Punjab & Sind Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
20.55 | 25.01 | -17.83% | 20.49 | +0.2855% |
| P/S |
|
1.6 | 36.72 | -95.64% |
|
|
| P/BV |
|
1.56 | 3.89 | -59.82% |
|
|
| P/FCF |
|
-39.17 | 84.98 | -146.09% |
|
|
| Ev/Ebitda |
|
20.87 | 28.74 | -27.38% |
|
|
| Ev/S |
|
2.37 | 28.69 | -91.73% |
|
|
| Ev/FCF |
|
-58.06 | 91.72 | -163.29% |
|
|
| E/P |
|
0.0487 | 0.0551 | -11.61% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
4/10
|
11.36 | 73.44 | -84.53% | 1.79 | +533.47% |
| ROE |
|
7.61 | 12.18 | -37.54% |
|
|
| ROA |
|
0.6278 | 4.58 | -86.3% |
|
|
| ROIC |
|
2.89 | 10.93 | -73.57% |
|
|
| ROS |
|
7.78 | 201.67 | -96.14% |
|
|
| ROCE |
|
10.02 | 25.41 | -60.57% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
8.01 | 7.64 | 4.92% | 6.29 | +27.31% |
| Nеt Debt/Ebitda |
|
1.14 | 5.09 | -77.58% |
|
|
| Debt/Ratio |
|
0.0734 | 0.2778 | -73.58% |
|
|
| Debt/Equity |
|
11.12 | 5.3 | 109.75% |
|
|
| Debt/Net Income |
|
11.69 | 11.7 | -0.0693% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
1.5/10
|
0.6026 | 0.8029 | -24.95% | 1.49 | -59.45% |
| Number of years of dividend growth |
|
0 | 1.29 | -100% | ||
| DSI |
|
0.7143 | 0.7478 | -4.48% |
|
|
| Average dividend growth |
|
-68.88 | -11.08 | 521.8% |
|
|
| Average percentage for 5 years |
|
1.49 | 1.32 | 12.71% |
|
|
| Average percentage for payments |
|
346.29 | 28.58 | 1111.65% |
|
|
| Difference from average difference in sector |
|
-0.2003 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
325.97 | 118.62 | 174.8% | ||
| Growth impulse Ebitda in 5 years |
|
-154.25 | 330.41 | -146.68% | ||
| Growth impulse Net Income in 5 years |
|
-137.17 | 265.22 | -151.72% | ||
| Growth impulse FCF in 5 years |
|
-91.53 | -741.5 | -87.66% | ||
| Growth impulse EPS in 5 years |
|
-104.24 | -536.44 | -80.57% |
IP Score
3.37/10
