Suryoday Small Finance Bank Limited
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
7.93 | 60.35 | -86.87% | 46.74 | -83.04% |
| P/S |
|
1.69 | 10.3 | -83.63% |
|
|
| P/BV |
|
0.9485 | 3.5 | -72.92% |
|
|
| P/FCF |
|
1.97 | 6.63 | -70.24% |
|
|
| Ev/Ebitda |
|
1.57 | 32.32 | -95.14% |
|
|
| Ev/S |
|
0.5239 | 12.6 | -95.84% |
|
|
| Ev/FCF |
|
0.6051 | 7.86 | -92.3% |
|
|
| E/P |
|
0.1245 | 0.0945 | 31.7% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
33.38 | 58.1 | -42.55% | 12.69 | +163% |
| ROE |
|
12.74 | 16.25 | -21.61% |
|
|
| ROA |
|
1.94 | 4.57 | -57.48% |
|
|
| ROIC |
|
0 | 10.28 | -100% |
|
|
| ROS |
|
21.27 | 55.59 | -61.73% |
|
|
| ROCE |
|
2.68 | 10.06 | -73.36% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
7.21 | 15.18 | -52.52% | 3.35 | +115.15% |
| Nеt Debt/Ebitda |
|
-3.48 | -2.52 | 38.44% |
|
|
| Debt/Ratio |
|
0.1974 | 0.3071 | -35.73% |
|
|
| Debt/Equity |
|
14.85 | 263.48 | -94.36% |
|
|
| Debt/Net Income |
|
11.31 | 16.7 | -32.25% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.18 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 1.16 | -100% | ||
| DSI |
|
0 | 0.7523 | -100% |
|
|
| Average dividend growth |
|
0 | -13.8 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 1.65 | -100% |
|
|
| Average percentage for payments |
|
485.73 | 29.91 | 1524.12% |
|
|
| Difference from average difference in sector |
|
-1.18 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
8/10
|
75.55 | 44.8 | 68.64% | ||
| Growth impulse Ebitda in 5 years |
|
120.11 | 199.75 | -39.87% | ||
| Growth impulse Net Income in 5 years |
|
94.67 | 293.21 | -67.71% | ||
| Growth impulse FCF in 5 years |
|
77.14 | -79.93 | -196.51% | ||
| Growth impulse EPS in 5 years |
|
92.65 | -186.92 | -149.57% |
IP Score
5.25/10
