Indian Overseas Bank
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
4/10
|
42.23 | 62.4 | -32.32% | 25.61 | 64.89% |
| P/S |
|
7.26 | 8.48 | -14.36% |
|
|
| P/BV |
|
0.3501 | 3.21 | -89.09% |
|
|
| P/FCF |
|
-33.62 | 11.2 | -400.23% |
|
|
| Ev/Ebitda |
|
33.02 | 99.44 | -66.79% |
|
|
| Ev/S |
|
8.01 | 10.23 | -21.72% |
|
|
| Ev/FCF |
|
-83.64 | 17.52 | -577.39% |
|
|
| E/P |
|
0.0534 | 0.3453 | -84.54% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
7/10
|
24.25 | 27.67 | -12.38% | -7.29 | -432.75% |
| ROE |
|
9.67 | 14.6 | -33.74% |
|
|
| ROA |
|
0.7576 | 3.97 | -80.93% |
|
|
| ROIC |
|
0 | 10.28 | -100% |
|
|
| ROS |
|
17.19 | 45.08 | -61.87% |
|
|
| ROCE |
|
1.06 | -13 | -108.19% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
8.08 | 25.18 | -67.9% | 4.6 | 75.82% |
| Nеt Debt/Ebitda |
|
3.08 | -10.72 | -128.71% |
|
|
| Debt/Ratio |
|
0.0864 | 0.4043 | -78.64% |
|
|
| Debt/Equity |
|
8.19 | 338.61 | -97.58% |
|
|
| Debt/Net Income |
|
11.4 | 22.51 | -49.35% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.21 | -100% | 3.55 | -100% |
| Number of years of dividend growth |
|
0 | 1.04 | -100% |
|
|
| DSI |
|
0.5714 | 0.7471 | -23.51% |
|
|
| Average dividend growth |
|
-10.58 | -14.5 | -27.06% |
|
|
| Average percentage for 5 years |
|
3.55 | 1.66 | 114.54% |
|
|
| Average percentage for payments |
|
31.07 | 36.34 | -14.52% |
|
|
| Difference from average difference in sector |
|
-1.21 |
|
|
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % |
|---|---|---|---|---|
| Growth impulse Revenue 5 years |
9/10
|
89.78 | 180.7 | -50.32% |
| Growth impulse Ebitda 5 years |
|
-145.05 | 496.05 | -129.24% |
| Growth impulse Net Income 5 years |
|
-131.26 | 903.72 | -114.52% |
| Growth impulse FCF 5 years |
|
-89.51 | -744.69 | -87.98% |
| Growth impulse EPS 5 years |
|
-116.38 | -532.73 | -78.15% |
IP Score
3.12/10
