Summit State Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
7.8 | 38.87 | -79.94% | 8.09 | -3.64% |
| P/S |
|
1.29 | 4.98 | -74.09% |
|
|
| P/BV |
|
0.864 | 0.6466 | 33.63% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
87.06 | 40.82 | 113.3% |
|
|
| Ev/S |
|
0.5122 | 5.33 | -90.38% |
|
|
| Ev/FCF |
|
-12.79 | 54 | -123.69% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.5883 | 22.4 | -97.37% | 43.84 | -98.66% |
| ROE |
|
11.08 | 5.61 | 97.56% |
|
|
| ROA |
|
0.9611 | 5.48 | -82.45% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
16.54 | 22.93 | -27.87% |
|
|
| ROCE |
|
2.76 | -11.58 | -123.8% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
16.55 | -7.15 | -331.37% | 7.59 | +117.96% |
| Nеt Debt/Ebitda |
|
-132.14 | 18.18 | -826.93% |
|
|
| Debt/Ratio |
|
0.0057 | 0.2054 | -97.24% |
|
|
| Debt/Equity |
|
0 | 14.24 | -100% |
|
|
| Debt/Net Income |
|
0.5889 | 6.12 | -90.37% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.63 | 2.18 | 112.77% | 3.35 | +38.08% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.8571 | 0.7821 | 9.6% |
|
|
| Average dividend growth |
|
-15.5 | 0.4865 | -3285.27% |
|
|
| Average percentage for 5 years |
|
3.35 | 2.03 | 65.24% |
|
|
| Average percentage for payments |
|
60.73 | 49.37 | 23.02% |
|
|
| Difference from average difference in sector |
|
2.45 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
7/10
|
57.54 | 194.33 | -70.39% | ||
| Growth impulse Ebitda in 5 years |
|
66.66 | 195.1 | -65.83% | ||
| Growth impulse Net Income in 5 years |
|
66.49 | 82.23 | -19.14% | ||
| Growth impulse FCF in 5 years |
|
-184.52 | 62.71 | -394.24% | ||
| Growth impulse EPS in 5 years |
|
66.65 | -56.69 | -217.57% |
IP Score
6.11/10
