PennyMac Financial Services, Inc.

NYSE
PFSI
Stock
Yield per half year: -10.95%
Dividend yield: 0.9987%
Sector: Financials

Reporting PennyMac Financial Services, Inc.

Capitalization

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 LTM 5 year average CAGR 5
Капитализация, млрд $
1.31 1.18 0.3996 0.7823 1.72 2.66 3.25 3.05 3.4 3.46 2.82 14.60
Выручка, млрд $
1.04 1.1 1.14 1.69 5.45 3.98 1.97 1.4 1.59 1.59 2.88 -21.84
Чистая прибыль, млрд $
0.066 0.101 0.0877 0.393 1.65 1 0.4755 0.1447 0.3114 0.3114 0.7163 -28.36
EV, млрд $
6.05 2.83 5.56 9.68 31.34 18.34 13.65 17.21 25.72 25.72 21.25 -3.88
EBIT, млрд $
0.3831 0.3359 0.2555 -0.0796 2.2 1.32 -1.11 0.71 0.4035 0.4035 0.7047 -28.77
EBITDA, млрд $
0.734 0.639 0.5144 0.5294 2.24 1.36 0.6652 0.71 0.4732 0.4732 1.09 -26.72
OIBDA, млрд $
2.8 1.67 0.8047 1.28 1.06 1.06 1.52 -17.66
Баланс стоимость, млрд $
0.1645 0.2653 1.65 2.06 3.39 3.42 3.47 3.54 3.83 3.83 3.53 2.47
FCF, млрд $
-0.969 -1.09 0.3139 -2.51 -6.28 2.51 5.95 -1.62 -4.56 -4.56 -0.8000 -6.20
Операционный денежный поток, млрд $
-0.9385 -0.8836 0.5724 -2.25 -6.2 2.56 6.03 -1.58 -4.53 -4.53 -0.7440 -6.08
Операционная прибыль, млрд $
0.428 0.357 0.2677 -0.0796 2.2 1.32 0.615 0.71 0.901 0.901 1.15 -16.35
Операционные расходы, млрд $
0.0534 0.1016 0.1573 0.1621 1.73 0.7847 -0.0021 0.5946 0.6547 0.6547 0.7524 -17.66
CAPEX, млрд $
0.031 0.202 0.2585 0.263 0.0842 0.0569 0.0831 0.0362 0.0221 0.0221 0.0565 -23.47


Balance sheet

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 LTM 5 year average CAGR 5
Наличность, млрд $
0.0994 0.2078 0.0471 0.1883 0.5327 0.3401 1.33 0.9384 0.2385 0.2385 0.6759 -14.85
Short Term Investments $
0.086 0.1701 0.1178 0.0746 0.0152 0.0069 0.0122 0.0103 0.4206 0.4206 0.0930 94.27
Long term investments $
0.0233 0.0475 0.0012 0.0012 0.0014 0.0017 12.33 0.0013 0.000929 0.0011 2.47 -8.34
Total Receivables $
0.6208 1.39 0.0335 1.09 26.33 12.81 8.33 0.1323 14.54 14.54 12.43 -11.20
Total Current Assets $
3.33 5.01 4.24 6.61 27.46 13.86 10.29 0.9384 16.12 16.12 13.73 -10.11
Чистые активы, млрд $
0.2708 0.3473 0.4694 4.24 6.61 27.46 13.86 0.0942 13.41 10.29 12.29 15.20
Активы, млрд $
5.13 7.37 7.48 10.2 31.6 18.78 16.82 18.84 26.09 26.09 22.43 -3.76
Short Term Debt $
1.74 2.38 1.93 4.14 9.65 7.29 3.29 3.76 8.69 8.69 6.54 -2.07
Long Term Debt $
2.56 3.8 1.3 1.31 1.87 1.8 2.25 9.73 11.87 11.87 5.50 44.72
Задолженность, млрд $
3.73 5.65 5.82 8.14 28.21 15.36 13.35 15.31 22.26 22.26 18.90 -4.63
Чистый долг, млрд $
4.86 6.67 4.83 6.93 26.36 13.65 10.47 12.55 20.32 20.32 16.67 -5.07
Долг, млрд $
4.96 2.64 4.88 7.12 26.89 13.99 11.8 13.49 20.55 20.55 17.34 -5.24
Interest income $
0.000207 0.0811 0.1432 0.2164 0.1102 468.62
Расходы на обслуживание долга $
0.1062 0.1445 0.1446 0.609 0.0379 0.0429 0.0502 0.6378 0.8193 0.8193 0.3176 84.91
Чист. проц. доходы, млрд $
-0.1062 0.1432 0.2164 0.0845 -226.78
Goodwill $
0.1487 0.1487 0.00
Амортизация, млрд $
0.3061 0.2816 0.2588 0.609 0.0379 0.0429 1.78 0.07 0.0697 0.0697 0.4001 12.96
Себестоимость, млрд $
0.5567 0.6414 0.7124 0.9975 1.49 1.83 1.3 0.0971 0.038 0.038 0.9510 -51.99
Товарно материальные запасы $
-0.0938 -0.0918 -0.0208 1.1 5.68 1.3 0.202 0.107 1.02 0.015 1.66 -29.07


Share

2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM 5 year average CAGR 5
EPS 2.94 4.03 2.48 4.85 20.92 14.87 8.5 2.74 5.84 5.84 10.57 -22.52
Цена акции ао 16.65 22.35 21.26 34.04 65.62 60.54 88.37 102.14 94.71 94.71 82.28 7.61
Число акций ао, млн 77 24 35 81 78 67 55.95 52.73 53.36 53.36 61.41 -7.31
FCF/акцию -12.59 -43.44 8.89 -30.93 -79.81 37.14 106.35 -30.69 -85.38 -85.38 -10.4780 1.36


