Union Bank of India
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
8.19 | 27.59 | -70.3% | 6.53 | +25.56% |
| P/S |
|
2.06 | 11.87 | -82.63% |
|
|
| P/BV |
|
1.16 | 2.8 | -58.65% |
|
|
| P/FCF |
|
3.32 | 5.35 | -37.98% |
|
|
| Ev/Ebitda |
|
0 | 19.26 | -100% |
|
|
| Ev/S |
|
0 | 9.06 | -100% |
|
|
| Ev/FCF |
|
0 | -9.35 | -100% |
|
|
| E/P |
|
0.2277 | 0.1051 | 116.67% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
0 | 37.61 | -100% | 0 | 0% |
| ROE |
|
15.64 | 13.43 | 16.46% |
|
|
| ROA |
|
1.03 | 3.05 | -66.37% |
|
|
| ROIC |
|
0 | 6.14 | -100% |
|
|
| ROS |
|
25.17 | 81.87 | -69.26% |
|
|
| ROCE |
|
0 | 2.02 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | 2.03 | -100% | 0 | 0% |
| Nеt Debt/Ebitda |
|
0 | 1.76 | -100% |
|
|
| Debt/Ratio |
|
0.0305 | 0.2469 | -87.66% |
|
|
| Debt/Equity |
|
4.94 | 291.19 | -98.3% |
|
|
| Debt/Net Income |
|
3.1 | 16.42 | -81.13% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.88 | 1.33 | 267.75% | 3.31 | +47.37% |
| Number of years of dividend growth |
|
1 | 1.16 | -13.95% | ||
| DSI |
|
0.8571 | 0.8394 | 2.11% |
|
|
| Average dividend growth |
|
-11.42 | -13.1 | -12.83% |
|
|
| Average percentage for 5 years |
|
3.31 | 1.91 | 73.41% |
|
|
| Average percentage for payments |
|
25.79 | 19.32 | 33.5% |
|
|
| Difference from average difference in sector |
|
3.55 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
214.43 | 97.63 | 119.64% | ||
| Growth impulse Ebitda in 5 years |
|
0 | 125.67 | -100% | ||
| Growth impulse Net Income in 5 years |
|
-542.09 | 344.17 | -257.51% | ||
| Growth impulse FCF in 5 years |
|
-122.64 | 528.66 | -123.2% | ||
| Growth impulse EPS in 5 years |
|
-264.1 | 117.77 | -324.25% |
IP Score
5.35/10
