First Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
15.72 | 39.52 | -60.23% | 11.35 | +38.51% |
| P/S |
|
1.9 | 4.91 | -61.4% |
|
|
| P/BV |
|
0.8855 | 0.6713 | 31.92% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
125.75 | 41.11 | 205.91% |
|
|
| Ev/S |
|
2.07 | 5.35 | -61.36% |
|
|
| Ev/FCF |
|
17.57 | 53.93 | -67.43% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.64 | 22.4 | -92.66% | 41.17 | -96.01% |
| ROE |
|
5.63 | 5.6 | 0.586% |
|
|
| ROA |
|
0.5789 | 5.48 | -89.43% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
12.06 | 21.82 | -44.73% |
|
|
| ROCE |
|
2.3 | -12.13 | -118.95% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
133.04 | -7.15 | -1961.23% | 55.73 | +138.73% |
| Nеt Debt/Ebitda |
|
10.47 | 18.2 | -42.48% |
|
|
| Debt/Ratio |
|
0.105 | 0.2048 | -48.74% |
|
|
| Debt/Equity |
|
0 | 13.81 | -100% |
|
|
| Debt/Net Income |
|
18.14 | 6.12 | 196.5% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.38/10
|
1.75 | 1.72 | 1.89% | 1.51 | +15.75% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.9286 | 0.7793 | 19.15% |
|
|
| Average dividend growth |
|
6.81 | 0.3796 | 1692.69% |
|
|
| Average percentage for 5 years |
|
1.51 | 2 | -24.44% |
|
|
| Average percentage for payments |
|
16.9 | 49.37 | -65.77% |
|
|
| Difference from average difference in sector |
|
0.0325 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
7/10
|
53.62 | 194.33 | -72.41% | ||
| Growth impulse Ebitda in 5 years |
|
44.96 | 70.17 | -35.93% | ||
| Growth impulse Net Income in 5 years |
|
55.95 | 30.41 | 83.99% | ||
| Growth impulse FCF in 5 years |
|
610.71 | 92.4 | 560.94% | ||
| Growth impulse EPS in 5 years |
|
36.56 | -56.69 | -164.49% |
IP Score
4.74/10
