TrustCo Bank Corp NY
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
10.25 | 21.15 | -51.54% | 11.44 | -10.41% |
| P/S |
|
2.46 | 4.07 | -39.47% |
|
|
| P/BV |
|
0.9317 | 0.4704 | 98.07% |
|
|
| P/FCF |
|
10.09 | 31.96 | -68.44% |
|
|
| Ev/Ebitda |
|
8.1 | 15.38 | -47.33% |
|
|
| Ev/S |
|
2.81 | 3.99 | -29.64% |
|
|
| Ev/FCF |
|
11.72 | 46.6 | -74.84% |
|
|
| E/P |
|
0.0994 | 0.1909 | -47.93% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
34.66 | 21.26 | 63.05% | 51.28 | -32.4% |
| ROE |
|
9.09 | 6.48 | 40.17% |
|
|
| ROA |
|
0.9508 | 5.97 | -84.08% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
24.04 | 23.22 | 3.52% |
|
|
| ROCE |
|
11.44 | -8.3 | -237.76% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
7/10
|
1.58 | -7.92 | -119.91% | 1.64 | -3.61% |
| Nеt Debt/Ebitda |
|
0.9954 | 19.93 | -95.01% |
|
|
| Debt/Ratio |
|
0.0216 | 0.2022 | -89.3% |
|
|
| Debt/Equity |
|
4.09 | 14.92 | -72.57% |
|
|
| Debt/Net Income |
|
2.28 | 4.96 | -54.08% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.73 | 1.75 | 170.76% | 4.31 | +9.77% |
| Number of years of dividend growth |
|
3 | 2.96 | 1.3% | ||
| DSI |
|
1 | 0.7848 | 27.42% |
|
|
| Average dividend growth |
|
4.55 | 1.77 | 156.89% |
|
|
| Average percentage for 5 years |
|
4.31 | 2.02 | 113.33% |
|
|
| Average percentage for payments |
|
71.63 | 46.26 | 54.83% |
|
|
| Difference from average difference in sector |
|
2.98 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
2/10
|
9.04 | 6923.79 | -99.87% | ||
| Growth impulse Ebitda in 5 years |
|
-28 | 189.92 | -114.74% | ||
| Growth impulse Net Income in 5 years |
|
1.39 | 198.31 | -99.3% | ||
| Growth impulse FCF in 5 years |
|
-2.41 | 383.08 | -100.63% | ||
| Growth impulse EPS in 5 years |
|
3.32 | 303.12 | -98.9% |
IP Score
5.79/10
