Richmond Mutual Bancorporation, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
12.83 | 38.91 | -67.01% | 9.04 | +42.01% |
| P/S |
|
1.69 | 4.98 | -66.04% |
|
|
| P/BV |
|
0.9028 | 0.6287 | 43.6% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
382.26 | 40.84 | 836.06% |
|
|
| Ev/S |
|
5.18 | 5.33 | -2.74% |
|
|
| Ev/FCF |
|
33.38 | 54.04 | -38.23% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.36 | 22.4 | -93.95% | 16.38 | -91.72% |
| ROE |
|
7.03 | 5.61 | 25.44% |
|
|
| ROA |
|
0.6487 | 5.48 | -88.15% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
13.18 | 22.93 | -42.52% |
|
|
| ROCE |
|
1.94 | -11.58 | -116.74% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
389.49 | -7.15 | -5544.05% | 164.74 | +136.43% |
| Nеt Debt/Ebitda |
|
257.49 | 18.18 | 1316.49% |
|
|
| Debt/Ratio |
|
0.2599 | 0.2054 | 26.56% |
|
|
| Debt/Equity |
|
0 | 14.24 | -100% |
|
|
| Debt/Net Income |
|
40.06 | 6.12 | 554.89% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.65 | 1.72 | 170.74% | 3.31 | +40.59% |
| Number of years of dividend growth |
|
1 | 2.96 | -66.23% | ||
| DSI |
|
0.8333 | 0.7793 | 6.93% |
|
|
| Average dividend growth |
|
11.94 | 0.3796 | 3045.45% |
|
|
| Average percentage for 5 years |
|
3.31 | 2 | 65.3% |
|
|
| Average percentage for payments |
|
37.54 | 49.37 | -23.97% |
|
|
| Difference from average difference in sector |
|
2.93 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
4/10
|
22.41 | 194.33 | -88.47% | ||
| Growth impulse Ebitda in 5 years |
|
-166.63 | 195.1 | -185.41% | ||
| Growth impulse Net Income in 5 years |
|
-167.28 | 82.23 | -303.43% | ||
| Growth impulse FCF in 5 years |
|
26.32 | 62.71 | -58.03% | ||
| Growth impulse EPS in 5 years |
|
-180.33 | -56.69 | 218.1% |
IP Score
4.26/10
