MAX Chat
PennyMac Financial Services, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
17.37 | 63.37 | -72.59% | 12.79 | +35.85% |
| P/S |
|
3.39 | 3.92 | -13.4% |
|
|
| P/BV |
|
1.41 | 2.7 | -47.6% |
|
|
| P/FCF |
|
-0.7595 | 1.11 | -168.29% |
|
|
| Ev/Ebitda |
|
54.37 | -118.14 | -146.02% |
|
|
| Ev/S |
|
16.14 | 4.23 | 281.6% |
|
|
| Ev/FCF |
|
-5.65 | -4.62 | 22.32% |
|
|
| E/P |
|
0.09 | 5.04 | -98.21% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
8/10
|
29.69 | 26.94 | 10.21% | 35.61 | -16.62% |
| ROE |
|
8.45 | 16.52 | -48.82% |
|
|
| ROA |
|
1.39 | 3.56 | -61.1% |
|
|
| ROIC |
|
3.72 | 5.2 | -28.44% |
|
|
| ROS |
|
19.54 | 21.05 | -7.18% |
|
|
| ROCE |
|
10.54 | 13.62 | -22.61% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
43.44 | -148.42 | -129.27% | 26.78 | +62.19% |
| Nеt Debt/Ebitda |
|
42.93 | -138.29 | -131.05% |
|
|
| Debt/Ratio |
|
0.7879 | 0.165 | 377.5% |
|
|
| Debt/Equity |
|
5.81 | 8.17 | -28.86% |
|
|
| Debt/Net Income |
|
66 | 20.03 | 229.51% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
2.43/10
|
0.9655 | 2.95 | -67.25% | 1.09 | -11.27% |
| Number of years of dividend growth |
|
1 | 5.68 | -82.39% | ||
| DSI |
|
1 | 0.8789 | 13.77% |
|
|
| Average dividend growth |
|
27.51 | -5.57 | -594.33% |
|
|
| Average percentage for 5 years |
|
1.09 | 3.54 | -69.3% |
|
|
| Average percentage for payments |
|
11.41 | 56.02 | -79.63% |
|
|
| Difference from average difference in sector |
|
-1.98 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-70.76 | 2545.31 | -102.78% | ||
| Growth impulse Ebitda in 5 years |
|
-78.88 | 1460.2 | -105.4% | ||
| Growth impulse Net Income in 5 years |
|
-81.13 | 1513.77 | -105.36% | ||
| Growth impulse FCF in 5 years |
|
-27.46 | -226.24 | -87.86% | ||
| Growth impulse EPS in 5 years |
|
-72.1 | 1488.87 | -104.84% |
IP Score
3.39/10
