MAX
Cembra Money Bank AG
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
15.74 | 19.53 | -19.38% | 14.73 | +6.88% |
| P/S |
|
4.87 | 3.42 | 42.48% |
|
|
| P/BV |
|
1.89 | 2.75 | -31.05% |
|
|
| P/FCF |
|
9.72 | 1.24 | 687.26% |
|
|
| Ev/Ebitda |
|
0 | -7.53 | -100% |
|
|
| Ev/S |
|
3.3 | -0.0686 | -4908.26% |
|
|
| Ev/FCF |
|
6.58 | -8.39 | -178.38% |
|
|
| E/P |
|
0.0635 | 0.7 | -90.9% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
0 | 21.2 | -100% | 28.37 | -100% |
| ROE |
|
11.74 | 19.46 | -39.66% |
|
|
| ROA |
|
1.85 | 1.5 | 23.88% |
|
|
| ROIC |
|
0 | 0 | 0% |
|
|
| ROS |
|
51.94 | 35.92 | 44.6% |
|
|
| ROCE |
|
0 | 10.57 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | 1.79 | -100% | 27.07 | -100% |
| Nеt Debt/Ebitda |
|
0 | -9.57 | -100% |
|
|
| Debt/Ratio |
|
0 | 0.0577 | -100% |
|
|
| Debt/Equity |
|
5.17 | 12.81 | -59.63% |
|
|
| Debt/Net Income |
|
0 | 32.86 | -100% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
5.68 | 4.66 | 21.95% | 6.52 | -12.86% |
| Number of years of dividend growth |
|
3 | 1.42 | 111.76% | ||
| DSI |
|
1 | 0.8 | 24.52% |
|
|
| Average dividend growth |
|
25.15 | -839.2 | -103% |
|
|
| Average percentage for 5 years |
|
6.52 | 840.78 | -99.22% |
|
|
| Average percentage for payments |
|
92.29 | 40.75 | 126.5% |
|
|
| Difference from average difference in sector |
|
1.02 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
2/10
|
9.36 | 45.76 | -79.55% | ||
| Growth impulse Ebitda in 5 years |
|
-85.35 | 4131.39 | -102.07% | ||
| Growth impulse Net Income in 5 years |
|
11.43 | -3.61 | -416.62% | ||
| Growth impulse FCF in 5 years |
|
25.86 | -55102.4 | -100.05% | ||
| Growth impulse EPS in 5 years |
|
26.07 | -91.63 | -128.45% |
IP Score
5.65/10
