Company Analysis The Karnataka Bank Limited
1. Summary
Advantages
- Price (189.13 βΉ) is less than fair price (294.12 βΉ)
- Dividends (2.2%) are higher than the sector average (1.25%).
- Current debt level 3.79% is below 100% and has decreased over 5 years from 6.09%.
Disadvantages
- The stock's return over the last year (-29.77%) is lower than the sector average (-15.15%).
- The company's current efficiency (ROE=13.71%) is lower than the sector average (ROE=16.25%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| The Karnataka Bank Limited | Financials | Index | |
|---|---|---|---|
| 7 days | -6.5% | -0.2% | 0.3% |
| 90 days | -15.7% | -21.6% | -3.7% |
| 1 year | -29.8% | -15.1% | 7.9% |
KTKBANK vs Sector: The Karnataka Bank Limited has significantly underperformed the "Financials" sector by -14.62% over the past year.
KTKBANK vs Market: The Karnataka Bank Limited has significantly underperformed the market by -37.67% over the past year.
Stable price: KTKBANK is not significantly more volatile than the rest of the market on "National Stock Exchange Of India" over the last 3 months, with typical variations of +/- 5% per week.
Long period: KTKBANK with weekly volatility of -0.5725% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (189.13 βΉ) is lower than the fair price (294.12 βΉ).
Price significantly below the fair price: The current price (189.13 βΉ) is 55.5% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (5.84) is lower than that of the sector as a whole (60.14).
P/E vs Market: The company's P/E (5.84) is lower than that of the market as a whole (65.53).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.7115) is lower than that of the sector as a whole (3.48).
P/BV vs Market: The company's P/BV (0.7115) is lower than that of the market as a whole (6.53).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (1.65) is lower than that of the sector as a whole (10.24).
P/S vs Market: The company's P/S indicator (1.65) is lower than that of the market as a whole (18.85).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (-121.08) is lower than that of the sector as a whole (32.2).
EV/Ebitda vs Market: The company's EV/Ebitda (-121.08) is lower than that of the market as a whole (25.16).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 40.52% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (40.52%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (2.05%).
5.4. ROE
ROE vs Sector: The company's ROE (13.71%) is lower than that of the sector as a whole (16.25%).
ROE vs Market: The company's ROE (13.71%) is higher than that of the market as a whole (3.59%).
5.5. ROA
ROA vs Sector: The company's ROA (1.21%) is lower than that of the sector as a whole (4.57%).
ROA vs Market: The company's ROA (1.21%) is lower than that of the market as a whole (7.91%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (13.66%) is higher than that of the sector as a whole (10.28%).
ROIC vs Market: The company's ROIC (13.66%) is lower than that of the market as a whole (15.54%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 2.2% is higher than the average for the sector '1.25%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 2.2% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 2.2% has been growing weakly or stagnant over the past 5 years. Growth over only 2 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (11.97%) are at an uncomfortable level.
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