Punjab & Sind Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
1/10
|
67.56 | 62.4 | 8.27% | 14.47 | +366.93% |
| P/S |
|
3.69 | 8.48 | -56.53% |
|
|
| P/BV |
|
2.59 | 3.21 | -19.31% |
|
|
| P/FCF |
|
8.61 | 11.2 | -23.12% |
|
|
| Ev/Ebitda |
|
283.93 | 99.44 | 185.53% |
|
|
| Ev/S |
|
3.9 | 10.23 | -61.83% |
|
|
| Ev/FCF |
|
16.35 | 17.52 | -6.68% |
|
|
| E/P |
|
0.0265 | 0.3453 | -92.33% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.37 | 27.67 | -95.03% | -8.54 | -116.1% |
| ROE |
|
3.83 | 14.6 | -73.74% |
|
|
| ROA |
|
0.4032 | 3.97 | -89.85% |
|
|
| ROIC |
|
5.24 | 10.28 | -48.99% |
|
|
| ROS |
|
5.45 | 45.08 | -87.91% |
|
|
| ROCE |
|
-2.8E-5 | -13 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
65.1 | 25.18 | 158.55% | 16.66 | +290.78% |
| Nеt Debt/Ebitda |
|
15.91 | -10.72 | -248.36% |
|
|
| Debt/Ratio |
|
0.0662 | 0.4043 | -83.63% |
|
|
| Debt/Equity |
|
6.43 | 338.61 | -98.1% |
|
|
| Debt/Net Income |
|
16.41 | 22.51 | -27.09% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
2.03/10
|
0.8093 | 1.21 | -33.23% | 2.11 | -61.71% |
| Number of years of dividend growth |
|
0 | 1.04 | -100% | ||
| DSI |
|
0.7857 | 0.7471 | 5.17% |
|
|
| Average dividend growth |
|
-55.22 | -14.5 | 280.88% |
|
|
| Average percentage for 5 years |
|
2.11 | 1.66 | 27.59% |
|
|
| Average percentage for payments |
|
222.05 | 36.34 | 510.99% |
|
|
| Difference from average difference in sector |
|
-0.4028 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
298.98 | 180.7 | 65.46% | ||
| Growth impulse Ebitda in 5 years |
|
-132.68 | 496.05 | -126.75% | ||
| Growth impulse Net Income in 5 years |
|
-160.09 | 903.72 | -117.71% | ||
| Growth impulse FCF in 5 years |
|
21.48 | -744.69 | -102.88% | ||
| Growth impulse EPS in 5 years |
|
-105.59 | -532.73 | -80.18% |
IP Score
2.97/10
