United Bancorp, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
8.56 | 38.91 | -78% | 9.76 | -12.29% |
| P/S |
|
1.87 | 4.98 | -62.41% |
|
|
| P/BV |
|
1.2 | 0.6287 | 91.57% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
207.79 | 40.84 | 408.82% |
|
|
| Ev/S |
|
4.01 | 5.33 | -24.7% |
|
|
| Ev/FCF |
|
19.65 | 54.04 | -63.63% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.93 | 22.4 | -91.38% | 36.81 | -94.75% |
| ROE |
|
14.07 | 5.61 | 150.96% |
|
|
| ROA |
|
1.09 | 5.48 | -80.08% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
21.88 | 22.93 | -4.58% |
|
|
| ROCE |
|
-0.5614 | -11.58 | -95.15% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
158.95 | -7.15 | -2321.67% | 66.67 | +138.43% |
| Nеt Debt/Ebitda |
|
110.84 | 18.18 | 509.73% |
|
|
| Debt/Ratio |
|
0.153 | 0.2054 | -25.49% |
|
|
| Debt/Equity |
|
10.38 | 14.03 | -26.06% |
|
|
| Debt/Net Income |
|
14.03 | 6.12 | 129.34% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.59 | 2.18 | 110.94% | 4.06 | +12.96% |
| Number of years of dividend growth |
|
1 | 2.96 | -66.23% | ||
| DSI |
|
0.9286 | 0.7821 | 18.74% |
|
|
| Average dividend growth |
|
7.53 | 0.4865 | 1447.88% |
|
|
| Average percentage for 5 years |
|
4.06 | 2.03 | 100.23% |
|
|
| Average percentage for payments |
|
61.52 | 49.37 | 24.61% |
|
|
| Difference from average difference in sector |
|
2.41 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
4/10
|
20.52 | 194.33 | -89.44% | ||
| Growth impulse Ebitda in 5 years |
|
23.7 | 195.1 | -87.85% | ||
| Growth impulse Net Income in 5 years |
|
31.62 | 82.23 | -61.55% | ||
| Growth impulse FCF in 5 years |
|
14.82 | 62.71 | -76.37% | ||
| Growth impulse EPS in 5 years |
|
32.53 | -56.69 | -157.38% |
IP Score
4.9/10
