Company Analysis Punjab & Sind Bank
1. Summary
Disadvantages
- Price (31.43 βΉ) is higher than fair price (11.7 βΉ)
- Dividends (0.8093%) are below the sector average (1.17%).
- The stock's return over the last year (-47.59%) is lower than the sector average (30.96%).
- Current debt level 6.62% has increased over 5 years from 2.55%.
- The company's current efficiency (ROE=3.89%) is lower than the sector average (ROE=16.24%)
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Punjab & Sind Bank | Financials | Index | |
|---|---|---|---|
| 7 days | -5.5% | -0.7% | 1.6% |
| 90 days | 18.5% | 0% | 7.2% |
| 1 year | -47.6% | 31% | 6.7% |
PSB vs Sector: Punjab & Sind Bank has significantly underperformed the "Financials" sector by -78.55% over the past year.
PSB vs Market: Punjab & Sind Bank has significantly underperformed the market by -54.32% over the past year.
Stable price: PSB is not significantly more volatile than the rest of the market on "National Stock Exchange Of India" over the last 3 months, with typical variations of +/- 5% per week.
Long period: PSB with weekly volatility of -0.9152% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (31.43 βΉ) is higher than the fair price (11.7 βΉ).
Price is higher than fair: The current price (31.43 βΉ) is 62.8% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (67.67) is higher than that of the sector as a whole (59.44).
P/E vs Market: The company's P/E (67.67) is higher than that of the market as a whole (66.04).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (2.59) is lower than that of the sector as a whole (3.29).
P/BV vs Market: The company's P/BV (2.59) is lower than that of the market as a whole (6.6).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (11.42) is higher than that of the sector as a whole (10.03).
P/S vs Market: The company's P/S indicator (11.42) is lower than that of the market as a whole (18.95).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (28.74) is lower than that of the sector as a whole (32.11).
EV/Ebitda vs Market: The company's EV/Ebitda (28.74) is higher than that of the market as a whole (24.96).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -32.02% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-32.02%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (2.69%).
5.4. ROE
ROE vs Sector: The company's ROE (3.89%) is lower than that of the sector as a whole (16.24%).
ROE vs Market: The company's ROE (3.89%) is higher than that of the market as a whole (3.54%).
5.5. ROA
ROA vs Sector: The company's ROA (0.4191%) is lower than that of the sector as a whole (4.56%).
ROA vs Market: The company's ROA (0.4191%) is lower than that of the market as a whole (7.89%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (2.89%) is lower than that of the sector as a whole (10.51%).
ROIC vs Market: The company's ROIC (2.89%) is lower than that of the market as a whole (15.45%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0.8093% is below the average for the sector '1.17%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0.8093% has been steadily paid over the past 7 years, DSI=0.79.
Weak dividend growth: The company's dividend yield 0.8093% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (54.64%) are at a comfortable level.
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
