TCF Financial Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
6/10
|
24.3 | 21.78 | 11.58% | 19.04 | +27.64% |
| P/S |
|
3.5 | 4.23 | -17.29% |
|
|
| P/BV |
|
1.3 | 0.5943 | 118.75% |
|
|
| P/FCF |
|
12.59 | 31.98 | -60.63% |
|
|
| Ev/Ebitda |
|
0 | 15.38 | -100% |
|
|
| Ev/S |
|
4.69 | 4.25 | 10.31% |
|
|
| Ev/FCF |
|
16.97 | 46.72 | -63.68% |
|
|
| E/P |
|
0.0426 | 0.1288 | -66.93% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
0 | 22.3 | -100% | 6.14 | -100% |
| ROE |
|
5.24 | 6.37 | -17.75% |
|
|
| ROA |
|
0.58 | 5.98 | -90.29% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
14.82 | 23.15 | -35.98% |
|
|
| ROCE |
|
0 | -7.53 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | -8.67 | -100% | 0 | 0% |
| Nеt Debt/Ebitda |
|
0 | 19.41 | -100% |
|
|
| Debt/Ratio |
|
0 | 0.2087 | -100% |
|
|
| Debt/Equity |
|
0 | 14.67 | -100% |
|
|
| Debt/Net Income |
|
10.1 | 5.33 | 89.44% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
7.48/10
|
2.99 | 1.73 | 72.49% | 2.09 | +43.06% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.8571 | 0.7848 | 9.22% |
|
|
| Average dividend growth |
|
-9.08 | 1.61 | -663.01% |
|
|
| Average percentage for 5 years |
|
2.09 | 2.03 | 3.18% |
|
|
| Average percentage for payments |
|
39.68 | 48.09 | -17.49% |
|
|
| Difference from average difference in sector |
|
1.26 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
6/10
|
42.3 | 7493.33 | -99.44% | ||
| Growth impulse Ebitda in 5 years |
|
0 | 189.92 | -100% | ||
| Growth impulse Net Income in 5 years |
|
-1 | 111.34 | -100.9% | ||
| Growth impulse FCF in 5 years |
|
-129.9 | 91.75 | -241.58% | ||
| Growth impulse EPS in 5 years |
|
-72.73 | 281.56 | -125.83% |
IP Score
4.74/10
