Open Lending Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
3/10
|
46.12 | 25.96 | 77.66% | 15.75 | +192.82% |
| P/S |
|
8.67 | 4.82 | 79.72% |
|
|
| P/BV |
|
4.95 | 0.8945 | 453.59% |
|
|
| P/FCF |
|
12.8 | 32.94 | -61.15% |
|
|
| Ev/Ebitda |
|
30.39 | 17.63 | 72.33% |
|
|
| Ev/S |
|
7.82 | 4.85 | 61.41% |
|
|
| Ev/FCF |
|
11.42 | 50.47 | -77.38% |
|
|
| E/P |
|
0.0214 | 0.1269 | -83.14% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
8/10
|
25.74 | 22.3 | 15.41% | 52.58 | -51.04% |
| ROE |
|
10.74 | 6.09 | 76.36% |
|
|
| ROA |
|
5.9 | 5.76 | 2.4% |
|
|
| ROIC |
|
57.55 | 5.05 | 1040.48% |
|
|
| ROS |
|
18.79 | 22.96 | -18.17% |
|
|
| ROCE |
|
13.84 | -8.3 | -266.84% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
1/10
|
4.76 | -8.85 | -153.83% | 3.07 | +55.22% |
| Nеt Debt/Ebitda |
|
-3.28 | 19.27 | -117.03% |
|
|
| Debt/Ratio |
|
0.3851 | 0.2093 | 84% |
|
|
| Debt/Equity |
|
0.5132 | 14.67 | -96.5% |
|
|
| Debt/Net Income |
|
6.53 | 4.86 | 34.35% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.71 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0 | 0.7821 | -100% |
|
|
| Average dividend growth |
|
0 | 1.55 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 2 | -100% |
|
|
| Average percentage for payments |
|
44.9 | 48.49 | -7.42% |
|
|
| Difference from average difference in sector |
|
-1.71 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
4/10
|
26.57 | 9056.96 | -99.71% | ||
| Growth impulse Ebitda in 5 years |
|
-34.34 | 33.7 | -201.9% | ||
| Growth impulse Net Income in 5 years |
|
-64.69 | 27.15 | -338.27% | ||
| Growth impulse FCF in 5 years |
|
93 | 51.36 | 81.07% | ||
| Growth impulse EPS in 5 years |
|
-73.32 | 246.95 | -129.69% |
IP Score
4.19/10
