Regional Management Corp.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
16.3 | 63.28 | -74.24% | 9.77 | +66.94% |
| P/S |
|
0.4718 | 3.58 | -86.82% |
|
|
| P/BV |
|
0.8073 | 1.45 | -44.49% |
|
|
| P/FCF |
|
1.37 | -0.1976 | -791.2% |
|
|
| Ev/Ebitda |
|
5.84 | -77.74 | -107.52% |
|
|
| Ev/S |
|
2.84 | 3.76 | -24.59% |
|
|
| Ev/FCF |
|
6.59 | -1.45 | -554.03% |
|
|
| E/P |
|
0.0493 | -83.79 | -100.06% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
10/10
|
48.51 | 25.41 | 90.89% | 28.46 | +70.44% |
| ROE |
|
4.95 | 11.01 | -55.04% |
|
|
| ROA |
|
0.8893 | 3.22 | -72.35% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
2.89 | 19.18 | -84.94% |
|
|
| ROCE |
|
-60.72 | -1.23 | 4846.93% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
5.22 | -107.93 | -104.83% | 9.08 | -42.54% |
| Nеt Debt/Ebitda |
|
4.87 | -47.1 | -110.34% |
|
|
| Debt/Ratio |
|
0.7775 | 0.1733 | 348.51% |
|
|
| Debt/Equity |
|
28.47 | 117.5 | -75.77% |
|
|
| Debt/Net Income |
|
87.43 | 19.95 | 338.33% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.52 | 2.71 | 67.03% | 3.27 | +38.04% |
| Number of years of dividend growth |
|
0 | 5.08 | -100% | ||
| DSI |
|
0.9167 | 0.8652 | 5.95% |
|
|
| Average dividend growth |
|
20.78 | -5.35 | -488.66% |
|
|
| Average percentage for 5 years |
|
3.27 | 3.46 | -5.32% |
|
|
| Average percentage for payments |
|
19.15 | 71.62 | -73.26% |
|
|
| Difference from average difference in sector |
|
1.81 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
8/10
|
74.72 | 227.65 | -67.18% | ||
| Growth impulse Ebitda in 5 years |
|
-6.45 | 120.97 | -105.33% | ||
| Growth impulse Net Income in 5 years |
|
-64.33 | 134.43 | -147.85% | ||
| Growth impulse FCF in 5 years |
|
50.39 | -461.12 | -110.93% | ||
| Growth impulse EPS in 5 years |
|
-56.22 | 1373.78 | -104.09% |
IP Score
4.69/10
