South Plains Financial, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
8.25 | 38.91 | -78.78% | 9.85 | -16.18% |
| P/S |
|
2.44 | 4.98 | -50.97% |
|
|
| P/BV |
|
1.27 | 0.6287 | 102.35% |
|
|
| P/FCF |
|
16.21 | 35.01 | -53.71% |
|
|
| Ev/Ebitda |
|
3.87 | 40.84 | -90.52% |
|
|
| Ev/S |
|
1.45 | 5.33 | -72.78% |
|
|
| Ev/FCF |
|
10.83 | 54.04 | -79.96% |
|
|
| E/P |
|
0.1363 | 0.1186 | 14.9% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
37.46 | 22.4 | 67.24% | 32.61 | +14.84% |
| ROE |
|
15.41 | 5.61 | 174.82% |
|
|
| ROA |
|
1.49 | 5.48 | -72.83% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
29.59 | 22.93 | 29.05% |
|
|
| ROCE |
|
19.51 | -11.58 | -268.4% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
8/10
|
1.41 | -7.15 | -119.7% | 1.41 | -0.3563% |
| Nеt Debt/Ebitda |
|
-2.65 | 18.18 | -114.57% |
|
|
| Debt/Ratio |
|
0.0265 | 0.2054 | -87.08% |
|
|
| Debt/Equity |
|
1.99 | 14.24 | -86.03% |
|
|
| Debt/Net Income |
|
1.78 | 6.12 | -70.84% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.38/10
|
1.75 | 1.72 | 1.89% | 1.4 | +24.86% |
| Number of years of dividend growth |
|
5 | 2.96 | 68.83% | ||
| DSI |
|
0.9286 | 0.7793 | 19.15% |
|
|
| Average dividend growth |
|
29.04 | 0.3796 | 7549.77% |
|
|
| Average percentage for 5 years |
|
1.4 | 2 | -29.95% |
|
|
| Average percentage for payments |
|
25.61 | 49.37 | -48.12% |
|
|
| Difference from average difference in sector |
|
0.0325 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
5/10
|
34.2 | 194.33 | -82.4% | ||
| Growth impulse Ebitda in 5 years |
|
88.29 | 195.1 | -54.75% | ||
| Growth impulse Net Income in 5 years |
|
116.36 | 82.23 | 41.51% | ||
| Growth impulse FCF in 5 years |
|
107.15 | 62.71 | 70.87% | ||
| Growth impulse EPS in 5 years |
|
111.69 | -56.69 | -297.02% |
IP Score
7.23/10
