Company Analysis Indian Overseas Bank
1. Summary
Disadvantages
- Price (42.51 βΉ) is higher than fair price (19 βΉ)
- Dividends (0%) are below the sector average (1.2%).
- The stock's return over the last year (-43.61%) is lower than the sector average (-21.95%).
- Current debt level 8.64% has increased over 5 years from 3.11%.
- The company's current efficiency (ROE=10.17%) is lower than the sector average (ROE=16.24%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Indian Overseas Bank | Financials | Index | |
|---|---|---|---|
| 7 days | -0% | 0.1% | 2.8% |
| 90 days | -23.4% | -28.9% | -1.5% |
| 1 year | -43.6% | -22% | 0.2% |
IOB vs Sector: Indian Overseas Bank has significantly underperformed the "Financials" sector by -21.66% over the past year.
IOB vs Market: Indian Overseas Bank has significantly underperformed the market by -43.77% over the past year.
Stable price: IOB is not significantly more volatile than the rest of the market on "National Stock Exchange Of India" over the last 3 months, with typical variations of +/- 5% per week.
Long period: IOB with weekly volatility of -0.8387% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (42.51 βΉ) is higher than the fair price (19 βΉ).
Price is higher than fair: The current price (42.51 βΉ) is 55.3% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (42.23) is lower than that of the sector as a whole (59.44).
P/E vs Market: The company's P/E (42.23) is lower than that of the market as a whole (65.57).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (4.08) is higher than that of the sector as a whole (3.29).
P/BV vs Market: The company's P/BV (4.08) is lower than that of the market as a whole (6.52).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (9.26) is lower than that of the sector as a whole (10).
P/S vs Market: The company's P/S indicator (9.26) is lower than that of the market as a whole (18.86).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (24.94) is lower than that of the sector as a whole (118.96).
EV/Ebitda vs Market: The company's EV/Ebitda (24.94) is lower than that of the market as a whole (34.88).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -26.25% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-26.25%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (0.451%).
5.4. ROE
ROE vs Sector: The company's ROE (10.17%) is lower than that of the sector as a whole (16.24%).
ROE vs Market: The company's ROE (10.17%) is higher than that of the market as a whole (3.6%).
5.5. ROA
ROA vs Sector: The company's ROA (0.8013%) is lower than that of the sector as a whole (4.56%).
ROA vs Market: The company's ROA (0.8013%) is lower than that of the market as a whole (7.92%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (10.28%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (15.53%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.2%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.57.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (0%) are at an uncomfortable level.
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