TrustCo Bank Corp NY
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
10.25 | 38.91 | -73.65% | 11.46 | -10.57% |
| P/S |
|
2.46 | 4.98 | -50.54% |
|
|
| P/BV |
|
0.9317 | 0.6287 | 48.19% |
|
|
| P/FCF |
|
10.09 | 35.01 | -71.18% |
|
|
| Ev/Ebitda |
|
8.1 | 40.84 | -80.16% |
|
|
| Ev/S |
|
2.81 | 5.33 | -47.29% |
|
|
| Ev/FCF |
|
11.72 | 54.04 | -78.31% |
|
|
| E/P |
|
0.0994 | 0.1186 | -16.21% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
34.66 | 22.4 | 54.78% | 58.42 | -40.67% |
| ROE |
|
9.09 | 5.61 | 62.06% |
|
|
| ROA |
|
0.9508 | 5.48 | -82.64% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
24.04 | 22.93 | 4.84% |
|
|
| ROCE |
|
11.44 | -11.58 | -198.72% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
7/10
|
1.58 | -7.15 | -122.06% | 1.64 | -3.61% |
| Nеt Debt/Ebitda |
|
0.9954 | 18.18 | -94.52% |
|
|
| Debt/Ratio |
|
0.0216 | 0.2054 | -89.46% |
|
|
| Debt/Equity |
|
4.09 | 14.24 | -71.24% |
|
|
| Debt/Net Income |
|
2.28 | 6.12 | -62.8% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.63 | 1.72 | 169.58% | 4.15 | +11.59% |
| Number of years of dividend growth |
|
3 | 2.96 | 1.3% | ||
| DSI |
|
1 | 0.7793 | 28.32% |
|
|
| Average dividend growth |
|
1.22 | 0.3796 | 221.05% |
|
|
| Average percentage for 5 years |
|
4.15 | 2 | 107.35% |
|
|
| Average percentage for payments |
|
71.63 | 49.37 | 45.08% |
|
|
| Difference from average difference in sector |
|
2.91 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
2/10
|
9.04 | 194.33 | -95.35% | ||
| Growth impulse Ebitda in 5 years |
|
-28 | 195.1 | -114.35% | ||
| Growth impulse Net Income in 5 years |
|
1.39 | 82.23 | -98.31% | ||
| Growth impulse FCF in 5 years |
|
-2.41 | 62.71 | -103.84% | ||
| Growth impulse EPS in 5 years |
|
3.32 | -56.69 | -105.86% |
IP Score
5.63/10