Efficiency

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
ROE, % 21.38 24.67 8.26 21.15 60.43 29.48 13.8 4.13 8.45 8.45 23.22 23.26 -32.53
ROA, % 1.53 1.61 1.18 4.44 7.88 3.98 2.67 0.8111 1.39 1.39 4.05 3.35 -29.32
ROIC, % 4.39 5.65 4.27 2.27 8.15 12.83 4.21 3.38 1.16 3.72 8.01 5.95 -32.29
ROS, % 24.52 22.63 31.34 56.34 38.2 24.17 10.32 19.54 19.54 19.54 22.65 22.35 -12.55
ROCE, % 19.53 5.53 -1.57 10.64 12.93 -9.01 5.32 2.56 10.54 10.54 26.26 4.47 -4.01
Ebit margin, % -4.71 8.01 -43.69 -56.45 50.65 25.32 25.32 25.32 0.2300 -189.66
Рентаб EBITDA, % 58.09 45.22 31.35 41.08 34.19 33.82 50.65 29.69 29.69 29.69 36.41 35.61 -2.78
Чистая рентаб, % 41.2 32.5 7.71 23.27 30.19 25.25 24.17 10.32 19.54 19.54 22.53 21.89 -8.33
Operation Margin, % 32.46 26.02 33.28 57.34 38.2 31.27 50.65 56.54 56.54 56.54 34.06 46.64 8.16
Чистая процентная маржа, % 3.57 6.63 6.04 6.37 9.16 7.77 23.26 41.41 28.2 24.69 25.36 21.96 25.22
Доходность FCF, % -53.92 -25.98 -81.93 -260.88 23.96 -119.12 -190.91 64.13 210.61 -47.54 -16.5660 -16.78


Coefficients

2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
P/E
6.6 8.6 8.39 6.99 3.02 4.68 6.68 32.19 17.37 17.37 24.94 12.79 41.89
P/BV
1.2 1.3 0.4447 1.33 1.47 1.37 0.9148 1.32 1.41 1.41 5.58 1.30 -0.83
P/S
1.4 1.6 0.6466 1.63 0.912 1.18 1.61 3.32 3.39 3.39 5.06 2.08 30.03
P/FCF
-1.29 4.32 -0.87 -15.46 1.72 0.4748 0.5815 -2.14 -0.7595 -0.7595 7.71 -0.0246 -184.92
E/P
0.2227 0.0669 0.1866 0.5004 0.2568 0.1683 0.0425 0.0418 0.09 0.09 1.16 0.1199 -18.92
EV/EBIT
-121.27 72.14 -10.57 -12.29 24.24 63.75 63.75 63.75 25.78 -243.25
EV/EBITDA
11.53 4.43 10.82 18.28 13.99 13.49 20.52 24.24 54.37 54.37 -3.80 25.32 31.19
EV/S
6 6.07 7.1 2.62 4.39 6.94 12.28 16.14 16.14 16.14 5.74 11.18 29.74
EV/FCF
-6.07 21.81 -4.78 -2.27 6.96 2.29 -10.63 -5.65 -5.65 -5.65 13.03 -2.5360 -195.92
Debt/EBITDA
4.13 9.48 13.45 12 10.29 17.74 19 43.44 43.44 43.44 -6.66 26.78 33.38
Netdebt/Ebitda
10.8 11.53 9.12 0.96 5.53 15.74 17.68 42.93 42.93 42.93 -13.63 24.96 50.66
Debt/Ratio
0.77 0.78 0.8 0.89 0.82 0.7015 0.716 0.7879 0.7879 0.7879 0.19 0.7627 -0.80
Debt/Equity
12.03 3.52 3.95 8.32 4.49 3.4 3.81 5.37 5.81 5.81 8.96 4.58 5.29
Debt/Net Income
61.36 64.91 25.64 7 13.83 24.82 93.28 66 66 66 23.77 52.79 36.69
PEG
-0.8162 -0.8162 -0.8162 0.00
Бета
1.14 1.22 1.44 2.83 0.126 -0.2877 -0.2877 0.72 1.07 -174.91
Индекс Альтмана
0.97 0.82 1.14 0.99 0.5678 2.52 1.05 0.8899 0.8243 0.8243 4.70 1.17 7.74


Dividends

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
Див.выплата, млрд
0.0101 0.0101 0.0101 0.0097 0.0309 0.0529 0.0546 0.0414 0.0522 0.0428 0.0464 11.06
Дивиденд
0.2 0.4 0.12 0.54 0.8 0.8 0.8 1.1 0.3 1.2 0.7600 -17.81
Див доход, ао, %
0 0 0.3544 0.8546 1.15 1.3 0.8987 0.9552 1.27 0.9987 2.44 1.11 2.00
Дивиденды / прибыль, %
15.22 9.98 11.46 2.47 1.88 5.27 11.49 28.65 16.75 16.75 43.17 12.81 54.87
Dividend Coverage Ratio
7.28 7.28 7.28 0.00


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Other

2018 2019 2020 2021 2022 2023 2024 LTM CAGR 5
Всего задолженность
0.924 0.9779 1.24 10.30
CAPEX/Выручка, %
1.54 1.43 4.22 2.58 1.39 1.39 -2.03
Персонал, чел
7 075 7 208 4 135 3 914 -13.76