FinWise Bancorp
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
10.09 | 38.77 | -73.97% | 6.32 | 59.75% |
| P/S |
|
2.07 | 4.98 | -58.41% |
|
|
| P/BV |
|
1.14 | 0.6876 | 65.27% |
|
|
| P/FCF |
|
0 | 34.88 | -100% |
|
|
| Ev/Ebitda |
|
18.66 | 40.79 | -54.26% |
|
|
| Ev/S |
|
0.7721 | 5.32 | -85.5% |
|
|
| Ev/FCF |
|
2.29 | 53.83 | -95.75% |
|
|
| E/P |
|
0 | 0.1188 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
4.14 | 22.42 | -81.54% | 164.54 | -97.48% |
| ROE |
|
11.26 | 5.49 | 105.01% |
|
|
| ROA |
|
2.96 | 5.54 | -46.51% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
20.51 | 22.97 | -10.71% |
|
|
| ROCE |
|
-0.1857 | -15.69 | -98.82% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0.3673 | -7.21 | -105.1% | 1.44 | -74.52% |
| Nеt Debt/Ebitda |
|
-31.36 | 18.17 | -272.63% |
|
|
| Debt/Ratio |
|
0.0022 | 0.1955 | -98.88% |
|
|
| Debt/Equity |
|
0 | 14.21 | -100% |
|
|
| Debt/Net Income |
|
0.0741 | 6.01 | -98.77% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.74 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 1.46 | -100% |
|
|
| DSI |
|
0 | 0.7157 | -100% |
|
|
| Average dividend growth |
|
0 | 0.3042 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 1.85 | -100% |
|
|
| Average percentage for payments |
|
0.5021 | 48.98 | -98.97% |
|
|
| Difference from average difference in sector |
|
-1.74 |
|
|
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % |
|---|---|---|---|---|
| Growth impulse Revenue 5 years |
10/10
|
151.85 | 36.97 | 310.74% |
| Growth impulse Ebitda 5 years |
|
-73.51 | 50.94 | -244.31% |
| Growth impulse Net Income 5 years |
|
80 | 111.49 | -28.24% |
| Growth impulse FCF 5 years |
|
-442.06 | 52.83 | -936.76% |
| Growth impulse EPS 5 years |
|
71.48 | 321.96 | -77.8% |
IP Score
5.27/10
