Lake Shore Bancorp, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
14.27 | 38.91 | -63.31% | 16.28 | -12.32% |
| P/S |
|
1.89 | 4.98 | -62.1% |
|
|
| P/BV |
|
0.7975 | 0.6287 | 26.85% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
63.25 | 40.88 | 54.69% |
|
|
| Ev/S |
|
1.4 | 5.33 | -73.72% |
|
|
| Ev/FCF |
|
-7.53 | 54.04 | -113.93% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
2.21 | 22.35 | -90.09% | 27.93 | -92.07% |
| ROE |
|
5.59 | 5.61 | -0.3772% |
|
|
| ROA |
|
0.6647 | 5.48 | -87.86% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
13.23 | 22.93 | -42.3% |
|
|
| ROCE |
|
1.23 | -11.66 | -110.51% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
75.02 | -7.15 | -1149.91% | 32.51 | +130.76% |
| Nеt Debt/Ebitda |
|
-22.01 | 18.19 | -221.03% |
|
|
| Debt/Ratio |
|
0.0835 | 0.2054 | -59.34% |
|
|
| Debt/Equity |
|
0 | 14.24 | -100% |
|
|
| Debt/Net Income |
|
12.56 | 6.12 | 105.33% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
1.1/10
|
0.4422 | 1.93 | -77.03% | 3.1 | -85.72% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.9286 | 0.7679 | 20.93% |
|
|
| Average dividend growth |
|
8.29 | 1.84 | 349.93% |
|
|
| Average percentage for 5 years |
|
3.1 | 1.96 | 58.25% |
|
|
| Average percentage for payments |
|
20.35 | 49.37 | -58.77% |
|
|
| Difference from average difference in sector |
|
-1.48 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
4/10
|
29.8 | 194.33 | -84.67% | ||
| Growth impulse Ebitda in 5 years |
|
25.46 | 177.53 | -85.66% | ||
| Growth impulse Net Income in 5 years |
|
17.56 | 82.23 | -78.65% | ||
| Growth impulse FCF in 5 years |
|
16.28 | 62.71 | -74.04% | ||
| Growth impulse EPS in 5 years |
|
20.89 | -56.69 | -136.85% |
IP Score
4.64/10
