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Company Analysis Cembra Money Bank AG
1. Summary
Advantages
- Dividends (5.68%) are higher than the sector average (4.66%).
- Current debt level 0% is below 100% and has decreased over 5 years from 31.61%.
Disadvantages
- Price (91.31 $) is higher than fair price (67.62 $)
- The stock's return over the last year (-5.08%) is lower than the sector average (29.13%).
- The company's current efficiency (ROE=11.74%) is lower than the sector average (ROE=19.46%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Cembra Money Bank AG | Financials | Index | |
|---|---|---|---|
| 7 days | -5.1% | -1% | -0.8% |
| 90 days | -5.1% | -13.7% | 3.6% |
| 1 year | -5.1% | 29.1% | 12.3% |
CMBNF vs Sector: Cembra Money Bank AG has significantly underperformed the "Financials" sector by -34.21% over the past year.
CMBNF vs Market: Cembra Money Bank AG has significantly underperformed the market by -17.42% over the past year.
Stable price: CMBNF is not significantly more volatile than the rest of the market on "USA Stocks" over the last 3 months, with typical variations of +/- 5% per week.
Long period: CMBNF with weekly volatility of -0.0977% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Above fair price: The current price (91.31 $) is higher than the fair price (67.62 $).
Price is higher than fair: The current price (91.31 $) is 25.9% higher than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (15.74) is lower than that of the sector as a whole (19.53).
P/E vs Market: The company's P/E (15.74) is lower than that of the market as a whole (134.59).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (1.89) is lower than that of the sector as a whole (2.75).
P/BV vs Market: The company's P/BV (1.89) is lower than that of the market as a whole (2.76).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (4.87) is higher than that of the sector as a whole (3.42).
P/S vs Market: The company's P/S indicator (4.87) is lower than that of the market as a whole (5.17).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is higher than that of the sector as a whole (-7.53).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (7.87).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -2.91% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-2.91%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-69.13%).
6.4. ROE
ROE vs Sector: The company's ROE (11.74%) is lower than that of the sector as a whole (19.46%).
ROE vs Market: The company's ROE (11.74%) is lower than that of the market as a whole (183.1%).
6.6. ROA
ROA vs Sector: The company's ROA (1.85%) is higher than that of the sector as a whole (1.5%).
ROA vs Market: The company's ROA (1.85%) is lower than that of the market as a whole (164.88%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (0%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (8.35%).
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8. Dividends
8.1. Dividend yield vs Market
High yield: The dividend yield of the company 5.68% is higher than the average for the sector '4.66%.
8.2. Stability and increase in payments
Dividend stability: The company's dividend yield 5.68% has been steadily paid over the past 7 years, DSI=1.
Weak dividend growth: The company's dividend yield 5.68% has been growing weakly or stagnant over the past 5 years. Growth over only 3 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (75.93%) are at a comfortable level.
Based on sources: porti.ru
