Company Analysis Lloyds Banking Group
1. Summary
Advantages
- Dividends (4.92%) are higher than the sector average (2.65%).
- The stock's return over the last year (42.52%) is higher than the sector average (19.81%).
- Current debt level 10.63% is below 100% and has decreased over 5 years from 19.88%.
- The company's current efficiency (ROE=11.58%) is higher than the sector average (ROE=11.03%)
Disadvantages
- Price (2.58 $) is higher than fair price (0.7866 $)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Lloyds Banking Group | Financials | Index | |
|---|---|---|---|
| 7 days | 7% | 1.8% | -1.4% |
| 90 days | 3.4% | -15.3% | 4.2% |
| 1 year | 42.5% | 19.8% | 23% |
LYG vs Sector: Lloyds Banking Group has outperformed the "Financials" sector by 22.72% over the past year.
LYG vs Market: Lloyds Banking Group has outperformed the market by 19.53% over the past year.
Stable price: LYG is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: LYG with weekly volatility of 0.8178% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (2.58 $) is higher than the fair price (0.7866 $).
Price is higher than fair: The current price (2.58 $) is 69.5% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (22.87) is lower than that of the sector as a whole (63.15).
P/E vs Market: The company's P/E (22.87) is lower than that of the market as a whole (47.68).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.1585) is lower than that of the sector as a whole (1.45).
P/BV vs Market: The company's P/BV (0.1585) is lower than that of the market as a whole (22.59).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (6.5) is higher than that of the sector as a whole (3.58).
P/S vs Market: The company's P/S indicator (6.5) is lower than that of the market as a whole (15.21).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (13.48) is higher than that of the sector as a whole (-77.74).
EV/Ebitda vs Market: The company's EV/Ebitda (13.48) is lower than that of the market as a whole (24.31).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 62.85% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (62.85%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-80.32%).
5.4. ROE
ROE vs Sector: The company's ROE (11.58%) is higher than that of the sector as a whole (11.03%).
ROE vs Market: The company's ROE (11.58%) is lower than that of the market as a whole (18.08%).
5.5. ROA
ROA vs Sector: The company's ROA (0.6194%) is lower than that of the sector as a whole (3.22%).
ROA vs Market: The company's ROA (0.6194%) is lower than that of the market as a whole (6.49%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.92% is higher than the average for the sector '2.65%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.92% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 4.92% has been growing weakly or stagnant over the past 5 years. Growth over only 2 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (30.24%) are at a comfortable level.
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