Summit State Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
7.8 | 38.77 | -79.88% | 8.13 | -4.13% |
| P/S |
|
1.29 | 4.98 | -74.09% |
|
|
| P/BV |
|
0.864 | 0.6876 | 25.65% |
|
|
| P/FCF |
|
0 | 34.88 | -100% |
|
|
| Ev/Ebitda |
|
87.06 | 40.79 | 113.47% |
|
|
| Ev/S |
|
0.5122 | 5.32 | -90.38% |
|
|
| Ev/FCF |
|
-12.79 | 53.83 | -123.77% |
|
|
| E/P |
|
0 | 0.1188 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.5883 | 22.42 | -97.38% | 38.82 | -98.48% |
| ROE |
|
11.08 | 5.49 | 101.71% |
|
|
| ROA |
|
0.9611 | 5.54 | -82.66% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
16.54 | 22.97 | -27.99% |
|
|
| ROCE |
|
2.76 | -15.69 | -117.57% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
16.55 | -7.21 | -329.71% | 8.33 | 98.73% |
| Nеt Debt/Ebitda |
|
-132.14 | 18.17 | -827.37% |
|
|
| Debt/Ratio |
|
0.0057 | 0.1955 | -97.1% |
|
|
| Debt/Equity |
|
0 | 14.21 | -100% |
|
|
| Debt/Net Income |
|
0.5889 | 6.01 | -90.2% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.62 | 1.74 | 165.94% | 3.53 | 30.93% |
| Number of years of dividend growth |
|
0 | 1.46 | -100% |
|
|
| DSI |
|
0.8571 | 0.7157 | 19.77% |
|
|
| Average dividend growth |
|
-15.5 | 0.3042 | -5193.42% |
|
|
| Average percentage for 5 years |
|
3.53 | 1.85 | 90.68% |
|
|
| Average percentage for payments |
|
60.74 | 48.98 | 24.01% |
|
|
| Difference from average difference in sector |
|
2.88 |
|
|
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % |
|---|---|---|---|---|
| Growth impulse Revenue 5 years |
10/10
|
155.63 | 36.97 | 320.96% |
| Growth impulse Ebitda 5 years |
|
-95.9 | 50.94 | -288.26% |
| Growth impulse Net Income 5 years |
|
66.49 | 111.49 | -40.36% |
| Growth impulse FCF 5 years |
|
-184.52 | 52.83 | -449.27% |
| Growth impulse EPS 5 years |
|
66.65 | 321.96 | -79.3% |
IP Score
5.92/10
