BayCom Corp
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
10.33 | 38.87 | -73.43% | 11.8 | -12.5% |
| P/S |
|
2.12 | 4.98 | -57.31% |
|
|
| P/BV |
|
0.9054 | 0.6466 | 40.03% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
118.57 | 40.82 | 190.48% |
|
|
| Ev/S |
|
2.64 | 5.33 | -50.52% |
|
|
| Ev/FCF |
|
13.36 | 54 | -75.26% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
2.22 | 22.4 | -90.08% | 34.53 | -93.56% |
| ROE |
|
8.77 | 5.61 | 56.3% |
|
|
| ROA |
|
1.07 | 5.48 | -80.43% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
20.57 | 22.93 | -10.29% |
|
|
| ROCE |
|
1.74 | -11.58 | -114.99% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
25.78 | -7.15 | -460.32% | 11.75 | +119.41% |
| Nеt Debt/Ebitda |
|
22.97 | 18.18 | 26.34% |
|
|
| Debt/Ratio |
|
0.0298 | 0.2054 | -85.47% |
|
|
| Debt/Equity |
|
0 | 14.03 | -100% |
|
|
| Debt/Net Income |
|
2.79 | 6.12 | -54.47% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.45/10
|
1.78 | 2.17 | -17.98% | 1.38 | +29.32% |
| Number of years of dividend growth |
|
2 | 2.96 | -32.47% | ||
| DSI |
|
1 | 0.7679 | 30.23% |
|
|
| Average dividend growth |
|
38.64 | 1.84 | 1996.61% |
|
|
| Average percentage for 5 years |
|
1.38 | 1.96 | -29.64% |
|
|
| Average percentage for payments |
|
55.25 | 49.37 | 11.92% |
|
|
| Difference from average difference in sector |
|
-0.3903 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
5/10
|
33.21 | 194.33 | -82.91% | ||
| Growth impulse Ebitda in 5 years |
|
55.17 | 195.1 | -71.72% | ||
| Growth impulse Net Income in 5 years |
|
58.53 | 82.23 | -28.82% | ||
| Growth impulse FCF in 5 years |
|
412.13 | 62.71 | 557.2% | ||
| Growth impulse EPS in 5 years |
|
54.52 | -56.69 | -196.17% |
IP Score
5.54/10
