Ameris Bancorp
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
13.49 | 38.91 | -65.34% | 11.58 | +16.49% |
| P/S |
|
2.51 | 4.98 | -49.62% |
|
|
| P/BV |
|
1.06 | 0.6287 | 68.46% |
|
|
| P/FCF |
|
6.65 | 35.01 | -81.01% |
|
|
| Ev/Ebitda |
|
173.23 | 40.88 | 323.71% |
|
|
| Ev/S |
|
2.19 | 5.33 | -59% |
|
|
| Ev/FCF |
|
6.91 | 54.04 | -87.21% |
|
|
| E/P |
|
0.0885 | 0.1186 | -25.4% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.26 | 22.35 | -94.36% | 40.29 | -96.87% |
| ROE |
|
7.85 | 5.61 | 40.03% |
|
|
| ROA |
|
1.06 | 5.48 | -80.59% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
18.61 | 22.93 | -18.84% |
|
|
| ROCE |
|
-0.8893 | -11.66 | -92.38% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
35.69 | -7.15 | -599.48% | 22.31 | +59.98% |
| Nеt Debt/Ebitda |
|
-25.7 | 18.19 | -241.32% |
|
|
| Debt/Ratio |
|
0.0257 | 0.2054 | -87.47% |
|
|
| Debt/Equity |
|
0.3658 | 14.24 | -97.43% |
|
|
| Debt/Net Income |
|
2.42 | 6.12 | -60.45% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
2.88/10
|
1.15 | 1.93 | -40.26% | 1.26 | -8.82% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.9286 | 0.7679 | 20.93% |
|
|
| Average dividend growth |
|
3.33 | 1.84 | 80.88% |
|
|
| Average percentage for 5 years |
|
1.26 | 1.96 | -35.52% |
|
|
| Average percentage for payments |
|
25.74 | 49.37 | -47.86% |
|
|
| Difference from average difference in sector |
|
-0.775 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
107.01 | 194.33 | -44.93% | ||
| Growth impulse Ebitda in 5 years |
|
-94.94 | 177.53 | -153.48% | ||
| Growth impulse Net Income in 5 years |
|
66.69 | 82.23 | -18.9% | ||
| Growth impulse FCF in 5 years |
|
-157.94 | 62.71 | -351.86% | ||
| Growth impulse EPS in 5 years |
|
41.39 | -56.69 | -173.01% |
IP Score
5/10
