MAX Chat
Punjab National Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
14.84 | 59.44 | -75.03% | 12.63 | +17.47% |
| P/S |
|
2.45 | 10.03 | -75.62% |
|
|
| P/BV |
|
1.22 | 3.29 | -63.01% |
|
|
| P/FCF |
|
-2.35 | 7.27 | -132.33% |
|
|
| Ev/Ebitda |
|
5.36 | 32.11 | -83.3% |
|
|
| Ev/S |
|
1.38 | 12.3 | -88.76% |
|
|
| Ev/FCF |
|
-2.63 | 7.62 | -134.45% |
|
|
| E/P |
|
0.1332 | 0.153 | -12.96% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
8/10
|
25.76 | 58.51 | -55.97% | 15.57 | +65.51% |
| ROE |
|
8.54 | 16.24 | -47.42% |
|
|
| ROA |
|
0.589 | 4.56 | -87.08% |
|
|
| ROIC |
|
5.88 | 10.51 | -44.05% |
|
|
| ROS |
|
16.48 | 55.87 | -70.5% |
|
|
| ROCE |
|
12.02 | 24.01 | -49.93% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
5.1 | 14.71 | -65.35% | 8.7 | -41.42% |
| Nеt Debt/Ebitda |
|
-4.13 | -0.0358 | 11429.35% |
|
|
| Debt/Ratio |
|
0.0454 | 0.3089 | -85.3% |
|
|
| Debt/Equity |
|
13.41 | 6.28 | 113.69% |
|
|
| Debt/Net Income |
|
7.97 | 16.75 | -52.43% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.4/10
|
1.76 | 1.17 | 50% | 2.35 | -25.04% |
| Number of years of dividend growth |
|
2 | 1.31 | 52.32% | ||
| DSI |
|
0.8571 | 0.7455 | 14.97% |
|
|
| Average dividend growth |
|
-27 | -12.97 | 108.12% |
|
|
| Average percentage for 5 years |
|
2.35 | 1.68 | 39.97% |
|
|
| Average percentage for payments |
|
15.66 | 30.24 | -48.22% |
|
|
| Difference from average difference in sector |
|
0.5867 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
5/10
|
37.05 | -23.61 | -256.93% | ||
| Growth impulse Ebitda in 5 years |
|
3147.2 | 164.32 | 1815.29% | ||
| Growth impulse Net Income in 5 years |
|
621.33 | 67.19 | 824.74% | ||
| Growth impulse FCF in 5 years |
|
4422.68 | -34.06 | -13084.97% | ||
| Growth impulse EPS in 5 years |
|
660.27 | -241.85 | -373.01% |
IP Score
5.94/10
