Company Analysis Texas Capital Bancshares, Inc.
1. Summary
Advantages
- The stock's return over the last year (25.38%) is higher than the sector average (-26.38%).
- Current debt level 8.32% is below 100% and has decreased over 5 years from 8.6%.
- The company's current efficiency (ROE=5.91%) is higher than the sector average (ROE=5.61%)
Disadvantages
- Price (73.25 $) is higher than fair price (40.67 $)
- Dividends (0%) are below the sector average (1.72%).
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Texas Capital Bancshares, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -4.1% | 0.4% | -0.7% |
| 90 days | 0.9% | -32.9% | 2.6% |
| 1 year | 25.4% | -26.4% | 25.7% |
TCBI vs Sector: Texas Capital Bancshares, Inc. has outperformed the "Financials" sector by 51.77% over the past year.
TCBI vs Market: Texas Capital Bancshares, Inc. has underperformed the market marginally by -0.2758% over the past year.
Stable price: TCBI is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: TCBI with weekly volatility of 0.4882% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (73.25 $) is higher than the fair price (40.67 $).
Price is higher than fair: The current price (73.25 $) is 44.5% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (16.46) is lower than that of the sector as a whole (38.91).
P/E vs Market: The company's P/E (16.46) is lower than that of the market as a whole (49.04).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.9729) is higher than that of the sector as a whole (0.6287).
P/BV vs Market: The company's P/BV (0.9729) is lower than that of the market as a whole (3.17).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.89) is lower than that of the sector as a whole (4.98).
P/S vs Market: The company's P/S indicator (2.89) is lower than that of the market as a whole (10.24).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (9.04) is lower than that of the sector as a whole (40.84).
EV/Ebitda vs Market: The company's EV/Ebitda (9.04) is lower than that of the market as a whole (28.32).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 37.06% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (37.06%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-15.99%).
5.4. ROE
ROE vs Sector: The company's ROE (5.91%) is higher than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (5.91%) is lower than that of the market as a whole (10.71%).
5.5. ROA
ROA vs Sector: The company's ROA (0.667%) is lower than that of the sector as a whole (5.48%).
ROA vs Market: The company's ROA (0.667%) is lower than that of the market as a whole (6.47%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.72%.
7.2. Stability and increase in payments
Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.67.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (9.12%) are at an uncomfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 29.01.2025 | STALLINGS ROBERT W Director |
Purchase | 20.99 | 15 239 | 726 |
| 28.01.2025 | Holmes Rob C President and CEO |
Purchase | 79.75 | 53 034 | 665 |
| 02.08.2024 | STALLINGS ROBERT W Director |
Purchase | 20 | 300 000 | 15 000 |
| 10.05.2024 | STALLINGS ROBERT W Director |
Purchase | 19.5 | 58 500 | 3 000 |
| 24.04.2024 | ROSENBERG STEVE Director |
Purchase | 58.61 | 95 593 | 1 631 |
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