MAX Chat
The Bank of N.T. Butterfield & Son Limited
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
7.62 | 63.37 | -87.97% | 8.83 | -13.71% |
| P/S |
|
2.84 | 3.88 | -26.99% |
|
|
| P/BV |
|
1.62 | 2.7 | -40.07% |
|
|
| P/FCF |
|
8.36 | 1.11 | 651.41% |
|
|
| Ev/Ebitda |
|
-1.13 | -114.97 | -99.01% |
|
|
| Ev/S |
|
-0.4308 | 4.2 | -110.26% |
|
|
| Ev/FCF |
|
-1.03 | -4.59 | -77.64% |
|
|
| E/P |
|
0.1061 | 5.04 | -97.9% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
37.96 | 26.94 | 40.92% | 44.09 | -13.9% |
| ROE |
|
21.37 | 16.52 | 29.39% |
|
|
| ROA |
|
1.57 | 3.56 | -56.02% |
|
|
| ROIC |
|
0 | 5.2 | -100% |
|
|
| ROS |
|
37.19 | 20.71 | 79.59% |
|
|
| ROCE |
|
17.39 | 14.81 | 17.39% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0.4471 | -146.92 | -100.3% | 0.5833 | -23.35% |
| Nеt Debt/Ebitda |
|
-8.6 | -138.16 | -93.77% |
|
|
| Debt/Ratio |
|
0.0069 | 0.1645 | -95.78% |
|
|
| Debt/Equity |
|
0.0967 | 8.17 | -98.82% |
|
|
| Debt/Net Income |
|
0.4564 | 19.83 | -97.7% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.46 | 2.94 | 51.74% | 4.84 | -7.83% |
| Number of years of dividend growth |
|
0 | 5.84 | -100% | ||
| DSI |
|
1 | 0.8957 | 11.65% |
|
|
| Average dividend growth |
|
0.0125 | -4.18 | -100.3% |
|
|
| Average percentage for 5 years |
|
4.84 | 3.82 | 26.56% |
|
|
| Average percentage for payments |
|
48.49 | 55.05 | -11.93% |
|
|
| Difference from average difference in sector |
|
1.52 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
3/10
|
15.7 | 2545.31 | -99.38% | ||
| Growth impulse Ebitda in 5 years |
|
-10.41 | 1460.2 | -100.71% | ||
| Growth impulse Net Income in 5 years |
|
46.94 | 1513.77 | -96.9% | ||
| Growth impulse FCF in 5 years |
|
45.54 | -226.24 | -120.13% | ||
| Growth impulse EPS in 5 years |
|
65.82 | 1488.87 | -95.58% |
IP Score
6.56/10
