Company Analysis World Acceptance Corporation
1. Summary
Advantages
- The stock's return over the last year (21.18%) is higher than the sector average (-30.61%).
- The company's current efficiency (ROE=20.42%) is higher than the sector average (ROE=17.16%)
Disadvantages
- Price (147.39 $) is higher than fair price (138.93 $)
- Dividends (0%) are below the sector average (2.68%).
- Current debt level 52.16% has increased over 5 years from 43.79%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| World Acceptance Corporation | Financials | Index | |
|---|---|---|---|
| 7 days | 1.7% | -30.6% | 0.4% |
| 90 days | -4.9% | -28.8% | 4.9% |
| 1 year | 21.2% | -30.6% | 20.9% |
WRLD vs Sector: World Acceptance Corporation has outperformed the "Financials" sector by 51.78% over the past year.
WRLD vs Market: World Acceptance Corporation has outperformed the market by 0.27% over the past year.
Stable price: WRLD is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: WRLD with weekly volatility of 0.41% over the past year.
3. Summary of the report
5. Fundamental Analysis
5.1. Stock price and price forecast
Above fair price: The current price (147.39 $) is higher than the fair price (138.93 $).
Price is higher than fair: The current price (147.39 $) is 5.7% higher than the fair price.
5.2. P/E
P/E vs Sector: The company's P/E (9.05) is higher than that of the sector as a whole (-221.56).
P/E vs Market: The company's P/E (9.05) is higher than that of the market as a whole (-68.72).
5.2.1 P/E Similar companies
5.3. P/BV
P/BV vs Sector: The company's P/BV (1.85) is lower than that of the sector as a whole (72.54).
P/BV vs Market: The company's P/BV (1.85) is lower than that of the market as a whole (51.39).
5.3.1 P/BV Similar companies
5.5. P/S
P/S vs Sector: The company's P/S indicator (1.44) is lower than that of the sector as a whole (261.36).
P/S vs Market: The company's P/S indicator (1.44) is lower than that of the market as a whole (148.63).
5.5.1 P/S Similar companies
5.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (7.35) is higher than that of the sector as a whole (-236.49).
EV/Ebitda vs Market: The company's EV/Ebitda (7.35) is higher than that of the market as a whole (-95.22).
6. Profitability
6.1. Profitability and revenue
6.2. Earnings per share - EPS
6.3. Past profitability Net Income
Yield Trend: Rising and has grown by 0.4% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (0.4%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (0%).
6.4. ROE
ROE vs Sector: The company's ROE (20.42%) is higher than that of the sector as a whole (17.16%).
ROE vs Market: The company's ROE (20.42%) is higher than that of the market as a whole (-6.23%).
6.6. ROA
ROA vs Sector: The company's ROA (8.91%) is higher than that of the sector as a whole (5.8%).
ROA vs Market: The company's ROA (8.91%) is lower than that of the market as a whole (38.59%).
6.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (13.17%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (9.66%).
8. Dividends
8.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '2.68%.
8.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
8.3. Payout percentage
Dividend Coverage: Current payments from income (3.08%) are at an uncomfortable level.
9. Insider trades
9.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
9.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 02.07.2025 | Prescott Associates L.P. 10% Owner |
Purchase | 169.09 | 5 520 620 | 32 649 |
| 14.02.2025 | McIntyre Scott Officer |
Purchase | 150.22 | 300 440 | 2 000 |
| 13.02.2025 | Childers Jason E. Officer |
Purchase | 148.46 | 186 911 | 1 259 |
| 31.01.2025 | Caulder Alice Lindsay Officer |
Purchase | 139.81 | 83 886 | 600 |
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Based on sources: porti.ru
