Company Analysis The Bank of N.T. Butterfield & Son Limited
1. Summary
Advantages
- Dividends (4.96%) are higher than the sector average (2.71%).
- The stock's return over the last year (32.5%) is higher than the sector average (11.06%).
- Current debt level 0.79% is below 100% and has decreased over 5 years from 1.03%.
- The company's current efficiency (ROE=22.47%) is higher than the sector average (ROE=11.01%)
Disadvantages
- Price (39.3 $) is higher than fair price (36.49 $)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| The Bank of N.T. Butterfield & Son Limited | Financials | Index | |
|---|---|---|---|
| 7 days | -0.4% | -11.1% | -3.1% |
| 90 days | 4.2% | -28.3% | -0.7% |
| 1 year | 32.5% | 11.1% | 17.6% |
NTB vs Sector: The Bank of N.T. Butterfield & Son Limited has outperformed the "Financials" sector by 21.44% over the past year.
NTB vs Market: The Bank of N.T. Butterfield & Son Limited has outperformed the market by 14.91% over the past year.
Stable price: NTB is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: NTB with weekly volatility of 0.625% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (39.3 $) is higher than the fair price (36.49 $).
Price is higher than fair: The current price (39.3 $) is 7.2% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (7.12) is lower than that of the sector as a whole (63.28).
P/E vs Market: The company's P/E (7.12) is lower than that of the market as a whole (70.26).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.6) is higher than that of the sector as a whole (1.45).
P/BV vs Market: The company's P/BV (1.6) is lower than that of the market as a whole (22.61).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.11) is lower than that of the sector as a whole (3.58).
P/S vs Market: The company's P/S indicator (2.11) is lower than that of the market as a whole (15.24).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (2.49) is higher than that of the sector as a whole (-77.74).
EV/Ebitda vs Market: The company's EV/Ebitda (2.49) is lower than that of the market as a whole (24.37).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 10.64% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (10.64%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-76.01%).
5.4. ROE
ROE vs Sector: The company's ROE (22.47%) is higher than that of the sector as a whole (11.01%).
ROE vs Market: The company's ROE (22.47%) is higher than that of the market as a whole (18.07%).
5.5. ROA
ROA vs Sector: The company's ROA (1.69%) is lower than that of the sector as a whole (3.22%).
ROA vs Market: The company's ROA (1.69%) is lower than that of the market as a whole (6.49%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.31%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.96% is higher than the average for the sector '2.71%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.96% has been steadily paid over the past 7 years, DSI=1.
Weak dividend growth: The company's dividend yield 4.96% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (38.22%) are at a comfortable level.
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