Company Analysis Union Bank of India
1. Summary
Advantages
- Price (101.2 βΉ) is less than fair price (159.89 βΉ)
- Dividends (4.88%) are higher than the sector average (1.32%).
- The stock's return over the last year (-23.64%) is higher than the sector average (-46.38%).
- Current debt level 3.05% is below 100% and has decreased over 5 years from 8.68%.
- The company's current efficiency (ROE=15.64%) is higher than the sector average (ROE=13.46%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Union Bank of India | Financials | Index | |
|---|---|---|---|
| 7 days | -9.3% | 0.6% | -2.5% |
| 90 days | -9.5% | -44.6% | -1.9% |
| 1 year | -23.6% | -46.4% | 6.4% |
UNIONBANK vs Sector: Union Bank of India has outperformed the "Financials" sector by 22.74% over the past year.
UNIONBANK vs Market: Union Bank of India has significantly underperformed the market by -30.05% over the past year.
Stable price: UNIONBANK is not significantly more volatile than the rest of the market on "Bombay Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.
Long period: UNIONBANK with weekly volatility of -0.4546% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (101.2 βΉ) is lower than the fair price (159.89 βΉ).
Price significantly below the fair price: The current price (101.2 βΉ) is 58% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (8.19) is lower than that of the sector as a whole (27.36).
P/E vs Market: The company's P/E (8.19) is lower than that of the market as a whole (43.66).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.16) is lower than that of the sector as a whole (2.76).
P/BV vs Market: The company's P/BV (1.16) is lower than that of the market as a whole (6.15).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.06) is lower than that of the sector as a whole (11.66).
P/S vs Market: The company's P/S indicator (2.06) is lower than that of the market as a whole (8.67).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is lower than that of the sector as a whole (19.26).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (15.13).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -108.42% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-108.42%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-9.97%).
5.4. ROE
ROE vs Sector: The company's ROE (15.64%) is higher than that of the sector as a whole (13.46%).
ROE vs Market: The company's ROE (15.64%) is higher than that of the market as a whole (-0.3088%).
5.5. ROA
ROA vs Sector: The company's ROA (1.03%) is lower than that of the sector as a whole (3.06%).
ROA vs Market: The company's ROA (1.03%) is lower than that of the market as a whole (7.53%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (6.14%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (16.2%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.88% is higher than the average for the sector '1.32%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.88% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 4.88% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (14.86%) are at an uncomfortable level.
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