Unity Bancorp, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
6.15 | 38.91 | -84.19% | 7.94 | -22.55% |
| P/S |
|
2.42 | 4.98 | -51.42% |
|
|
| P/BV |
|
0.9344 | 0.6287 | 48.63% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
301.14 | 40.84 | 637.41% |
|
|
| Ev/S |
|
4.18 | 5.33 | -21.63% |
|
|
| Ev/FCF |
|
9.17 | 54.04 | -83.02% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.39 | 22.4 | -93.81% | 62.98 | -97.8% |
| ROE |
|
15.19 | 5.61 | 170.83% |
|
|
| ROA |
|
1.54 | 5.48 | -71.9% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
39.34 | 22.93 | 71.57% |
|
|
| ROCE |
|
2.54 | -11.58 | -121.92% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
513.35 | -7.15 | -7275.27% | 208.29 | +146.46% |
| Nеt Debt/Ebitda |
|
126.65 | 18.18 | 596.71% |
|
|
| Debt/Ratio |
|
0.2785 | 0.2054 | 35.63% |
|
|
| Debt/Equity |
|
35.93 | 14.24 | 152.42% |
|
|
| Debt/Net Income |
|
18.1 | 6.12 | 195.87% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.3/10
|
1.72 | 1.72 | 0.1451% | 1.59 | +8.47% |
| Number of years of dividend growth |
|
10 | 2.96 | 237.66% | ||
| DSI |
|
1 | 0.7793 | 28.32% |
|
|
| Average dividend growth |
|
10.25 | 0.3796 | 2601.21% |
|
|
| Average percentage for 5 years |
|
1.59 | 2 | -20.75% |
|
|
| Average percentage for payments |
|
19.27 | 49.37 | -60.96% |
|
|
| Difference from average difference in sector |
|
0.0025 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
6/10
|
49.66 | 194.33 | -74.45% | ||
| Growth impulse Ebitda in 5 years |
|
10.76 | 195.1 | -94.48% | ||
| Growth impulse Net Income in 5 years |
|
67.54 | 82.23 | -17.86% | ||
| Growth impulse FCF in 5 years |
|
41.4 | 62.71 | -33.98% | ||
| Growth impulse EPS in 5 years |
|
79.48 | -56.69 | -240.2% |
IP Score
4.95/10
