Regional Management Corp.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
16.3 | 62.87 | -74.07% | 9.73 | +67.5% |
| P/S |
|
0.4718 | 3.49 | -86.5% |
|
|
| P/BV |
|
0.8073 | 1.43 | -43.63% |
|
|
| P/FCF |
|
1.37 | -0.1999 | -783.37% |
|
|
| Ev/Ebitda |
|
5.84 | -115.29 | -105.07% |
|
|
| Ev/S |
|
2.84 | 3.7 | -23.39% |
|
|
| Ev/FCF |
|
6.59 | -1.54 | -528.24% |
|
|
| E/P |
|
0.0493 | -83.79 | -100.06% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
10/10
|
48.51 | 24.06 | 101.58% | 28.46 | +70.44% |
| ROE |
|
4.95 | 10.97 | -54.85% |
|
|
| ROA |
|
0.8893 | 3.21 | -72.33% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
2.89 | 18.98 | -84.77% |
|
|
| ROCE |
|
-60.72 | -1.07 | 5592.38% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
5.22 | -114.33 | -104.56% | 9.08 | -42.54% |
| Nеt Debt/Ebitda |
|
4.87 | -51.84 | -109.4% |
|
|
| Debt/Ratio |
|
0.7775 | 0.1734 | 348.31% |
|
|
| Debt/Equity |
|
28.47 | 117.22 | -75.71% |
|
|
| Debt/Net Income |
|
87.43 | 20.18 | 333.29% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.52 | 2.69 | 67.82% | 3.27 | +38.04% |
| Number of years of dividend growth |
|
0 | 5.09 | -100% | ||
| DSI |
|
0.9167 | 0.8606 | 6.52% |
|
|
| Average dividend growth |
|
20.78 | -5.69 | -465.42% |
|
|
| Average percentage for 5 years |
|
3.27 | 3.47 | -5.58% |
|
|
| Average percentage for payments |
|
19.15 | 71.87 | -73.35% |
|
|
| Difference from average difference in sector |
|
1.83 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
8/10
|
74.72 | 293.3 | -74.52% | ||
| Growth impulse Ebitda in 5 years |
|
-6.45 | -8.08 | -20.17% | ||
| Growth impulse Net Income in 5 years |
|
-64.33 | 241.66 | -126.62% | ||
| Growth impulse FCF in 5 years |
|
50.39 | -511.1 | -109.86% | ||
| Growth impulse EPS in 5 years |
|
-56.22 | 2413.04 | -102.33% |
IP Score
4.69/10
