Old Second Bancorp, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
7.86 | 38.91 | -79.8% | 11.93 | -34.13% |
| P/S |
|
2.21 | 4.98 | -55.58% |
|
|
| P/BV |
|
1.25 | 0.6287 | 98.62% |
|
|
| P/FCF |
|
6.74 | 35.01 | -80.75% |
|
|
| Ev/Ebitda |
|
462.15 | 40.84 | 1031.69% |
|
|
| Ev/S |
|
3.49 | 5.33 | -34.49% |
|
|
| Ev/FCF |
|
10.93 | 54.04 | -79.77% |
|
|
| E/P |
|
0.1308 | 0.1186 | 10.26% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.7555 | 22.4 | -96.63% | 41.32 | -98.17% |
| ROE |
|
15.89 | 5.61 | 183.34% |
|
|
| ROA |
|
1.6 | 5.48 | -70.73% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
28.16 | 22.93 | 22.81% |
|
|
| ROCE |
|
-0.7769 | -11.58 | -93.29% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
209.92 | -7.15 | -3034.21% | 85.99 | +144.14% |
| Nеt Debt/Ebitda |
|
169.23 | 18.18 | 830.96% |
|
|
| Debt/Ratio |
|
0.0903 | 0.2054 | -56.04% |
|
|
| Debt/Equity |
|
6.99 | 14.24 | -50.89% |
|
|
| Debt/Net Income |
|
5.63 | 6.12 | -7.93% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
3.4/10
|
1.36 | 1.72 | -20.82% | 1.03 | +32.37% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.9286 | 0.7793 | 19.15% |
|
|
| Average dividend growth |
|
16.25 | 0.3796 | 4180.5% |
|
|
| Average percentage for 5 years |
|
1.03 | 2 | -48.65% |
|
|
| Average percentage for payments |
|
25.75 | 49.37 | -47.84% |
|
|
| Difference from average difference in sector |
|
-0.3575 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
121.86 | 194.33 | -37.29% | ||
| Growth impulse Ebitda in 5 years |
|
84.49 | 195.1 | -56.69% | ||
| Growth impulse Net Income in 5 years |
|
132.23 | 82.23 | 60.81% | ||
| Growth impulse FCF in 5 years |
|
115.37 | 62.71 | 83.97% | ||
| Growth impulse EPS in 5 years |
|
55.44 | -56.69 | -197.8% |
IP Score
5.16/10
