/Equity											2.92		2.98		3.05	2.07	1.99	3.39	3.5	1.77	1.77		18.76	8.96	5.84	40.80
Debt/Net Income											92.2		93.81		96.08	65.88	76.34	114.33	112.73	67.49	117.28		18.3	23.77	86.03	-30.68
PEG																							-114.96		-114.9600	0.00
Бета																						-4.02	2.68	0.72	-0.6700	-181.65
Индекс Альтмана			0.4403	0.2461	0.1937	0.2046	0.2432	0.5193	0.5776				-5.89									0.5122	0.5133	4.70	-0.7535	-0.23

Dividends

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	1.89	1.92	1.83	2.24	2.31	0.453	0.877	1.65	2.33			2.74		1.52	0.17
Дивиденд			0.1671	0.1647	0.164	0.1049	0.0692	0.109	0.126	0.148	0.104	0.159		0.1112	8.49
Див доход, ао, %			4.77	4.89	5.58	5.88	2.87	6.09	5.25	4.9	3.88	4.39	2.44	4.60	6.22
Дивиденды / прибыль, %		51.56	18.77	52.07	79.04	34.37	15.16	27.02	30.24	52.61		52.61	43.17	31.88	8.89
Dividend Coverage Ratio											1.61	1.61		1.61	0.00

	2017Q4	2018Q2	2018Q3	2018Q4	2019Q2	2019Q3	2019Q4	2020Q2	2021Q2	2021Q3	2021Q4	2022Q2	2022Q3	2022Q4	2023Q2	2023Q3	2025Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд	3.16	19537728.24		3.65	1.52		2.31		0.404		0.877	0.93		0.545	1.06				0.7632	21.28
Дивиденд			0.0557		0.1084	0.0556		0.1049	0.0322	0.037		0.0659	0.0373		0.0792	0.046			0.0531	4.45
Див доход, ао, %			1.74		3.5	2.14		7	1.26	1.51		2.99	1.8		3.46	2.12		2.44	2.38	7.02
Дивиденды / прибыль, %	813.28	1782639438.03		498.79	151.39		238.35		16.65		219.8	58.9		36.33	95.72			43.17	85.48	41.88
Dividend Coverage Ratio																	1.61		1.61	0.00

Other

IFRS

Reporting Annual

	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	CAGR 5
НИОКР, млрд	0	0	0	0	0	0	0	0		0
CAPEX/Выручка, %					19.18	19.77	21.17	29.63	23.46	23.46	4.11
Персонал, чел						61 576	57 955	59 354	62 569		0.40

	CAGR 5

	CAGR 5

Investing Port

Lloyds Banking Group

Reporting Lloyds Banking Group

Reports

Capitalization

Balance sheet

Share

Efficiency

Coefficients

Dividends

Pay for your subscription

Other