Punjab National Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
14.84 | 62.4 | -76.21% | 27.55 | -46.12% |
| P/S |
|
2.51 | 8.48 | -70.4% |
|
|
| P/BV |
|
0.0886 | 3.21 | -97.24% |
|
|
| P/FCF |
|
-2.35 | 11.2 | -120.99% |
|
|
| Ev/Ebitda |
|
5.09 | 99.44 | -94.89% |
|
|
| Ev/S |
|
1.42 | 10.23 | -86.14% |
|
|
| Ev/FCF |
|
-2.63 | 17.52 | -114.99% |
|
|
| E/P |
|
0.1332 | 0.3453 | -61.43% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
8/10
|
27.88 | 27.67 | 0.7509% | 10.36 | +169.07% |
| ROE |
|
8.25 | 14.6 | -43.48% |
|
|
| ROA |
|
0.5697 | 3.97 | -85.66% |
|
|
| ROIC |
|
2.35 | 10.28 | -77.15% |
|
|
| ROS |
|
16.91 | 45.08 | -62.49% |
|
|
| ROCE |
|
0.9246 | -13 | -107.11% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
1/10
|
4.83 | 25.18 | -80.8% | 8.82 | -45.18% |
| Nеt Debt/Ebitda |
|
-3.92 | -10.72 | -63.48% |
|
|
| Debt/Ratio |
|
0.0454 | 0.4043 | -88.77% |
|
|
| Debt/Equity |
|
6.01 | 338.61 | -98.23% |
|
|
| Debt/Net Income |
|
7.97 | 22.51 | -64.59% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.4/10
|
1.76 | 1.21 | 45.2% | 2.35 | -25.04% |
| Number of years of dividend growth |
|
2 | 1.04 | 91.67% | ||
| DSI |
|
0.8571 | 0.7471 | 14.73% |
|
|
| Average dividend growth |
|
-27 | -14.5 | 86.23% |
|
|
| Average percentage for 5 years |
|
2.35 | 1.66 | 41.73% |
|
|
| Average percentage for payments |
|
16.07 | 36.34 | -55.77% |
|
|
| Difference from average difference in sector |
|
0.5479 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
9/10
|
94.9 | 180.7 | -47.48% | ||
| Growth impulse Ebitda in 5 years |
|
3324.71 | 496.05 | 570.24% | ||
| Growth impulse Net Income in 5 years |
|
1977.14 | 903.72 | 118.78% | ||
| Growth impulse FCF in 5 years |
|
102.92 | -744.69 | -113.82% | ||
| Growth impulse EPS in 5 years |
|
423.42 | -532.73 | -179.48% |
IP Score
6.03/10
