BayCom Corp
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
10.33 | 21.15 | -51.17% | 11.8 | -12.5% |
| P/S |
|
2.12 | 4.07 | -47.81% |
|
|
| P/BV |
|
0.9054 | 0.4704 | 92.47% |
|
|
| P/FCF |
|
0 | 31.96 | -100% |
|
|
| Ev/Ebitda |
|
118.57 | 15.38 | 670.71% |
|
|
| Ev/S |
|
2.64 | 3.99 | -33.99% |
|
|
| Ev/FCF |
|
13.36 | 46.6 | -71.33% |
|
|
| E/P |
|
0 | 0.1909 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
2.22 | 21.26 | -89.55% | 28.1 | -92.09% |
| ROE |
|
8.77 | 6.48 | 35.2% |
|
|
| ROA |
|
1.07 | 5.97 | -82.06% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
20.57 | 23.22 | -11.42% |
|
|
| ROCE |
|
13.84 | -8.3 | -266.66% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
25.78 | -7.92 | -425.31% | 11.75 | +119.41% |
| Nеt Debt/Ebitda |
|
22.97 | 19.93 | 15.21% |
|
|
| Debt/Ratio |
|
0.0298 | 0.2022 | -85.24% |
|
|
| Debt/Equity |
|
0 | 14.92 | -100% |
|
|
| Debt/Net Income |
|
2.79 | 4.96 | -43.8% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
5.1/10
|
2.04 | 1.75 | 16.78% | 2.03 | +0.6131% |
| Number of years of dividend growth |
|
3 | 2.96 | 1.3% | ||
| DSI |
|
1 | 0.7848 | 27.42% |
|
|
| Average dividend growth |
|
51.47 | 1.77 | 2804.6% |
|
|
| Average percentage for 5 years |
|
2.03 | 2.02 | 0.397% |
|
|
| Average percentage for payments |
|
55.25 | 46.26 | 19.44% |
|
|
| Difference from average difference in sector |
|
0.2931 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
5/10
|
33.21 | 6923.79 | -99.52% | ||
| Growth impulse Ebitda in 5 years |
|
55.17 | 189.92 | -70.95% | ||
| Growth impulse Net Income in 5 years |
|
58.53 | 198.31 | -70.49% | ||
| Growth impulse FCF in 5 years |
|
412.13 | 383.08 | 7.58% | ||
| Growth impulse EPS in 5 years |
|
54.52 | 303.12 | -82.01% |
IP Score
5.78/10
