FinWise Bancorp
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
10.09 | 38.87 | -74.04% | 6.32 | +59.75% |
| P/S |
|
2.07 | 4.98 | -58.41% |
|
|
| P/BV |
|
1.14 | 0.6466 | 75.77% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
18.66 | 40.82 | -54.29% |
|
|
| Ev/S |
|
0.7721 | 5.33 | -85.5% |
|
|
| Ev/FCF |
|
2.29 | 54 | -95.76% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
4.14 | 22.4 | -81.52% | 168.93 | -97.55% |
| ROE |
|
11.26 | 5.61 | 100.79% |
|
|
| ROA |
|
2.96 | 5.48 | -45.88% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
20.51 | 22.93 | -10.55% |
|
|
| ROCE |
|
-0.1857 | -11.58 | -98.4% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0.3673 | -7.15 | -105.13% | 0.2467 | +48.87% |
| Nеt Debt/Ebitda |
|
-31.36 | 18.18 | -272.53% |
|
|
| Debt/Ratio |
|
0.0022 | 0.2054 | -98.93% |
|
|
| Debt/Equity |
|
0 | 14.24 | -100% |
|
|
| Debt/Net Income |
|
0.0741 | 6.12 | -98.79% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 2.18 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0 | 0.7821 | -100% |
|
|
| Average dividend growth |
|
0 | 0.4865 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 2.03 | -100% |
|
|
| Average percentage for payments |
|
0.5021 | 49.37 | -98.98% |
|
|
| Difference from average difference in sector |
|
-2.18 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
9/10
|
89.35 | 194.33 | -54.02% | ||
| Growth impulse Ebitda in 5 years |
|
107.7 | 195.1 | -44.8% | ||
| Growth impulse Net Income in 5 years |
|
80 | 82.23 | -2.71% | ||
| Growth impulse FCF in 5 years |
|
-157.23 | 62.71 | -350.73% | ||
| Growth impulse EPS in 5 years |
|
71.48 | -56.69 | -226.09% |
IP Score
5.63/10
