Company Analysis Texas Capital Bancshares, Inc.
1. Summary
Advantages
- The stock's return over the last year (41.89%) is higher than the sector average (-46.28%).
- Current debt level 8.32% is below 100% and has decreased over 5 years from 15.22%.
- The company's current efficiency (ROE=5.91%) is higher than the sector average (ROE=5.49%)
Disadvantages
- Price (77.67 $) is higher than fair price (38.45 $)
- Dividends (0%) are below the sector average (1.74%).
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Texas Capital Bancshares, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -9.6% | 2.5% | 0.7% |
| 90 days | 16.6% | -34.1% | 7.3% |
| 1 year | 41.9% | -46.3% | 33.6% |
TCBI vs Sector: Texas Capital Bancshares, Inc. has outperformed the "Financials" sector by 88.16% over the past year.
TCBI vs Market: Texas Capital Bancshares, Inc. has outperformed the market by 8.32% over the past year.
Stable price: TCBI is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: TCBI with weekly volatility of 0.8056% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (77.67 $) is higher than the fair price (38.45 $).
Price is higher than fair: The current price (77.67 $) is 50.5% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (16.46) is lower than that of the sector as a whole (38.77).
P/E vs Market: The company's P/E (16.46) is lower than that of the market as a whole (48.05).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.9729) is higher than that of the sector as a whole (0.6876).
P/BV vs Market: The company's P/BV (0.9729) is lower than that of the market as a whole (3.1).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.89) is lower than that of the sector as a whole (4.98).
P/S vs Market: The company's P/S indicator (2.89) is lower than that of the market as a whole (10.14).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (9.04) is lower than that of the sector as a whole (40.79).
EV/Ebitda vs Market: The company's EV/Ebitda (9.04) is lower than that of the market as a whole (19.1).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -8.28% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-8.28%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (4.63%).
5.4. ROE
ROE vs Sector: The company's ROE (5.91%) is higher than that of the sector as a whole (5.49%).
ROE vs Market: The company's ROE (5.91%) is lower than that of the market as a whole (10.87%).
5.5. ROA
ROA vs Sector: The company's ROA (0.667%) is lower than that of the sector as a whole (5.54%).
ROA vs Market: The company's ROA (0.667%) is lower than that of the market as a whole (6.5%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.74%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.67.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (9.12%) are at an uncomfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 02.08.2024 | STALLINGS ROBERT W Director |
Purchase | 20 | 300 000 | 15 000 |
| 10.05.2024 | STALLINGS ROBERT W Director |
Purchase | 19.5 | 58 500 | 3 000 |
| 24.04.2024 | ROSENBERG STEVE Director |
Purchase | 58.61 | 95 593 | 1 631 |
| 24.04.2024 | Hyle Charles S Director |
Purchase | 58.61 | 95 593 | 1 631 |
| 19.04.2024 | ROSENBERG STEVE Director |
Purchase | 58.61 | 80 706 | 1 377 |
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
