Company Analysis United Bankshares, Inc.
1. Summary
Advantages
- Dividends (4.08%) are higher than the sector average (1.93%).
- The stock's return over the last year (5.57%) is higher than the sector average (-20.24%).
- The company's current efficiency (ROE=7.68%) is higher than the sector average (ROE=5.61%)
Disadvantages
- Price (38.66 $) is higher than fair price (30.06 $)
- Current debt level 11.68% has increased over 5 years from 10.55%.
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| United Bankshares, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -4.6% | -6.2% | -2.3% |
| 90 days | 5.4% | -28.8% | 9.6% |
| 1 year | 5.6% | -20.2% | 31.2% |
UBSI vs Sector: United Bankshares, Inc. has outperformed the "Financials" sector by 25.81% over the past year.
UBSI vs Market: United Bankshares, Inc. has significantly underperformed the market by -25.61% over the past year.
Stable price: UBSI is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: UBSI with weekly volatility of 0.1071% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (38.66 $) is higher than the fair price (30.06 $).
Price is higher than fair: The current price (38.66 $) is 22.2% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (13.93) is lower than that of the sector as a whole (38.91).
P/E vs Market: The company's P/E (13.93) is lower than that of the market as a whole (48.89).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.07) is higher than that of the sector as a whole (0.6287).
P/BV vs Market: The company's P/BV (1.07) is lower than that of the market as a whole (3.36).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.39) is lower than that of the sector as a whole (4.98).
P/S vs Market: The company's P/S indicator (3.39) is lower than that of the market as a whole (10.23).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (1091.63) is higher than that of the sector as a whole (40.88).
EV/Ebitda vs Market: The company's EV/Ebitda (1091.63) is higher than that of the market as a whole (28.27).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 8.17% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (8.17%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (4.17%).
5.4. ROE
ROE vs Sector: The company's ROE (7.68%) is higher than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (7.68%) is lower than that of the market as a whole (10.79%).
5.5. ROA
ROA vs Sector: The company's ROA (1.22%) is lower than that of the sector as a whole (5.48%).
ROA vs Market: The company's ROA (1.22%) is lower than that of the market as a whole (6.51%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 4.08% is higher than the average for the sector '1.93%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 4.08% has been steadily paid over the past 7 years, DSI=1.
Dividend growth: Company's dividend yield 4.08% has been growing over the last 5 years. Growth over 31 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (53.16%) are at a comfortable level.
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
