First Business Financial Services, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
18.64 | 39.55 | -52.87% | 10.3 | +81.03% |
| P/S |
|
3.62 | 4.91 | -26.35% |
|
|
| P/BV |
|
1.11 | 0.6713 | 66.05% |
|
|
| P/FCF |
|
0 | 33.85 | -100% |
|
|
| Ev/Ebitda |
|
22.71 | 41.11 | -44.76% |
|
|
| Ev/S |
|
5.76 | 4.95 | 16.39% |
|
|
| Ev/FCF |
|
9.44 | 52.05 | -81.86% |
|
|
| E/P |
|
0 | 0.1208 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
8/10
|
25.38 | 21.46 | 18.26% | 32.22 | -21.22% |
| ROE |
|
5.98 | 5.61 | 6.66% |
|
|
| ROA |
|
0.4936 | 5.47 | -90.98% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
19.41 | 21.7 | -10.55% |
|
|
| ROCE |
|
7.82 | -11.52 | -167.88% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
20.62 | -7.18 | -387.07% | 14.57 | +41.58% |
| Nеt Debt/Ebitda |
|
8.45 | 17.81 | -52.53% |
|
|
| Debt/Ratio |
|
0.1331 | 0.2018 | -34.03% |
|
|
| Debt/Equity |
|
108.6 | 14.21 | 664.31% |
|
|
| Debt/Net Income |
|
26.97 | 6.05 | 345.86% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
5.98/10
|
2.39 | 1.7 | 40.34% | 2.57 | -7.05% |
| Number of years of dividend growth |
|
11 | 2.96 | 271.43% | ||
| DSI |
|
1 | 0.7793 | 28.32% |
|
|
| Average dividend growth |
|
9.17 | 1 | 814.24% |
|
|
| Average percentage for 5 years |
|
2.57 | 2 | 28.84% |
|
|
| Average percentage for payments |
|
24.18 | 46.84 | -48.39% |
|
|
| Difference from average difference in sector |
|
0.687 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
1/10
|
0.0291 | 13580.88 | -100% | ||
| Growth impulse Ebitda in 5 years |
|
-17.65 | 70.17 | -125.15% | ||
| Growth impulse Net Income in 5 years |
|
-25.68 | 20 | -228.4% | ||
| Growth impulse FCF in 5 years |
|
89.07 | 18.21 | 389.13% | ||
| Growth impulse EPS in 5 years |
|
-22.28 | -44.84 | -50.31% |
IP Score
4.38/10
