Company Analysis The Karnataka Bank Limited
1. Summary
Advantages
- Price (230.55 βΉ) is less than fair price (286.78 βΉ)
- Dividends (2.2%) are higher than the sector average (1.21%).
- The stock's return over the last year (-4.89%) is higher than the sector average (-44.23%).
Disadvantages
- Current debt level 3.79% has increased over 5 years from 1.75%.
- The company's current efficiency (ROE=12.05%) is lower than the sector average (ROE=14.6%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| The Karnataka Bank Limited | Financials | Index | |
|---|---|---|---|
| 7 days | 3.6% | 3.7% | 0.9% |
| 90 days | 1.8% | -7% | -3.1% |
| 1 year | -4.9% | -44.2% | 20.6% |
KTKBANK vs Sector: The Karnataka Bank Limited has outperformed the "Financials" sector by 39.34% over the past year.
KTKBANK vs Market: The Karnataka Bank Limited has significantly underperformed the market by -25.48% over the past year.
Stable price: KTKBANK is not significantly more volatile than the rest of the market on "National Stock Exchange Of India" over the last 3 months, with typical variations of +/- 5% per week.
Long period: KTKBANK with weekly volatility of -0.094% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (230.55 βΉ) is lower than the fair price (286.78 βΉ).
Price significantly below the fair price: The current price (230.55 βΉ) is 24.4% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (5.84) is lower than that of the sector as a whole (62.4).
P/E vs Market: The company's P/E (5.84) is lower than that of the market as a whole (53.81).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.7037) is lower than that of the sector as a whole (3.21).
P/BV vs Market: The company's P/BV (0.7037) is lower than that of the market as a whole (5.55).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.7937) is lower than that of the sector as a whole (8.48).
P/S vs Market: The company's P/S indicator (0.7937) is lower than that of the market as a whole (16.9).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (56.21) is lower than that of the sector as a whole (99.44).
EV/Ebitda vs Market: The company's EV/Ebitda (56.21) is higher than that of the market as a whole (36.92).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 34.76% over the last 5 years.
Earnings Slowdown: The last year's return (10.76%) is below the 5-year average return (34.76%).
Profitability vs Sector: The return for the last year (10.76%) is lower than the return for the sector (25.62%).
5.4. ROE
ROE vs Sector: The company's ROE (12.05%) is lower than that of the sector as a whole (14.6%).
ROE vs Market: The company's ROE (12.05%) is lower than that of the market as a whole (12.05%).
5.5. ROA
ROA vs Sector: The company's ROA (1.13%) is lower than that of the sector as a whole (3.97%).
ROA vs Market: The company's ROA (1.13%) is lower than that of the market as a whole (7.41%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (13.66%) is higher than that of the sector as a whole (10.28%).
ROIC vs Market: The company's ROIC (13.66%) is lower than that of the market as a whole (15.54%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 2.2% is higher than the average for the sector '1.21%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 2.2% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 2.2% has been growing weakly or stagnant over the past 5 years. Growth over only 3 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (11.97%) are at an uncomfortable level.
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