The Bank of N.T. Butterfield & Son Limited
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
7.12 | 63.28 | -88.75% | 9.55 | -25.48% |
| P/S |
|
2.11 | 3.58 | -41.1% |
|
|
| P/BV |
|
1.6 | 1.45 | 10% |
|
|
| P/FCF |
|
6.46 | -0.2768 | -2435.26% |
|
|
| Ev/Ebitda |
|
2.49 | -77.74 | -103.21% |
|
|
| Ev/S |
|
0.1185 | 3.77 | -96.85% |
|
|
| Ev/FCF |
|
0.3671 | -1.84 | -119.96% |
|
|
| E/P |
|
0.1418 | -83.79 | -100.17% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
4.75 | 24.03 | -80.21% | 39.59 | -87.99% |
| ROE |
|
22.47 | 11.01 | 104% |
|
|
| ROA |
|
1.69 | 3.22 | -47.58% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
29.6 | 19.22 | 54% |
|
|
| ROCE |
|
17.69 | 0.1527 | 11483.07% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
5/10
|
2.92 | -105.98 | -102.75% | 1.57 | +85.65% |
| Nеt Debt/Ebitda |
|
-41.84 | -48 | -12.83% |
|
|
| Debt/Ratio |
|
0.0079 | 0.1727 | -95.42% |
|
|
| Debt/Equity |
|
0.5876 | 115.93 | -99.49% |
|
|
| Debt/Net Income |
|
0.4685 | 19.95 | -97.65% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.96 | 2.71 | 83.29% | 5.1 | -2.76% |
| Number of years of dividend growth |
|
0 | 5.09 | -100% | ||
| DSI |
|
1 | 0.8809 | 13.52% |
|
|
| Average dividend growth |
|
2.27 | -3.71 | -161.29% |
|
|
| Average percentage for 5 years |
|
5.1 | 3.51 | 45.11% |
|
|
| Average percentage for payments |
|
49.55 | 72.06 | -31.24% |
|
|
| Difference from average difference in sector |
|
2.25 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
2/10
|
9.52 | 113.13 | -91.58% | ||
| Growth impulse Ebitda in 5 years |
|
-7.41 | 73.07 | -110.14% | ||
| Growth impulse Net Income in 5 years |
|
27.32 | 134.43 | -79.68% | ||
| Growth impulse FCF in 5 years |
|
8.44 | -357.33 | -102.36% | ||
| Growth impulse EPS in 5 years |
|
38.65 | 965.82 | -96% |
IP Score
6.35/10
