TrustCo Bank Corp NY
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
12.97 | -221.56 | -105.86% | 11.1 | +16.89% |
| P/S |
|
2.41 | 261.36 | -99.08% |
|
|
| P/BV |
|
0.94 | 72.54 | -98.71% |
|
|
| P/FCF |
|
12.31 | -238.34 | -105.16% |
|
|
| Ev/Ebitda |
|
9.42 | -236.49 | -103.98% |
|
|
| Ev/S |
|
2.7 | 261.59 | -98.97% |
|
|
| Ev/FCF |
|
13.03 | -235.93 | -105.52% |
|
|
| E/P |
|
0.0727 | 1.84 | -96.05% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
8/10
|
28.68 | 38.92 | -26.31% | 36.02 | -20.37% |
| ROE |
|
7.39 | 17.16 | -56.93% |
|
|
| ROA |
|
0.79 | 5.8 | -86.43% |
|
|
| ROIC |
|
9.48 | 13.17 | -28.06% |
|
|
| ROS |
|
18.56 | 20.6 | -9.91% |
|
|
| ROCE |
|
9.47 | 7.23 | 30.91% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
7/10
|
1.66 | 3.75 | -55.9% | 1.61 | +2.98% |
| Nеt Debt/Ebitda |
|
1.03 | 0.83 | 23.56% |
|
|
| Debt/Ratio |
|
0.02 | 0.16 | -87.7% |
|
|
| Debt/Equity |
|
8.22 | 4.1 | 100.4% |
|
|
| Debt/Net Income |
|
2.56 | 4.97 | -48.51% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.01 | 2.68 | 49.35% | 4.16 | -3.63% |
| Number of years of dividend growth |
|
0 | 3.74 | -100% | ||
| DSI |
|
0.93 | 0.76 | 21.64% |
|
|
| Average dividend growth |
|
-1.47 | 3.26 | -145.05% |
|
|
| Average percentage for 5 years |
|
4.16 | 2.65 | 57.27% |
|
|
| Average percentage for payments |
|
71.2 | 135.75 | -47.56% |
|
|
| Difference from average difference in sector |
|
1.33 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
7/10
|
54.11 | 233.72 | -76.85% | ||
| Growth impulse Ebitda in 5 years |
|
-27.65 | 283.96 | -109.74% | ||
| Growth impulse Net Income in 5 years |
|
-6.9 | 292.29 | -102.36% | ||
| Growth impulse FCF in 5 years |
|
-6.46 | -7.57 | -14.66% | ||
| Growth impulse EPS in 5 years |
|
-5.6 | 325.71 | -101.72% |
IP Score
5.23/10
