Punjab National Bank

NSE
PNB
Stock
Yield per half year: -3.57%
Dividend yield: 1.76%
Sector: Financials

Reporting Punjab National Bank

Capitalization

IFRS
Reporting Annual Quarterly
2012 2013 2014 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM 5 year average CAGR 5
Капитализация, млрд ₹
1 402.48 1 182.85 1 486.3 329.29 435.36 353.11 428.4 418.2 679.21 683.78 462.86 9.30
Выручка, млрд ₹
244.98 240.75 248.4 276.35 436 411.54 472.68 552.61 597.53 552.61 494.07 6.51
Чистая прибыль, млрд ₹
11.87 -121.3 -95.7 4.38 25.62 38.61 33.48 91.07 184.8 91.07 74.72 48.47
EV, млрд ₹
2 198.3 661 -20.93 -177.7 -228.75 -319.49 -358.69 763.46 763.46 -64.2340 -233.85
EBIT, млрд ₹
306.41 339.1 214 197.47 -1.76 15.8 45.94 24.44 133.32 133.32 43.55 -337.62
EBITDA, млрд ₹
310.75 343.98 219.81 203.31 4.38 25.62 54.91 33.48 142.37 142.37 52.15 100.63
OIBDA, млрд ₹
15.8 45.94 24.44 307.83 307.83 98.50 110.09
Баланс стоимость, млрд ₹
431.65 424.85 455.18 638.76 925.34 975.82 1 028.81 1 103.87 1 331.38 1 103.87 1073.04 7.55
FCF, млрд ₹
214.42 -7.95 -346 -143.32 4.53 193.96 220.4 -290.83 204.74 -290.83 66.56 114.30
Операционный денежный поток, млрд ₹
219.38 -1.4 -341.58 -127.44 12.4 199.32 225.92 -1 168.18 220.75 -1 168.18 -101.9580 77.87
Операционная прибыль, млрд ₹
306.41 339.1 214 197.47 -1.76 15.8 29.65 24.44 256.53 256.53 64.93 -370.85
Операционные расходы, млрд ₹
103.5 95.24 136.43 153.88 120.6 211.28 211.91 265.78 296.07 296.07 221.13 19.68
CAPEX, млрд ₹
4.96 6.55 4.42 15.89 7.87 5.36 5.52 11.44 16.01 11.44 9.24 15.26


Balance sheet

IFRS
Reporting Annual Quarterly
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM 5 year average CAGR 5
Наличность, млрд ₹
913.79 974.88 772.96 777.56 1 133.34 1 341.94 1 573.28 1 314 1 507.6 1 314 1374.03 5.87
Short Term Investments ₹
-358.42 -407.69 826.14 744.78 744.78 201.20 -220.06
Long term investments ₹
1 492.25 1 567.62 1 651.26 1 915.27 2 059.1 2 097.23 2 537.82 4 043.69 3 885.86 4 169.14 3346.75 14.73
Total Receivables ₹
349.8 341.66 258.56 73.09 59.5 88.7 95.39 127.07 176.61 176.61 109.45 24.31
Total Current Assets ₹
5 423.58 5 354.86 5 667.1 846.05 419.14 725.65 515.8 828.5 1 314 1 314 760.62 25.67
Чистые активы, млрд ₹
35.64 52.03 62.21 62.76 60.73 71.26 107.24 104 120.84 120.84 92.81 14.75
Активы, млрд ₹
7 333.11 7 789.95 7 892.66 8 514.57 12 797.25 13 393.01 14 936.49 15 986.36 18 575.44 15 986.36 15137.71 7.74
Short Term Debt ₹
590.33 592.05 816.74 433.36 653.3 32.91 32.91 505.67 -43.90
Long Term Debt ₹
592.05 816.74 433.36 653.3 468.28 625.12 522.98 593.72 701.49 701.49 582.32 8.42
Задолженность, млрд ₹
6 893.65 7 357.1 7 437.48 7 872.2 11 867.04 12 412.46 13 903.09 14 876.88 17 237.77 14 876.88 14059.45 7.75
Чистый долг, млрд ₹
-106.12 -458.73 -481.05 -328.82 -339.62 -578.16 -717.4 -871.8 -588.15 -588.15 -619.0260 11.61
Долг, млрд ₹
1 633.47 866.72 1 306.59 444.14 437.94 555.18 624.53 701.49 725.86 725.86 609.00 10.63
Interest income ₹
480.58 487.25 521.47 549.18 818.66 762.42 868.45 704.04 10.74
Расходы на обслуживание долга ₹
327.22 335.3 346.56 369.97 508.05 468.23 518.17 685.34 807.04 685.34 597.37 9.70
Чист. проц. доходы, млрд ₹
164.73 153.36 151.94 174.91 179.21 310.62 294.19 350.28 1 090.65 868.45 444.99 43.50
Амортизация, млрд ₹
4.34 4.89 5.81 5.84 6.14 9.82 8.96 9.05 9.06 9.06 8.61 8.09
Себестоимость, млрд ₹
14.01 14.01 14.01 0.00
Товарно материальные запасы ₹
1.12 1.12 1.12 -825.59 -5 053.95 -7 509.73 1 519.63 1 791.42 1 490.61 1 490.61 -1552.4040 -178.33


Share

IFRS
Reporting Annual Quarterly
2014 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM 5 year average CAGR 5
EPS 4.82 -43.45 -29.88 1.58 2.12 3.53 3.04 8.27 16.08 8.27 6.61 49.97
Цена акции ао 171.4 78.1 64.35 33.05 37.3 56.45 95.75 102.78 100.96 100.96 78.65 22.04
Число акций ао, млн 1810.07 3503.44 5922.46 9580.64 10963.77 10946.72 11011.02 11011.02 11492.94 11011.02 11085.09 0.95
FCF/акцию 91.03 -2.27 -58.42 -14.96 0.4129 17.72 20.02 -26.41 17.81 -26.41 5.91 112.31


