Company Analysis Suryoday Small Finance Bank Limited
1. Summary
Disadvantages
- Price (180.88 βΉ) is higher than fair price (173.55 βΉ)
- Dividends (0%) are below the sector average (1.18%).
- The stock's return over the last year (-11.86%) is lower than the sector average (-0.8939%).
- Current debt level 19.74% has increased over 5 years from 0%.
- The company's current efficiency (ROE=12.74%) is lower than the sector average (ROE=16.25%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Suryoday Small Finance Bank Limited | Financials | Index | |
|---|---|---|---|
| 7 days | -6.4% | -2.6% | -2.1% |
| 90 days | -25.6% | -21.4% | -7.9% |
| 1 year | -11.9% | -0.9% | 10.4% |
SURYODAY vs Sector: Suryoday Small Finance Bank Limited has significantly underperformed the "Financials" sector by -10.97% over the past year.
SURYODAY vs Market: Suryoday Small Finance Bank Limited has significantly underperformed the market by -22.22% over the past year.
Stable price: SURYODAY is not significantly more volatile than the rest of the market on "National Stock Exchange Of India" over the last 3 months, with typical variations of +/- 5% per week.
Long period: SURYODAY with weekly volatility of -0.2281% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (180.88 βΉ) is higher than the fair price (173.55 βΉ).
Price is higher than fair: The current price (180.88 βΉ) is 4.1% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (7.93) is lower than that of the sector as a whole (60.35).
P/E vs Market: The company's P/E (7.93) is lower than that of the market as a whole (65.67).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.9485) is lower than that of the sector as a whole (3.5).
P/BV vs Market: The company's P/BV (0.9485) is lower than that of the market as a whole (6.56).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.69) is lower than that of the sector as a whole (10.3).
P/S vs Market: The company's P/S indicator (1.69) is lower than that of the market as a whole (18.88).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (1.57) is lower than that of the sector as a whole (32.32).
EV/Ebitda vs Market: The company's EV/Ebitda (1.57) is lower than that of the market as a whole (25.22).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 27.78% over the last 5 years.
Accelerating profitability: The return for the last year (177.94%) exceeds the average return for 5 years (27.78%).
Profitability vs Sector: The return for the last year (177.94%) exceeds the return for the sector (27.88%).
5.4. ROE
ROE vs Sector: The company's ROE (12.74%) is lower than that of the sector as a whole (16.25%).
ROE vs Market: The company's ROE (12.74%) is higher than that of the market as a whole (3.38%).
5.5. ROA
ROA vs Sector: The company's ROA (1.94%) is lower than that of the sector as a whole (4.57%).
ROA vs Market: The company's ROA (1.94%) is lower than that of the market as a whole (7.93%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (10.28%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (15.54%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.18%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (966.32%) are at an uncomfortable level.
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