Efficiency

IFRS
Reporting Annual Quarterly
2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
ROE, % 2.75 -28.55 -21.02 0.6864 2.77 4.06 3.34 8.54 15.18 8.54 16.86 6.78 40.53
ROA, % 0.1619 -1.56 -1.21 0.0515 0.2002 0.2948 0.2364 0.589 1.07 0.589 4.25 0.4781 39.82
ROIC, % 3.27 2.15 -1.41 0.9721 -6.98 2.21 2.85 2.35 5.88 5.88 9.84 1.26 -196.63
ROS, % 4.85 -50.38 -38.53 1.59 5.88 9.38 7.08 16.48 16.48 16.48 55.44 11.06 22.89
ROCE, % 77.16 49.44 43.38 -0.274 1.7 0.3438 0.164 1.29 12.02 12.02 24.54 3.10 47.87
Ebit margin, % -0.6368 3.62 11.16 5.17 24.13 24.13 24.13 13.64 46.14
Рентаб EBITDA, % 140.41 91.3 81.85 1.59 5.88 13.34 7.08 25.76 25.76 25.76 62.66 15.56 34.37
Чистая рентаб, % 4.85 -50.38 -38.53 1.59 5.88 9.38 7.08 16.48 30.93 16.48 55.44 13.95 39.38
Operation Margin, % 138.42 88.89 79.5 -0.6368 3.62 7.2 5.17 46.42 46.42 46.42 57.78 21.77 66.57
Доходность FCF, % -0.2926 -1.06 11.09 -2.41 -79.47 -40.59 1.06 46.38 32.45 -8.0340 -183.60


Coefficients

IFRS
Reporting Annual Quarterly
2014 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
P/E
41.09 -2.71 -4.55 80.54 16.72 10.31 15.32 14.84 5.98 14.84 36.27 12.63 -18.59
P/BV
3.9 0.7751 0.9565 0.5528 0.463 0.4058 0.4965 1.22 0.8259 1.22 3.47 0.6822 12.27
P/S
7.19 1.37 1.75 1.28 0.9826 0.9669 1.09 2.45 1.85 2.45 11.13 1.47 13.49
P/FCF
9.02 -41.41 -1.26 -2.46 94.63 2.16 3.08 -2.35 -2.35 -2.35 9.16 19.03 -147.75
E/P
0.0243 -0.3684 -0.2198 0.0124 0.0598 0.0923 0.0493 0.1332 0.1332 0.1332 0.14 0.0936 17.37
EV/EBIT
33.85 -14.48 -6.95 -14.68 5.73 5.73 5.73 -4.9300 -183.08
EV/EBITDA
6.53 3.01 -0.1029 -0.4614 -0.4086 -5.82 -10.71 5.36 5.36 37.90 -2.4080 -263.31
EV/S
10.64 2.75 -0.643 -0.5247 -0.7763 -0.7588 1.38 1.38 1.38 13.64 0.1400 -221.34
EV/FCF
13.34 -83.13 1.24 -50.53 -1.65 -1.63 -2.63 -2.63 -2.63 11.75 -11.8140 -44.63
Debt/EBITDA
2.52 5.94 2.18 1.14 0.9918 11.37 20.95 5.1 5.1 5.1 17.05 8.70 38.75
Netdebt/Ebitda
-1.33 -2.19 -1.62 -77.46 -22.57 -13.07 -26.04 -4.13 -4.13 -4.13 -0.36 -13.9880 -28.80
Debt/Ratio
0.2292 0.1182 0.1677 0.0514 0.0434 0.0466 0.047 0.0454 0.0454 0.0454 0.30 0.0456 0.91
Debt/Equity
3.91 2.01 3.08 0.6856 0.6 0.64 0.6818 0.6576 13.41 13.41 7.29 3.20 86.15
Debt/Net Income
-44.27 73 -10.77 99.88 21.67 16.18 20.95 7.97 7.97 7.97 13.96 14.95 -18.13
PEG
4.17 4.17 4.17 0.00
Бета
3.92 1.92 1.2 1.2 1.27 2.35 -32.60
Индекс Альтмана
-2.86 0.0747 0.0549 -0.0412 -0.0276 -0.0052 0.0136 -0.0285 -0.0241 -0.0241 1.01 -0.0144 -2.68


Dividends

IFRS
Reporting Annual Quarterly
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
Див.выплата, млрд
8.05 0.7491 0.5186 0.0691 0.3001 7.05 7.05 7.16 16.52 16.52 7.62 122.92
Дивиденд
4.4 4.4 4.4 5.4 3 3.3 0.64 0.65 1.5 1.5 1.82 -12.94
Див доход, ао, %
0.4213 0.5321 0.8099 0.3654 2.18 3.14 2.17 2.5 1.76 1.76 1.31 2.35 -4.19
Дивиденды / прибыль, %
6.31 -0.4275 -0.0722 6.84 27.51 18.25 21.05 7.86 8.94 7.86 18.58 16.72 -20.13
Dividend Coverage Ratio
5.51 5.51 5.51 0.00


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Other

IFRS
Reporting Annual
2021 2022 2023 2024 2025 LTM CAGR 5
CAPEX/Выручка, %
1.8 1.3 1.17 2.07 2.68 2.07 8.29
Персонал, чел
104 120 104 120 0.00